Signing-up for credit cards through partner links earns us a commission. Here’s our full Advertising Policy.
Here’s my Chase credit card strategy for 2019! This coming year, I have a few vacations that I’d like to take, so I’m working on the miles and points to get me there. Credit card rewards can be used to get nearly free airfare and free hotel stays. For example, I took a round-trip flight to San Diego with my partner for just ~$22 TOTAL plus points. And in a couple of weeks, we will be staying at the Hyatt Ziva all-inclusive resort in Mexico for 4 nights FREE! You can also get nearly free flights and hotel stays using credit card rewards points earned from the best travel credit cards.
These are the fantastic Chase credit cards that I’ll be using or applying for this year:
- Southwest Rapid Rewards® Priority Credit Card (I got approved for this card, and the points count towards the Southwest Companion Pass!)
- Southwest Rapid Rewards® Premier Business Credit Card (I also got approved for this card, and the points count towards the Southwest Companion Pass!)
- Ink Business Preferred℠ Credit Card (I’m going to try for a 2nd business Chase credit card like team member Keith just did!)
- United℠ Explorer Card (This Chase credit card will give me a free bag and more award flight availability!)
- The World Of Hyatt Credit Card (This credit card is great for free hotel stays!)
My Chase Credit Card Strategy for 2019
1. Earning the Southwest Companion Pass
The Southwest Companion Pass is one of my favorite deals in travel. That’s because you can add a designated travel companion to your ticket without using any additional points! All you have to do is pay the taxes and fees, which is usually ~$11 per person. And you can add your companion to flights paid for with points OR to flights paid with cash!
The Southwest Companion Pass can last for up to 2 years. I should be getting mine in February 2019 and it will last until December 31, 2020!
You can earn the Southwest Companion Pass by signing up, and meeting the minimum spending requirements on a combination of these Southwest credit cards. You must apply for 1 Southwest personal credit card and 1 Southwest business credit card to receive the points needed towards earning the Southwest Companion Pass! Check out our FAQ guide for everything you need to know about the companion pass.
- Southwest Rapid Rewards® Priority Credit Card
- Southwest Rapid Rewards® Premier Credit Card
- Southwest Rapid Rewards® Plus Credit Card
- Southwest Rapid Rewards® Premier Business Credit Card
2. Getting a 2nd Chase Ink Business Credit Card
Our team member Keith recently got approved for a 2nd Ink Business Preferred℠ Credit Card. I have the Ink Business Preferred℠ Credit Card, and would love to get another one this year for my other business. That’s because it’s currently the highest Chase offer at the moment — 80,000 Chase Ultimate Rewards points — after you spend $5,000 on purchases in the first 3 months from account opening.
3. Applying for the United Explorer Card
After Southwest Airlines, United Airlines is my next go-to airline. That’s because Chase Ultimate Rewards points transfer to United Airlines for free! I will be applying for the United℠ Explorer Card. Beefing up my United miles balance will leave more Chase points that I can use towards flights on Southwest Airlines or to stay at Hyatt hotels!
Other huge benefits of the United℠ Explorer Card include:
- Free checked bag on United Airlines for you and a companion when you pay for the flight with your card
- access to more award seats
Because I have a baby, having the option of checking in a bag for free is an added perk. Plus, I’ll get access to more award seats with the credit card! This means cheaper flights!
4. Getting the World of Hyatt Card
I love staying at Hyatt hotels and will be applying for The World Of Hyatt Credit Card. My 2019 strategy includes stocking up on Hyatt points so that I can have more options when it comes to hotels. I’d love to be able to go on vacation and stay an extra night, or bring my mom along to help look after my daughter!
What’s your credit card strategy for 2019? Share with us in the comments below!