What Was Once Considered the Best Hotel Credit Card Will Soon Vanish (Apply Before It’s Too Late!)

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What Was Once Considered the Best Hotel Credit Card Will Soon Vanish (Apply Before It’s Too Late!)

JasminWhat Was Once Considered the Best Hotel Credit Card Will Soon Vanish (Apply Before It’s Too Late!)Million Mile Secrets Team

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Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.

There’s one guarantee in the miles and points world:  Things are always changing.

This week brought news that AMEX and Starwood will soon discontinue the Starwood Preferred Guest® Credit Card from American Express, which was once widely considered the best hotel credit cardIt’ll no longer be available for new applications as of February 13, 2019 – just a few weeks away.

Folks who’ve been collecting miles and points for years likely have or have had this card, so they’re not eligible for the bonus.  But if you’ve never held Starwood Preferred Guest® Credit Card from American Express, this is your last shot to snag it and boost your Marriott points balance.

You can apply for the AMEX Starwood Preferred Guest Card here.

The AMEX Starwood Card Was Once Thought of as the Best Hotel Credit Card.  The Kids and I Redeemed Points From the Card for a Luxury Stay at the St. Regis Abu Dhabi, Which Now Costs Just 35,000 Marriott Points per Night

Here’s what to know about the AMEX Starwood Preferred Guest Card before you decide to apply!

No Longer the Best Hotel Credit Card, but Still a Great Deal

Apply Here:   Starwood Preferred Guest® Credit Card from American Express

Read our review of the AMEX Starwood Preferred Guest Credit Card

While it stinks that the Starwood Preferred Guest® Credit Card from American Express is going away for good (effective February 13, 2019), I’m glad AMEX at least gave us a heads up a few weeks before its demise.  That way if you’re interested you’ve got one last chance to add this card to your collection.

The Starwood Preferred Guest® Credit Card from American Express comes with a welcome bonus of 75,000 Marriott points after spending $3,000 on purchases in the first 3 months of opening your account.  That’s a nice chunk of points, and more than enough for a night at a top-tier Ritz-Carlton hotel with the current award chart.  Or many more nights at lower category brands like Courtyard or Residence Inn.

Keep in mind, there are some rules around eligibility for this card beyond the AMEX one bonus, per card, per person, per lifetime rule.  AMEX says:

[W]elcome offer not available to applicants who have or have had The Marriott Rewards® Premier Credit Card from Chase, The Marriott Rewards® Premier Plus Credit Card from Chase, The Marriott Rewards Credit Card from Chase, or The Ritz-Carlton Rewards® Credit Card from JP Morgan in the last 30 days.

You Could Splurge and Redeem Points at the Ritz-Carlton, Kapalua in Hawaii, Where Paid Rates Can Sometimes Top ~$1,300+ per Night

The $95 annual fee is waived the first year (See Rates & Fees), so the card is free to try out for ~11 months to see how you like it and if you enjoy the perks.

With the Starwood Preferred Guest® Credit Card from American Express, you’ll earn:

  • 6X Marriott points per $1 on eligible Starwood and Marriott Rewards hotels
  • 2X Marriott points per $1 on every other purchase
  • A free night award you can redeem at any hotel up to 35,000 points each year on your card anniversary
  • Automatic Marriott Silver Elite Status
  • Marriott Gold Elite Status after spending $35,000 on your card in a calendar year
  • Terms apply

Admittedly, the Starwood Preferred Guest® Credit Card from American Express isn’t what it used to be since Marriott and Starwood merged.  For example, before the merger you’d earn 1 Starwood point per $1 on non-bonus category spending.  That’s now 2 Marriott points per $1, but Starwood points converted to Marriott points at a 1:3 ratio, so this was effectively a ~33% decrease in earning.

And there are now hotel cards with better perks that really give the Starwood card a run for its money, like:

There’s still terrific value to be had from the card, though.  That’s especially true if you like transferring Marriott points to airline partners for award flights – here’s Jason’s take on why he’s focusing on earning Marriott points this year to do just that.

You can also check out Meghan’s post about all the changes coming to the Starwood and Marriott cards with the launch of the new Marriott Bonvoy loyalty program in February 2019.

Remember, your last day to apply for the Starwood Preferred Guest® Credit Card from American Express is February 12, 2019, because it’s being discontinued on February 13, 2019.  And don’t forget AMEX’s one bonus, per person, per card, per lifetime rule – so if you’ve had this exact card in the past, you’re not eligible for the bonus.

You can apply for the AMEX Starwood Preferred Guest Card here.

Are you sad this card is going away?  Or more excited about the new Marriott Bonvoy cards?  Let us know in the comments.

For rates and fees of the Starwood Preferred Guest Credit Card from American Express, please click here.

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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Something has changed. I just tried to apply for the SPG guest card and got a popup that said I”m ineligible because I have or have had a Marriott Premier or Ritz Card. Period, like ever. No 30 day language. I contacted Amex and two reps confirmed it is ever. They had never heard of the 30 day language.

Hi Jasmin,

I have Marriott Rewards Premium Plus Business card from Chase. Got it in March 2018. Am I eligible for SPG personal card? Thanks for the help!

Author

Hi AJ – You should still be eligible, because the terms say:

[W]elcome offer not available to applicants who have or have had The Marriott Rewards® Premier Credit Card from Chase, The Marriott Rewards® Premier Plus Credit Card from Chase, The Marriott Rewards Credit Card from Chase, or The Ritz-Carlton Rewards® Credit Card from JP Morgan in the last 30 days.

The Marriott Rewards® Premier Plus Business credit card isn’t on the list.

Why can’t Marriott decide on one name I have the SPG AMEX cardy sister had the Marriott card by chase now theirs the Marriott Envoy. Who going to offer that card. Or every card stays the same with the same rewards. I say lower the 3 month spending limit to $2000 for the same points and Envoy us. With Marriott Envoy Rewards. And for us that have the card offer more points for your dollars spent and you will be on top again It’s still a great card to have.

They already castrated the card after the merger was complete.
Earnings are much less. SPG points used to be the best, now marriott points are barely worth more than Hilton or IHG points.

Author

Hi Pj – Yes, I mentioned that in the post. I miss Starwood points too.

Question – for existing Starwood AMEX cardholders, what rebranding will happen to the card, and when?

Author

Hi Richard – All the details are here:

https://millionmilesecrets.com/news/marriott-rebrand-will-impact-credit-cards/

Basically existing cardholders will be changed to the Marriott Bonvoy American Express Card, folks who had the card by January 23, 2019 can also register for a spending offer to earn more points (details in post above).

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