Small Business Owner?  You Should Have an AMEX Membership Rewards Earning Credit Card (Here Are My Favorites!)

Signing-up for credit cards through partner links earns us a commission. Here’s our full Advertising Policy.

Small Business Owner?  You Should Have an AMEX Membership Rewards Earning Credit Card (Here Are My Favorites!)

MeghanSmall Business Owner?  You Should Have an AMEX Membership Rewards Earning Credit Card (Here Are My Favorites!)Million Mile Secrets Team

Signing-up for credit cards through partner links earns us a commission. Here’s our full Advertising Policy.

Part of my personal credit card strategy is to earn transferable rewards like AMEX Membership Rewards points because they provide me with the flexibility I need when it comes to booking award travel.  I’m also a small business owner, so I focus on earning even more travel rewards with business credit cards.

AMEX small business cards are extra appealing because they don’t appear on your personal credit report.  So opening cards won’t hurt your chances of being approved for Chase cards.

For these reasons, I believe all small business owners should hold an AMEX Membership Rewards earning business card.  Why miss out on another way to earn even MORE free travel for expenses you’ll pay anyway?

The Business Platinum® Card from American Express and The Blue Business℠ Plus Credit Card from American Express are my 2 favorite AMEX Membership Rewards earning small business card picks.  Depending on your spending habits and travel goals, I’m certain at least one of these will make sense for you!

2017 Credit Cards Worth Paying The Annual Fee Meghan
I Use Cards That Earn AMEX Membership Rewards Points to Pay for the Expenses of Running My Vacation Rental in Montana

Earn More AMEX Membership Rewards Points With American Express Small Business Cards

1.   The Business Platinum® Card from American Express

Apply Here:   The Business Platinum® Card from American Express

Read our review of the AMEX Business Platinum

The Business Platinum® Card from American Express comes with lots of great perks, making it (in my opinion) the best premium small business credit card.

With the AMEX Business Platinum card, you’ll earn:

  • 50,000 AMEX Membership Rewards points after you spend $10,000 on purchases in the first 3 months of account opening
  • 25,000 AMEX Membership Rewards points after you spend an additional $10,000 on qualifying purchases within the same time frame.

Plus, you’ll get these perks which are unique to the business version of the AMEX Platinum card:

  • 1.5X AMEX Membership Rewards points on single purchases of $5,000+ (up to 1,000,000 additional points per calendar year)
  • 35% of your points back for ALL First Class or Business Class flights booked through the AMEX travel portal using Pay With Points
  • 35% of your points back for all flights, including coach tickets, booked with your selected airline through the AMEX travel portal using Pay With Points (up to 500,000 points back per calendar year)
I Love Transferring the AMEX Membership Rewards Points I Earn With Certain AMEX Small Business Cards to Partner Airlines Like Delta to Save Boatloads of Cash on Business Class Seats!

I saved nearly 125,000 AMEX Membership Rewards points with the 35% rebate last year alone!  So I’ve decided to keep my AMEX Business Platinum card for the third year in a row.

Check out our review of the AMEX Business Platinum card here.

2.   The AMEX Blue Business Plus Card

Apply Here:   The Blue Business℠ Plus Credit Card from American Express

Read our review of the AMEX Blue Business Plus

For a no-annual-fee card business card (See Rates & Fees), The Blue Business℠ Plus Credit Card from American Express card can’t be beaten.

The AMEX Blue Business Plus card comes with:

  • 2 AMEX Membership Rewards points per $1 on the first $50,000 in purchases per calendar year (then 1X AMEX Membership Rewards point on all purchases)
  • NO annual fee (See Rates & Fees)
  • Terms Apply

Having an AMEX card that earns 2X points per $1 on $50,000 in purchases per year is an excellent deal.  Similar small business cards have a lower earning rate for ongoing purchases.

I was able to max out the 2X points per $1 on $50,000 in purchases with a number of large business expenses that came up last year.  And I used the bonus AMEX Membership Rewards points I earned to travel to spots like Colorado, California, and Europe!

You can read an in-depth review of the AMEX Blue Business Plus card here.

Just remember, you’re only eligible to earn the welcome bonus ONCE per person, per lifetime on each American Express card.  So it’s worth applying for these cards when their bonuses are at their highest, and when you know you can meet the minimum spending requirements!

For the rates and fees of The Blue Business Plus Credit Card from American Express, please click here.

If you liked this post, why don’t you join the 36,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

The Business Platinum® Card from American Express

The Business Platinum® Card from American Express

  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • Get one year of Platinum Global Access from WeWork. With this membership, you can access 300+ premium, inspiring workspaces in 75+ cities. To get this exclusive offer, enroll between 2/15/2019 and 12/31/2019.
  • Terms Apply
  • See Rates & Fees
Terms Apply | Rates & Fees

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

Add comment

E-mail is already registered on the site. Please use the Login form or enter another.

You entered an incorrect username or password

Sorry that something went wrong, repeat again!

1comment

by Newest
by Best by Newest by Oldest

Wanting to get an amex business card but weary as I like to buy a lot of store restaurant and travel gc’s. Is this something I should be concerned about?