American Express Membership Rewards Hilton Transfer Promotion – Up to 50% Bonus and How to Get Huge Value From It (Targeted)

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American Express Membership Rewards Hilton Transfer Promotion – Up to 50% Bonus and How to Get Huge Value From It (Targeted)

Alex CurtisAmerican Express Membership Rewards Hilton Transfer Promotion – Up to 50% Bonus and How to Get Huge Value From It (Targeted)Million Mile Secrets Team

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Some American Express Membership Rewards cardholders are being targeted for an increased Hilton transfer bonus of up to 50%.  Others are being targeted for a 30% transfer bonus, but some folks have had success calling AMEX and getting matched to the higher bonus.

Normally you can transfer AMEX Membership Rewards points to Hilton at a 1:2 ratio.  But with the best bonus offer, you can transfer points to Hilton at a 1:3 ratio.  That means 1,000 American Express Membership Rewards points would earn you 3,000 Hilton points.

This offer can be valuable, especially if you combine it with Hilton’s 5th night free on award stays for elite members (which you can easily get, along with lots of other money savings perks, with one of the AMEX Hilton credit cards).  But in general you’ll get more value by transferring your AMEX Membership Rewards points to airline partners.

This offer is targeted and expires on December 31, 2018.

Targeted AMEX Cardholders Can Transfer Membership Reward Points to Hilton Points at a 50% Bonus
Targeted American Express Cardholders Can Transfer Membership Reward Points to Hilton at a 50% Bonus

A 1:3 transfer ratio might seem amazing at first, but Hilton points are not the most valuable points (usually worth ~0.5 to ~0.75 cents each).  So while the standard 1:2 ratio is rarely a good deal, this improved 1:3 bonus transfer rate can make sense if used strategically.  There are also many other ways to earn Hilton points.

How to Get The Most Out of This American Express Hilton Promotion

Where we really see this offer shine is when it is used on high-end hotels in combination with Hilton’s 5th-night free perk.

The reason that redeeming points on high-end Hilton hotels is so good, is because award stays don’t carry the resort fees or mandatory service charges required by cash stays.  Some of Hilton’s fanciest hotels like the Waldorf Astoria Ras Al Khaimah charge a 10% service charge on top of the cash price.  Since a standard room generally goes for $500 to $600 per night, this is an extra $50 to $60 you can save by booking with points.

If you have any tier of elite status with Hilton, you can also take advantage of the 5th-night free perk, which allows you to book 5 consecutive award nights for the cost of 4.  These must all be booked with points to get the 5th night free.  With an expensive room from a premium hotel, this extra free night can significantly improve the value of your points.

An easy way to maintain elite status is with one of the American Express Hilton cards.  Even the no annual fee Hilton Honors American Express Card earns automatic Silver elite status which is enough to enjoy this amazing benefit.

Waldorf Astoria Room Pricing and Availability
Service Charges or Resort Fees Can Quickly Add Up!

For example, at the Waldorf Astoria Ras Al Khaimah I found a room for $661 per night with the Hilton Honors discount.  All-in, with taxes and service charges, this room came out to ~$3,848 for 5 nights.  You could also stay in this same room for 70,000 Hilton points per night.  When you use the 5th free night perk, we can book an award stay of 5 nights for the cost of 4 nights, which is 280,000 Hilton points (70,000 Hilton points per night x 4).

Under this promotion, you can get the points you need to book that award by transferring 94,000 AMEX Membership Rewards points.  So this ~$3,848 reservation would cost just 94,000 AMEX Membership Rewards points if you transferred them during this 50% bonus promotion.  That comes out to a value of ~4.1 cents per Membership Reward point, which is exceptional for a Hilton award!

Should You Transfer to Hilton With This Promotion?

American Express Membership Rewards points are some of the best in the industry.  We often see the best value by transferring these points to one of their many airline partners.  Normally transferring to Hilton (at the 1:2 ratio) would not be a smart use of the points, but with this improved transfer bonus, it could potentially be worth it.

I would only recommend transferring if you have a specific redemption in mind and you have run the math to ensure that it is worth it.  You can usually get ~1.75 cents to ~2 cents of value from a Membership Reward point, so only transfer to Hilton if you are able to get more than that value for the redemption you are considering.

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Hilton Honors American Express Ascend Card

Hilton Honors American Express Ascend Card

  • Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Ascend Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • $95 annual fee.
  • Terms Apply.
  • See Rates & Fees
Terms Apply | Rates & Fees

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Great post! There is only one thing that I noticed that I would disagree with, even though I know that multiple other experts agree with you on this matter. It’s when you said, “I would only recommend transferring if you have a specific redemption in mind…” I’m planning on flying to NYC with direct flights from a British Airways 40% bonus transfer I did over a year ago. The cost was about 5.5k Amex points one way per person because of the transfer, cheaper by a decent margin than any other points option. I did not have that or any other specific redemptions in mind when I made the transfer so long ago. When I transferred 200k Amex points to Hilton during this bonus, I also did not have any specific redemptions in mind, but noted that with the Amex cards I have, none of which are Hilton branded, I’m able to get better value than using the Hilton cards themselves by using this promo. With me having 4 credit cards and 3 charge cards with Amex already, and the 4-5 credit card limit of Amex, I’m especially glad that promos like this one exist, & jumped at the opportunity despite not having any redemptions in mind. I definitely agree with you though that people should run the math for themselves prior to doing the transfer.

I just got approved for the Hilton Ascend card with a 150,000 point bonus. Doctor of Credit lists best available bonuses on different cards, that’s how I happened to find this, and it tells you the slightly indirect route for getting to this offer.

Keep in mind that by using points rather than cash you lose the bonuses Hilton pays on your reservations. As a diamond member I get at least 20% back in points. Hilton has a new bonus beginning 1/4/19.