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The Chase Freedom 5X categories for January through March 2019 are now official. I’ll give you tips for how to earn the maximum of 7,500 Chase Ultimate Rewards points during that time on $1,500 worth of spending with your Chase Freedom credit card. To activate this bonus, just click the link in the email you’ll get from Chase.
The categories will be gas stations, drugstores, and tolls. (In a moment I’ll give you tips for making the most of these.)
7,500 Chase Ultimate Rewards points are worth $75 cash back. But I get more than $75! I love to travel. And Chase points are worth much more when you use them for travel awards. Here’s what you do: move your Chase Ultimate Rewards points from your Freedom credit card to any one of these:
- Chase Sapphire Preferred® Card (#1 credit card for folks new to using points for travel. No annual fee in year 1. I’ve kept this card for 5+ years.)
- Ink Business Preferred℠ Credit Card (biggest Chase point sign-up bonus and best business credit card)
- Chase Sapphire Reserve® (great pick if you know for sure you’ll be traveling a lot)
Everyone on the Million Mile Secrets team has either the Chase Sapphire Preferred® Card OR the Chase Sapphire Reserve®. And many of us also have the Ink Business Preferred℠ Credit Card. (I’m excited to apply for this one next!)
With any of the cards above, your Chase Ultimate Rewards points get a big boost in value! Instead of 7,500 points yielding $75, you can earn a minimum of ~$95 off your next flight, hotel, rental car, etc. You just buy it with Chase points instead of money on the Chase travel site. (It’s just like Expedia.) . But wait, there’s more! 🙂
Move Chase Ultimate Rewards Points From Chase Freedom to These Cards for Really Big Travel
When I first got the Chase Freedom card I settled for cash back. And that’s great. But I realized I could get a lot more from my points for the travel I wanted to do.
The trick is to transfer your Chase Ultimate Rewards points into airline and hotel loyalty programs.
For me, I’ve had great success transforming my Chase Ultimate Rewards points into United Airlines miles, Hyatt points, and Southwest points. And there are other great partners like British Airways, JetBlue, Marriott, IHG, and more.
Here are just a few examples of easy-to-book travel I’ve had with the help of Chase Ultimate Rewards points:
- completely free stays at an all-inclusive resort hotel suite on the white sandy beaches of Cancun
- Business Class round-trip flights to Europe for peak travel in the summer
- Southwest flights to the Dominican Republic
- coach flights around the US
Chase Freedom Categories — Earn up to 7,500 Chase Ultimate Rewards Points per Quarter — Quick Tips
You can spend $1,500 combined in these categories to earn 5X points on each $1 spent to get the 7,500 Chase points. Just click the link in the email Chase sends you to enroll. It’s super easy.
Beyond fuel, gas stations often sell lots of the items. Look carefully in the gas station store. You’ll find useful things you’d be buying anyway. Also, sandwiches. 🙂
Not sure if a certain place will count as a gas station? Try making a small non-fuel purchase at your local 7-11 that sells gas, or Wawa, etc. Click on the purchase in your online Freedom account and you’ll see if it “coded” as a gas station to earn 5X points. If so, now you’re earning 5X on coffee and doughnuts too! I meant salads. I meant to write salads.
You already know drugstores sell all sorts of things from contact lenses to printing photo books to groceries. But try drugstore websites too. Some of the well-known drugstores have free shipping or cheap shipping.
These are the worst. I wish I had a trick for this. But at least you’ll feel a bit better knowing you’re earning 5X points per $1.
If you plan to travel in 2019, move your Chase Ultimate Rewards points from your Freedom credit card to any one of these that we highly recommend:
- Chase Sapphire Preferred Card – I have it. I love it. There’s no annual fee in the first year so you can try out the points-travel hobby with no risk.
- Chase Sapphire Reserve – has a significant annual fee but pick this one instead if you know you’ll make use of the outstanding perks that more than pay for itself
- Everyone on our team has one of the two cards above!
- Ink Business Preferred Credit Card — if you have a small business, this is fantastic, in part because it has the biggest Chase Ultimate Rewards sign-up bonus!