2 Changes to the Chase Sapphire Preferred Card

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2 Changes to the Chase Sapphire Preferred Card

Million Mile Secrets2 Changes to the Chase Sapphire Preferred CardMillion Mile Secrets Team

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You can get the Chase Sapphire Preferred card with 2 new changes: a chip for greater acceptance outside the US and the ability to view your bonus points online.

Chase Sapphire Preferred

Link:   Chase Sapphire Preferred

The Chase Sapphire Preferred card, in my opinion, is 1 of the best credit cards for earning miles and points.  It is usually the card I recommend to folks who only want 1 credit card.

With the Chase Sapphire Preferred you get:

  • 2X Ultimate Rewards points per $1 spent on travel and dining
  • 1X Ultimate Rewards points per $1 spent on everything else
  • NO foreign transaction fees

You earn Ultimate Rewards points on your purchases which can be used for statement credit or travel.

You can get 1 cent per point if you use your Ultimate Rewards points as a statement credit.   For some, the statement credit is worth it, but I get more value by using my Ultimate Rewards points for travel.

Ultimate Rewards points are worth 1.25 cents when you book travel through the Ultimate Rewards Mall.

You can almost instantly transfer points to the following airlines and hotels at a 1:1 ratio:

  • British Airways
  • United Airlines
  • Hyatt
  • Southwest
  • Virgin Atlantic
  • Marriott
  • Ritz-Carlton
  • Korean Air
  • IHG Hotels
  • Flying Blue

This makes the points earned from your Chase Sapphire Preferred even more valuable.

Smart Chip

You can get a Smart Chip on your Chase Sapphire Preferred card.  This is similar to the Smart Chip on the British Airways card and the Hyatt card.  All new versions of the card already have the chip and if you already have the Sapphire Preferred, you will get the version with the chip when your card is renewed.

But you can also call the number at the back of your card (800-493-3319) to request a new card with the chip if you’ll be traveling outside the US soon.

However, this is a Chip-and-Signature card, so you may not be able to use the card everywhere in Europe, because many automatic machines in Europe require Chip-and-PIN cards.  But it will certainly be easier than using a card with no chip. 

You pay NO foreign transaction fees when you use the Chase Sapphire Preferred card for international travel.

You get 2X Chase Ultimate Rewards points when you use your card for traveling and dining so having a smart chip on your card lets you to use it more often when you travel.

View Bonus Transactions Online

You can also see how many Ultimate Rewards points you’ve earned per transaction, including the bonus points you’ve earned from travel and dining online.

2 Changes To The Chase Sapphire Preferred Card
How Many Ultimate Rewards Did You Earn For Each Transaction?

So now you can easily check that you’re getting your bonus points.

Bottom Line

The Chase Sapphire Preferred now comes with a chip and the ability to view the 2X points you’ve earned on each dining and travel purchase.

If you already have the Chase Sapphire Preferred card, you can call to get the new chip card and go online to view your bonus transactions.


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Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Daraius, do you have any tips of how to explain this to reps? I have received 3 replacement cards now that do NOT have the chip despite them saying they show it is one with chip in their system. The last rep I spoke to, who was a supervisor, said that you cannot see the chip it is embedded in the card which I of course know is false. I am leaving for an international trip soon and want to be able to use my CSP!

Hi, Daraius. Thanks for the post, it’s a nice reminder of all the features of the Great Sapphire card. Hopefully, if Chase doesn’t increase fee for those who have this card already. One question I have is: Is there a way to see the Purchases of an Authorized user separately? I know it’s possible with Business cards, but I want to keep this card and I have auth.users added to my account. Thanks, Daraius & Emily

Million Mile Secrets

@stvr – I wrote about this in 2013 as well.

@Ed – Unfortunately, I don’t believe there is a way to track authorized user spending on personal cards currently.

Hey MMS: Welcome to October of 2013!!!


Come on now, give us some fresh content that’s a little newer than SIX MONTHS OLD!

I’ve had the chip and pin for awhile but just noticed the points received feature. Pretty nice. Chip and pin in the US is a funny thing. Most people don’t know what it is. One girl last week and Walmart wouldn’t let me slide my card and insisted that I had to insert my card in the chip reader which I find actually takes longer to process your card in my experience.

Million Mile Secrets

@Michael – I’m guessing that it will eventually happen.

@choi – I haven’t got notice of an increased annual fee.

PoPo – think “manufactured content” rather like “manufactured spending.”


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