“It was great to walk through the Old City…and just feel the energy!”
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Miles & Points Interview: lifelaidout
Roger writes lifelaidout to concentrate on helping folks to save time, money and energy by obtaining the best value out of life.
How and when did you start collecting miles and points?
In 2009, after having a less than pleasant stay at a Westin hotel, I complained to the staff multiple times. I ended up with 40,000 Starwood points for my troubles. That is equivalent to 4 free nights at a Westin or ~$800!
At that point, I started thinking that this “collecting points” thing could be an interesting hobby to pursue.
Why did you start your blog? What’s special about it?
I started thinking about the idea of lifelaidout after having a very frustrating experience finding a NYC apartment 7 years ago.
I found the process extremely complicated. There wasn’t a clear and unbiased guide I could read to figure out how to best go through the process.
So I started thinking about how I could map out some complex life experiences in a simple way for others.
In a nutshell, that’s how my blog lifelaidout was started.
I write about a variety of topics including credit cards, travel, apartments, and personal finance. My main focus is on helping my readers find the best value for their time, money, and energy.
I try to use numbers or create models as much as possible to prove out my thoughts (like I did here to compare the Chase Sapphire Preferred card vs. the Starwood Amex card).
What’s the one single thing people can do to get more miles?
Apply for multiple credit cards when you’re expecting a large purchase. That is how I recently got a bunch of miles.
In the weeks leading up to our wedding, we needed to put down the final payment for our venue. Luckily, I had just read your blog post on how you applied for 16 credit cards in a year (which was amazing!).
I got pretty inspired and decided it would be a good idea to apply for 3 new credit cards.
I split our final wedding payment among those cards to fulfill each card’s minimum spend. This earned me the sign-on bonus for each card in one fell swoop!
That was pretty awesome because I was able to earn a lot of miles quickly! I didn’t have to worry about how to allocate my everyday spend among those cards after that big purchase.
What’s your most memorable travel experience?
I’m going to cheat here and name two, but Cuba and Israel have to be the most memorable travel experiences I’ve had so far.
Americans typically aren’t allowed to visit Cuba legally. I was lucky enough to tag along with my friend’s college for a spring break trip almost 10 years ago. It was such a great experience!
We toured the streets of Havana in a scooter, got to taste the Cuban cigars and rum that I always heard about, and just experience the culture and interacted with locals.
Israel was also an awesome trip for me. It was great to walk through the Old City (in Jerusalem) and just feel the energy.
Millions of people come to the Old City every year. It’s remarkable that such a small stretch of land has been extremely important to so many people for thousands of years.
Aside from the history, Israel also has a lot of great food. We had some of our favorite meals of all time in Israel.
What do your family and friends think of your miles & points hobby?
They’re actually very supportive.
My wife wondered, at first, why we had to put certain types of spend on one card vs. another and if it was really worth the hassle. After staying for “free” at the Sheraton in Tel Aviv and the St. Regis in Rome, she’s been able to see the tangible value of optimizing points.
It’s fun to be able to talk to friends and family about my points hobby. My in-laws, especially, are avid followers of my blog.
At work, I also get a chance to share my hobby with co-workers because I offer free credit card consultations to help them find the right credit card.
Is there any tool or trick which you’ve found especially useful in this hobby?
Keeping track of mileage balances, expiration dates, credit card cancellation dates, and gift card balances can be overwhelming.
I use AwardWallet to keep track of all of my mileage and point balances.
After I’ve applied for a credit card, I’m pretty diligent about adding an entry into my Google calendar, reminding me when I need to cancel the card to avoid the annual fee.
And lastly, I use the Notepad app on my iPhone to keep track of my gift card balances and expiration dates.
What was the least expected way you’ve earned miles or points?
I was pretty surprised when I got that 40,000 points from the Westin in San Antonio. That was more points than I had ever had before and I was able to utilize it to pay for our hotel in Tel Aviv.
What do you now know about collecting miles and points which you wish you knew when you started out?
I just wish I would have started being a little more deliberate about collecting miles and points before 2009.
Since I started this hobby, I’ve used points to subsidize my international trips to England, France, Italy, and Israel. In my earlier years, I might have taken more trips abroad if I was able to pay for part of the trips with points.
What would your readers be surprised to know about you?
Instead of listening to music, I prefer having a movie playing in the background while I’m blogging. My current rotation of movies is Moneyball, Office Space, 21, and Rounders.
Any parting words?
Collecting miles and points is complicated. There are a lot of variables that can change from year to year, like a hotel program changing their point values or relationship changes between a loyalty program and a credit card – and it totally affects your strategy.
That’s why following a blog like Million Mile Secrets is so valuable because you do a lot of the leg work so others don’t have to.
I’d say, focus on optimizing across a couple of loyalty programs and that’s it – try not to overdo it.
Also, don’t be afraid to ask for free miles and points when an airline or hotel has provided you with less than favorable service. That’s how I got the 40,000 points from Starwood – and what got me into this hobby in the first place!Roger – Thanks for sharing your thoughts on having Big Travel with Small Money!
If you’d like to be considered for our interview series, please send me a note!
Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)