Yes, You Can Get 2 Chase Ink Bold Cards For Separate Businesses

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Link:  Chase Ink Bold Review

Link:  Why Most Folks Qualify for Business Cards

Update:  The 50,000 point sign-up bonus posted to Emily’s account after completing the minimum spending requirements. Note:  You should NOT apply for a business card for a 2nd business unless you have a legitimate business.

Readers often ask if you can get 2 Chase Ink Bold (or other Chase business cards) for different businesses.  For example, Bob Smith may own two businesses and wonders if he can get separate Chase Ink Bold cards, each with a 50,000 Ultimate Rewards points sign-up bonus, for his two businesses.

I put the same question to the folks running the Ink link of credit cards at Chase when we met in June, and the answer was, yes, you can.

Personal Experience

But now I’ve got personal experience to share – Emily completed her September applications yesterday and was approved for a second Chase Ink Bold card for a different business of selling her used graduate school books on Amazon and e-bay.

Business cards are an easy way to get extra miles and points, and as I’ve written previously, many of us may qualify for businesses and may not know it!  However, keep in mind that business credit cards may not have all the consumer protections which personal cards have.

Emily first applied for the Chase Ink Bold in her February 2012 App-O-Rama and used the Million Mile Secrets Tax identification number (if you don’t have a tax identification number, you can use your social security number).

Yesterday, she applied for another Chase Ink Bold using her first and last name as the business name, and entering “$200” in the field for “Annual Business Revenue/Sales.”  Her earlier Ink Bold card is still open.

We immediately called the Chase business reconsideration line because her application was pending and after answering questions about her business of selling books, she was approved for another Chase Ink Bold.

The telephone representative was very thorough in his questioning:

  • How long has the business been running
  • What do you do
  • What is your salary from your regular job etc.
  • How much revenue did the business make in 2011 and 2012

But the representative was very friendly.  He eventually cut the credit limit on her 2nd Chase United card and on her Priority Club card, and approved her for another Chase Ink Bold with a credit line of $7,500.

Bottom Line:  In our experience, the same individual can get the Chase Ink Bold for separate businesses.  I suspect that this applies to other Chase business cards as well.  I’ll post an update when the points post to our account! Update:  The 50,000 point sign-up bonus posted to Emily’s account after completing the minimum spending requirements.

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