A Million Mile Secrets reader got in touch with us through Facebook and asked:
The Chase Marriott Rewards card credits 1 night towards elite status for each $3,000 you spend. Marriott says the charges are reported by credit card billing cycle. But Chase says they report every calendar month.The difference can be significant in achieving elite status levels. Can you comment if you know the real answer?
According to Chase, your elite night credit will be applied to your account 6 to 8 weeks after the statement closes in which you’ve earned the elite night credit. So if you want to earn more elite night credits through spending on your Chase Marriott card this year, it may already be too late!
I’ll tell you what I found out about when the Chase Marriott card posts elite night credits.
The Chase Marriott Card Will Get You Marriott Elite Status Faster
Link: Marriott Rewards® Premier Credit Card
Link: Marriott Rewards Premier Business Credit Card
If you have the Chase Marriott card, you’ll receive 15 elite night credits annually. Meaning you’ll get automatic Marriott Silver status, and you will be 15 nights closer to Marriott Gold status!
Plus, you’ll earn 1 elite night credit for every $3,000 you spend on your Chase Marriott card. And there’s no limit to how many credits you can earn!
Both the Chase Marriott and Chase Marriott small business card card also come with:
- 80,000 Marriott points after spending $3,000 on purchases in the 1st 3 months of account opening
- 7,500 Marriott points when you add an authorized user who makes a purchase in the 1st 3 months of account opening (personal card only)
- 1 free night at a Category 1 to 5 location every year after your account anniversary date
- $85 annual fee, not waived the first year ($99 annual fee for small business card)
If you stay at Marriott, this card can help you get more perks with elite status. But Chase can be unreliable about when they apply the elite night credits you earn through spending to your Marriott account.
It Takes Six to Eight Weeks
According to data points I found, and after calling Chase, elite night credits usually take longer to post than Marriott points earned from your Chase Marriott card. It can take up to 2 months for your elite night credit to be applied to your account (though it will probably take less).
I asked a Chase representative if I would receive an elite night credit this year by spending $3,000 on a statement that closed on December 30. He told me the credit would be applied 6 to 8 weeks later. So it wouldn’t count towards this year!
A few times, the bonus elite night posted within a week or so after the statement closed. But at least 2 other times it took a month and a half for the elite night to post.
But, Chase has always been reasonable to me. And it doesn’t hurt to contact them and explain your situation. If you barely miss the chance to earn elite status, try secure messaging them, or calling 800-338-5960. There’s a chance they will work with you.
There is no cap to the number of elite night credits you can earn with the Chase Marriott card. For every $3,000 you spend, you’ll earn an elite night credit.
Bottom Line
It can take up to 2 months for Chase to post your elite night credit to your account after your statement closes. Although it’s usually faster. So if you want to be sure to earn elite status, it’s a good idea to have all the spending you need to qualify finished by November!
However, if you narrowly miss qualifying for elite status, try secure messaging or calling Chase at 800-338-5960, and they may help you.
Emily and I don’t earn a commission on the small business version of the Marriott card, but we’ll always share the best deals with our readers!