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Million Mile Secrets team member Keith recorded a video guide to show y’all how to combine Chase Ultimate Rewards points to one account. Just click play below to watch. You can follow along with subtitles too if you’re not able to turn on the sound.
Chase Ultimate Rewards points are my favorite type of flexible credit card rewards. You can get Big Travel with Small Money by transferring points directly to 13 airline and hotel partners, including Hyatt (no blackout dates) and United Airlines (access to StarAlliance partner award flights)!
Folks collecting these points across multiple card accounts can quickly combine points to one card. Or even transfer points to a spouse. This makes it easier to manage your points and can increase the value of your points depending on which cards are in your wallet.
Certain Cards Increase the Value of Your Chase Ultimate Rewards Points
If you redeem your Chase Ultimate Rewards points for travel through the Chase portal, be sure to move points to the right card! That’s because each Chase Ultimate Rewards card has a set rate of how much Chase Ultimate Rewards points are worth:
|Chase Ultimate Rewards Card||How Much Are Points Worth Toward Travel?||Do Points Transfer to Travel Partners?|
|Chase Freedom||1 cent||No|
|Chase Freedom Unlimited||1 cent||No|
|Chase Sapphire (no longer available)||1 cent||No|
|Chase Sapphire Preferred Card||1.25 cents||Yes|
|Chase Sapphire Reserve||1.5 cents||Yes|
|Chase Ink Business Cash Credit Card||1 cent||No|
|Chase Ink Business Unlimited Credit Card||1 cent||No|
|Chase Ink Bold (no longer available)||1.25 cents||Yes|
|Chase Ink Plus (no longer available to new applicants)||1.25 cents||Yes|
|Chase Ink Business Preferred Credit Card||1.25 cents||Yes|
If you don’t have the Chase Sapphire Reserve card, but someone in your household does, remember it’s possible to transfer your points to their account. For folks with a personal card earning Chase Ultimate Rewards points, Chase says:
You can move your points, but only to another Chase card with Ultimate Rewards belonging to you, or one member of your household.
It takes less than 1 minute to combine Chase Ultimate Rewards points to one card account.
Moving points to one account makes it easier to manage your points. And depending on which cards are in your wallet, you can increase the value of your points by moving them to certain accounts. For example, points linked to the Chase Sapphire Reserve card are worth 1.5 cents each when you redeem them for travel through the Chase portal.
Remember, you can also transfer Chase Ultimate Rewards points to a spouse. Pooling your points with a partner can make it easier to book award travel.