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Many of the credit card offers that appear on this site are from credit card issuers from which MillionMileSecrets.com receives compensation. Compensation does not impact the placement of cards on Million Mile Secrets other than in banner advertising. MillionMileSecrets.com does not include all credit card offers that might be available to consumers in the marketplace.
Editorial Note: We’re the Million Mile Secrets team. And we’re proud of our content, opinions and analysis, and of our reader’s comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! 🙂
Top 20 Ways to Spend $20,000 in 1 Year to Earn 100,000 British Airways Avios Points
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You’ll Have to Put A LOT of Spending on the Chase British Airways Card to Earn the Hefty 100,000 Point Bonus! But It Might Be Easier Than You Think!You may have big purchases coming up in the next year that could help you meet the $20,000 spending requirement!
$3,000 on purchases in the first 3 months of opening your account (earn 50,000 British Airways Avios points)
$10,000 (total) on purchases in the first 12 months of opening your account (earn an additional 25,000 British Airways Avios points)
$20,000 (total) on purchases in the first 12 months of opening your account (earn another 25,000 British Airways Avios points)
Along with the sign-up bonus, you’ll also get:
3 British Airways Avios points per $1 you spend on British Airways purchases
1 British Airways Avios point per $1 you spend on everything else
Earn a Travel Together Ticket (your companion flies with you on a British Airways award flight for just the cost of taxes and fees) when you spend $30,000 on the card in a calendar year
No foreign transaction fees
20 Easy Ways to Meet the $20,000 Spending Requirement
So some folks may be able to avoid running around buying PIN-enabled gift cards and then using them to load AMEX Prepaid cards.
Avoid the Gift Card Rack! Instead, Put Upcoming Big Expenses on Your British Airways Card to Earn the Sign-Up Bonus!
Here are some big expenses you may have coming up this year that will make it easy for you to to put $20,000 in spending on theChase British Airways card.
Have plans to sell your home and move some place new?
You’ll have a lot of expenses like packing supplies, a moving company, U-Haul, and cleaning services.
2. Engagement Ring
Proposing to the special someone in your life can be very expensive. But if you charge the engagement ring to your card, you’ll also get points to use towards the honeymoon!
3. Wedding
If you’re walking down the aisle in the coming year or you’re footing the bill for a close family member, this could cover the full $20,000 minimum spending requirement in 1 fell swoop!
Getting Hitched Ain’t Cheap! Put Your Wedding Expenses on Your British Airways Card to Meet the Minimum Spending Requirement
And you’ll earn more points for the honeymoon or your own post-wedding getaway!
4. Gifts – Holiday Shopping
Shopping over the holidays can add-up really quickly. Especially if you have kids!
5. Dental Work
Braces, Invisalign, or a root canal, they’re all pricey. And it can be an easy way to put a good chunk of spending towards earning the 100,000 British Airways points bonus!
6. Big Party
Are you planning a party to celebrate a milestone or special event this year?
Big Birthday, Anniversary, or Family Reunion This Year? Put Party and Travel Expenses on Your British Airways Card
Food, drinks, decorations, and entertainment can put a big dent in the minimum spending requirements for the Chase British Airways card.
7. Car Purchase
Some dealerships will allow you to use your credit card to pay for your new car. Check with them to see what options they have available.
8. Appliances
Thinking about upgrading your refrigerator and stove? You can pay with your credit card and if you order online from places like Sears and Home Depot, you could earn bonus points through a shopping portal.
9. Furniture
Whether you’re moving into a new house and need new furniture to fit the new layout or just looking for a change, putting this big purchase on your card will go a long way towards meeting the minimum spending.
10. Car Repairs
If your car breaks down unexpectedly and you need a major repair like a new transmission, most shops will let you put it on your card.
Ouch! Take the Sting Out of Unexpected Repair Bills by Charging Them to Your British Airways Card to Meet Minimum Spending
Or if you have routine maintenance approaching, like a timing belt or new tires, consider putting the expense on your card!
11. Clothing
Buying clothes for the school year or started a new job and need a new wardrobe to go along with it? Use your credit card to pay and if you buy online remember to go through a shopping portal to earn more points!
12. Vacation
Even if you use miles and points for your trip, you’ll likely have expenses like airline fees, souvenirs, entertainment, ground-transportation, and more. And there are no foreign transaction fees on the Chase British Airways card, so you can feel free to use it overseas.
13. Home Repairs
Whether it’s a new addition on your home or a broken pipe, many contractors accept credit cards.
Don’t Pay Your Contractor With Cash! Many Will Accept Credit Cards
Or maybe you know you’ll need a new air conditioner, pool, or furnace in the coming year. Plan ahead to put it on your card (or buy home improvement gift cards for later!).
14. Surgery
Do you have an upcoming surgery? The hospital will typically allow you to pay the bill with your card.
15. Reimbursable Expenses
I used to travel a lot for work in my previous life as an accountant and I charged all the costs to my card. I’d earn the sign-up bonuses and points without ever really paying a dime because the company would reimburse me later.
So if an expense comes up at your work, ask if you can put it on your card and get reimbursed by the company.
16. Business Expenses
Small business owners spend big money on things like insurance, inventory, and advertising. You can use your Chase British Airways card to pay then use the points to sneak away for a vacation.
Stock-Up on Business Supplies or Pay Expenses With Your Card
It’s ok to put business expenses on a personal card, so long as you track it for tax purposes.
17. Groceries
While this isn’t a single big purchase, it adds up over the course of the year. You could buy supermarket or discount club gift cards to earn the 100,000 British Airways Avios points now and use the gift cards to pay for your groceries throughout the year.
18, 19, 20. Taxes, Tuition, Mortgage
Most of us have to pay major bills like taxes, tuition, and mortgage (or rent) but they often don’t accept credit cards as payment. You can buy PIN-enabled gift cards with your Chase British Airways card and load them onto an AMEX Prepaid card to pay these bills.
Consider Paying Income Taxes, Tuition, and Mortgage Payments to Meet Minimum Spending
Or use services like Plastiq and Radpad. Keep in mind, these services charge a fee and there’s a ~$4 to ~$7 activation fee for each gift card, but the convenience may be worth it for some folks!
Don’t Have Any Big Expenses This Year?
There are still ways you can rack up a lot of spending!
For example, some folks buy electronics and other items on sale and then resell them. Even if you only break even, you’ll still earn the points! However, this does take time and there’s some risk involved, so this may not be a good strategy for everyone.
You could also buy gift cards to stores and restaurants and trade them with friends and family for cash.
However, if you have big expenses in the coming year for things like moving, home repairs, or a wedding you can easily put that amount of spending on your card.
Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)
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