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The newly refreshed Capital One® Savor® Cash Rewards Credit Card offers a big 4% cash back on dining. But did you hear it also earns 4% cash back on entertainment?
That’s surprising because the entertainment category is bigger than you might realize. It includes tons of fun things like play and concert tickets, bowling alleys, theme parks, and sporting events.
If you’re a movie buff, sports fan, or like to get out and have a good time (including dining out!), you should consider adding this card to your wallet.
I’ll share what’s included in the expanded dining and entertainment categories!
Earn 4% Back on Dining and Entertainment With the Capital One Savor Card
Apply Here: Capital One® Savor® Cash Rewards Credit Card
When you open a new Capital One Savor card, you’ll earn $500 cash back after spending $3,000 on purchases within the first 3 months of account opening. You’ll also get:
- 4% cash back on dining
- 4% cash back on entertainment
- 2% cash back at grocery stores
- 1% cash back on all other purchases
There are NO caps to how much bonus cash back you can earn.
The card has a $95 annual fee, but it’s waived the first year. Here’s our full review of the Capital One Savor card.
What Counts as Dining With the Capital One Savor Card?
According to Capital One, dining includes:
Purchases at restaurants, cafes, bars, lounges, fast food chains, and bakeries.
Most people think of dining as traditional sit-down restaurants. But with the Capital One Savor card, you’ll earn 4% cash back at nearly every place you can get a meal, snack, or drink.
So if you’re on the go and swing by a fast food place, you’ll earn cash back. Same goes for those happy hour drinks after a long week at work.
And if you head to a lounge to unwind on the weekend, or a coffee shop to perk up in the morning, you’ll earn 4% cash back on those purchases, too.
What Counts as Entertainment With the Capital One Savor Card?
The Capital One Savor is marketed as a card you take when you’re grabbing a bite (hence the name). But it’s actually the best card to pay for entertainment purchases because you’ll earn 4% cash back on those purchases. So you can savor the moment, too. 😉
The entertainment category is huge! Nearly anything fun you can do outside the house falls into the broad category of “entertainment.” Capital One says it includes:
Buying tickets to a movie, play, concert, sporting event, tourist attraction, theme park, aquarium, zoo, dance club, pool hall or bowling alley. Also, making purchases at record store and video rental locations.
A lot of these categories catch my eye because they’re notorious for BIG spending. Imagine getting 4% cash back on:
- Season tickets at your local theater
- Season passes for home games for your favorite sports teams
- Yearly membership to your favorite zoo or museum
- Theme park tickets, like Six Flags, Disney World, and Legoland
- Nights out at the bowling alley
- Concert tickets to see your favorite bands live
Finally, the tourist attraction sub-category is broad, too. It includes places for city views, like:
Tourist attractions would also include museums, behind-the-scenes tour groups, excursions, and preserved historical sites, to name a few.
But keep in mind, Capital One wants you to get out of the house, and they won’t support your Netflix binge sessions. That’s because entertainment:
Excludes non-industry entertainment merchant codes like cable, digital streaming, and subscription services.
So if you have a popular streaming service (HBO Go, Hulu, Netflix, etc.) or cable package, it’s NOT considered entertainment in Capital One’s eyes.
That said, if you like to be out and about, the Capital One Savor card is a gem with its 4% cash back categories. You can save huge with entertainment alone!
A Real-World Example of How Much You Could Save With Capital One Savor
Let’s say you spend $100 a week dining out, including lunch, dinner with a friend, and grabbing coffee breaks.
And once a month, you like to do something fun, like go bowling, see a concert, or explore the zoo – and this outing costs $200 for everything you spend.
That’s $400 for dining ($100 X 4) and $200 for entertainment, which are both 4% cash back categories. Over a year, that’s $7,200 in spending ($600 X 12). And you’d earn $288 in cash back ($7,200 X 4%), which more than covers the card’s annual fee after the first year.
If these numbers sound normal for your spending patterns – or if you want to plan a big trip to Disney, see lots of shows, or spend big for season passes – the Capital One Savor card is a no-brainer and could earn you a LOT of cash back.
But If You’re New to Miles & Points – Wait!
So once you’ve gotten all the Chase cards you want, you can add other cards to your collection, like the Capital One Savor card.
The Capital One Savor card has a big sign-up bonus of $500 cash back after spending $3,000 on purchases in the first 3 months of account opening. And while that’s awesome on its own, it’s the 4% cash back on dining and entertainment that really caught my eye.
That’s because both of those categories are surprisingly broad. For example, dining includes fast food, coffee shops, and bars. So you can earn 4% cash back on nearly everything you eat or drink.
And entertainment includes tons of fun (and potentially pricey!) stuff like sporting events, concerts, movies, and tourist attractions. But it does NOT include streaming services like Netflix, or cable subscriptions.
If you like to get out and dine or be entertained, earning 4% cash back on your spending adds up quick – and there’s no cap on how much you can earn! However, if you’re new to miles & points, we recommend getting Chase cards first.
Between the hefty $500 sign-up bonus and excellent bonus categories, the Capital One Savor card is a great addition to many folks’ wallets. What do you think of the revamped card?