What is “Bluebird-Like?”

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What is “Bluebird-Like?”

Million Mile SecretsWhat is “Bluebird-Like?”Million Mile Secrets Team

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On Sunday, I explained a few alternatives to buying Vanilla Reloads from Office Depot because Office Depot no longer sells Vanilla Reloads.  I wrote:

“There are many new prepaid cards on the market, and some are very much like Bluebird in that you may be able to load them with a credit card.”

If you were searching for Vanilla Reload card, you couldn’t help but notice the different types of reloadable cards available.  Many readers commented and emailed asking about PayPal, Green Dot and other re-loadable cards hanging just next to the Vanilla Reload cards in stores.  Frequent Miler wrote about his experiences with some of the reload cards as well, and I’d urge you to pay attention to his cautions.

I suggest using these methods only to help meet a minimum spending requirement and not to go overboard.

Re-Loadable Cards

1.  Green Dot.  These reloadable cards are available at almost every grocery store or pharmacy.  The premise is similar to Bluebird – load a compatible prepaid card with a Green Dot card and use it to withdraw money from ATMs or as cash-back during regular purchases.  You can even use it to pay bills, but there is a $1,000 limit per payment, and you can transfer money to your Pay Pal account.

U Can Fly Free 2 has a great summary on Green Dot prepaid cards.

In my experience, I haven’t been able to buy this at CVS or Walgreen’s with a credit card, even at those CVS and Walgreen’s stores which sell me Vanilla Reload cards with a credit card.  Either the cashier freezes up when she sees a Green Dot and barks “cash only” even though I’ve just paid for a Vanilla Reload with a credit card.  Or sometimes I sweet talk the cashier into trying to sell it to me and the system doesn’t process a credit card purchase.

I haven’t been able to buy them at Kroger grocery stores either.  However, U Can Fly Free 2 reports buying them from Randalls which is owned by Safeway.  This will be a wild goose chase for many folks, so do this only if you’re up for experimenting.

2.   PayPal.  The premise of the PayPal card is simple – load your PayPal account with the PayPal reloadable cards bought with a credit card.  You can then transfer money to your PayPal account, pay others, etc.

I’ve read many reports of folks suggesting that their PayPal account was closed because of suspicious activity – including funding their Pay Pal account and then withdrawing money.  So I’d caution you from using this in excess.  It likely *could* be okay if you use it to meet minimum spending requirements.

But I don’t know personally know anyone whose PayPal account was actually closed and I don’t know what the “limits” are.  I’ll offer myself up as the guinea pig and report back on my experiences.

3.   RELoadit Cards.  Miles Abound writes that he was able to buy a card at a  grocery store with a credit card, but I haven’t seen them in any store near me in the past 2 months.

I even got a PayPower prepaid card in anticipation of reloading it with the REloadit cards, but I haven’t even seen a REloadit card, let alone try to buy one with a credit card!

Comments

Some of you won’t like this post, just like you don’t like other posts which you feel expose “secrets.”   But read on before you leave a comment.  I don’t censor comments on the blog.  You can leave a comment and it will appear in real-time on the blog.  I welcome comments which don’t agree with me, or point out typos or inaccuracies in posts and I post youtube videos which poke fun at me on the blog.

But just because you left a comment on the blog doesn’t mean that I have to agree with you and do what you want me to do!

There has been a great increase in “drama” comments – comments either personally attacking me or others, comments intentionally left to mislead others, or comments where the author feels slighted because I acknowledged his/her comment but don’t change my behavior.

This is a miles and points blog, but here’s an important life lesson.  You don’t change anyone (perhaps children up to a certain age) by telling them how incorrect their way of thinking is and how they should see the light and do what you tell them to do.

I’m not going to stop posting ways for folks to have Big Travel with Small Money.

Bottom Line

I don’t expect the proliferation of prepaid cards and re-loadable cards to stop, but the ability to buy them with a credit card will be very YMMV (your miles may vary). And be very careful with this since we don’t know the limits and you risk having your account shut down.

But please share your thoughts and experiences in the comments or via email!

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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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DO NOT USE RELOADIT!!!!!!!

This is a public service FYI…

Check their site before buying. http://www.reloadit.com

You, more than likely will NOT be able to connect to their service. At the time of this post, I cannot.

>>> I ended up filing a complaint with our GOV at: Consumer Financial Protection Bureau consumerfinance.gov (855) 411-CFPB (2372)

I now have my $$ two weeks after purchase!

I have heard that others have never rec’d their money back as of yet.

I need aprepaid credit card that accepts ach payments! can I get one at cvs ? and how much are they?

We may be losing VR in Louisiana. Searching for an alternative I found your May post about GOBank but nothing since May. Is it still a vialble alternative to BlueBird?

Author
Million Mile Secrets

@ROBERT BLACK – They’ve been known to close accounts. You can buy Vanilla Reloads at CVS stores or buy Visa gift cards with a PIN and load them to your Bluebird at Wal-Mart.

Hey Dariaus,

Have you ever used one of the Reloadit.com vendors? I’ve had some trouble finding VR cards in my new locale, but I can get $950 Reloadit, which is better.

NetSpend, AccountNow, Vision Visa, The REACH Visa

I’d like to pay monthly housing via check or ach.

Thanks!

Jon

Author
Million Mile Secrets

@JonCSKI – I’ve heard that they shut you down after a while, so be careful.

This is what it says in BB FAQ.

Debit Card(s) (in aggregate) Up to $100 per transaction

$100 per day; and

$1,000 per month*

Author
Million Mile Secrets

@AJ – That’s for online funding. The limit in store is $1,000 a day and is under the “cash funding” section.

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