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When you travel overseas, you’ll want to use a credit card that doesn’t have pesky foreign transaction fees. Some credit cards charge up to 3%!
The Ink Business Preferred℠ Credit Card is one of the best no foreign-transaction-fee cards, and our top pick for small business owners. So it’s a good card to keep in your wallet while traveling internationally.
Plus, the Ink Business Preferred has a broad 3X bonus category, which includes purchases for travel! So you can earn extra bonus points overseas without worrying about fees!
We’ll show you why the Ink Business Preferred card is a great choice to use while traveling abroad!
Don’t Get Stung by Foreign Transaction Fees – Use the Chase Ink Business Preferred!
Apply Here: Chase Ink Business Preferred
Our Review of the Chase Ink Business Preferred
There are no foreign transaction fees when you use the Chase Ink Business Preferred card for overseas purchases.
This is a great perk that can save you a ton of cash! Because other cards charge up to a 3% fee, which can really add up during an international trip.
And, you’ll earn 3X Chase Ultimate Rewards points on travel and other purchases, even when you’re abroad. Even on expenses Uber, hotels, taxis, and mass transit.
And, if you use the Chase Ink Business Preferred to pay for a car rental overseas, you’ll also get primary rental car insurance, which can also save you money! Keep in mind, rental insurance is secondary in the US unless you’re renting for business purposes.
Note: You’re unlikely to be approved for most Chase cards if you’ve opened 5+ cards in the past 24 months from any bank (except Chase business cards and certain other business cards). Here’s how to check how many cards you’ve opened. If you’re over “5/24”, consider cards from other banks on our list of the best no-foreign-transaction-fee cards.
And here’s our step-by-step guide on how to submit a Chase small business card application.
Pay in the Local Currency, NOT in US Dollars
When you pay with a credit card overseas, you’ll typically have the option to pay your bill in US dollars or in country’s local currency.
Always pay in the local currency.
Because when you select US dollars, you’ll end up paying a less favorable exchange rate. Simply put, there are lots of 3rd-party companies trying to get a piece of your transaction when you select US dollars.
Bottom Line
The Chase Ink Business Preferred is a fantastic card to use internationally because there are no foreign transaction fees!
Plus, you’ll earn 3X Chase Ultimate Rewards points abroad on travel purchases, which include hotels, taxis, Uber rides, and much more!
Remember, the Ink Business Preferred is a small business card. If you don’t have a small business (you might without knowing it!) consider some of the other top cards with no foreign transaction fees when you travel.
To save money on overseas purchases, be sure your card is charged in the local currency. This way you’ll get the most favorable exchange rate!
Apply Here: Chase Ink Business Preferred