Making the Most of AMEX SimplyCash 5% Cash Back Category Spending

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Making the Most of AMEX SimplyCash 5% Cash Back Category Spending

Million Mile SecretsMaking the Most of AMEX SimplyCash 5% Cash Back Category SpendingMillion Mile Secrets Team

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Along with the $250 sign-up bonus you get with American Express SimplyCash card, if you apply by February 24, 2015 , September 21, 2015 January 25, 2016 April 27, 2016you will also earn 5% cash back at US office supply stores and US wireless providers.

Making The Most Of AMEX SimplyCash 5 Cash Back Category Spending
Get Up to 5% Cash Back With AMEX SimplyCash!

So how can you make the most of your 5% category bonus?

Get 5% Cash Back on More Than Office Supplies & Wireless

Link:   Sign-up for the AMEX SimplyCash Card

Link:   AMEX SimplyCash Review

The 5% cash back you earn from wireless providers is only good towards wireless service.  But the 5% cash back you earn at office supply stores, opens up many earning opportunities!

Here are some ways you can earn 5% on more than just office supplies with AMEX SimplyCash:

1.   Gift Cards

A great way to expand the 5% cash back category with the AMEX SimplyCash card is to buy gift cards.  Office supply stores like Office Depot, Office Max, and Staples carry a wide variety of gift cards including:

  • Visa gift cards
  • Amazon
  • Movie Theaters
  • Departments stores like Macy’s and Nordstrom
  • Restaurants
  • SpaFinder
  • Whole Foods
  • PetSmart & Petco
  • Gas Stations
  • Southwest Airlines
Making The Most Of AMEX SimplyCash 5 Cash Back Category Spending
Earn 5% Cash Back on Clothes, Movies, Dinner, and More When You Buy Gift Cards at Office Supply Stores With AMEX SimplyCash!

2.   Everyday Products

Office supply stores carry a lot more than just printers and filing folders.  In fact, you might be amazed at the variety of items you can find including:

  • Appliances – coffee makers, toasters, washers and dryers
  • Cell Phones – you can earn 5% cash back on the iPhone 6 at Staples!
  • Cleaning supplies – glass cleaner, floor cleaner, mops, trash cans
  • Drinks & Snacks – granola bars, water, soda, crackers
  • Health & Beauty – hair dryers
  • Home Goods – dishes, decor, paper towels, toilet paper
  • Outdoor & Fitness – tents, exercise machines, grills
  • Pet Supplies – toys, beds, grooming
Making The Most Of AMEX SimplyCash 5 Cash Back Category Spending
You Can Earn 5% Cash Back on Kind Bars, Gatorade, Paper Towels, Plates, and Tents With AMEX SimplyCash!

While you may typically shop at big box stores, grocery stores, pet stores, or  hardware stores, for some of these items, you can get them from office supply stores and earn 5% cash back instead.

However, this is only worth it if the prices are competitive.  So make sure you compare before you buy!

Stack Your Savings!

You can also save more with AMEX SimplyCash by combining 5% cash back with other deals!

1.   Coupons

You can find coupons for office supply stores in your local paper, in-store ads, and on sites like RetailMeNot.

2.   AMEX Offers

American Express will occasionally run deals giving you a statement credit for using their cards at office supply stores.  For example, earlier this year you could get $15 when you spent $100 at

Making The Most Of AMEX SimplyCash 5 Cash Back Category Spending
Sign-Up for AMEX Offers to Earn More Cash Back at Office Supply Stores With AMEX SimplyCash

Here’s where you can find AMEX Offers:

3.   Store Discounts

Check ads and clearance items for great deals, then use your AMEX SimplyCash card to save another 5%!

Bottom Line

You’ll get 5% cash back at US office supply stores and on US wireless service with the American Express SimplyCash card.

You can stretch this cash back bonus into other categories by purchasing department store, hardware store, and movie theater gift cards at office supply stores.

Plus you can maximize your savings by combining the 5% cash back with coupons, AMEX Offers, and store discounts.

You will earn $250 in cash back when you sign-up for the American Express SimplyCash card and spend $5,000 within 6 months.  But you have to apply by February 24, 2015! September 21, 2015 January 25, 2016 April 27, 2016. 

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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Did anyone tried to buy stuff at and get 5% back?

I used my card and see the transaction showing : Category: Merchandise & Supplies – Internet Purchase.

does that mean the 5% is not applying to online purchase?

As a four year card holder, I have to say this card is very mediocore.


– For all office supplies, if you have Chase Ink, the 5pt/$ there beat 5% cash back to the ground (if know how to use the UR pts).

– Also, note Simplycash only gives 5% cash back on telecommunications, not internet. So I regret that it took me so long to notice that all my Comcast internet bills earned miserably 1%.


– No annual fee (so nothing to complain too much, right?)

– you can pick shipping as the new 5% category. Not bad if you ship a lot. Note if you are old Simplycash, call to switch to the new version that enables you to pick the 5% category. I did it.

– AMEX offers (just as every AMEX-issued card does)

Million Mile Secrets

@NM – Agreed!

Great post! Btw, this Amex Simply cash card (I got a $300 statement credit instead of the $250 statement credit) is probably the best CC I’ve ever applied for. With all of the Amex offers, small biz Saturday, rental car benefits, (Amex premium car insurance), card perks, etc., this card just keeps rewarding me way past the original signup offer.