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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

Is the World of Hyatt Credit Card Worth It? Absolutely – Year After Year!

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Is the World of Hyatt Credit Card Worth It?  Absolutely – Year After Year!

Jasmin BaronIs the World of Hyatt Credit Card Worth It?  Absolutely – Year After Year!Million Mile Secrets Team

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Hyatt is a fan favorite among miles and points enthusiasts, and it’s easy to see why.  They’re known for outstanding service and top-notch locations, including luxurious resorts most folks only dream of.

The World Of Hyatt Credit Card is the easiest way to quickly earn Hyatt points directly, and it comes with a welcome bonus of up to 50,000 Hyatt points after meeting tiered minimum spending requirements.  But it also comes with a $95 annual fee, so you may ask yourself – is the World of Hyatt credit card worth it?

I’ve kept the Chase Hyatt card (the older version of the card, no longer available to new applicants) in my wallet for 6 years – and happily pay the annual fee, because the benefits and perks make it more than worthwhile.  So my answer is a resounding yesThe World of Hyatt card is a keeper.

Is the World of Hyatt Credit Card Worth It? Totally – Especially If You’ll Use Your Points for Luxury Stays at Hotels Like the Grand Hyatt Kauai

Let’s take a closer look at what you’ll get with The World of Hyatt card that can make it worth hanging on to for the long term.

The World of Hyatt Card Is Worth It – Especially for the Ongoing Perks

Apply Here:   The World Of Hyatt Credit Card

Read our review of The World of Hyatt Credit Card

When you open The World Of Hyatt Credit Card, you’ll earn up to 50,000 Hyatt points after meeting tiered minimum spending requirements:

  • 25,000 bonus Hyatt points after you spend $3,000 on purchases in the first 3 months of opening your account
  • Another 25,000 bonus Hyatt points after you spend an additional $3,000 on purchases within the first 6 months of opening your account

With 50,000 Hyatt points, you could treat yourself to 2 nights at the majestic Grand Hyatt Kauai, where rooms during peak season can go for over $600 per night.  Or, make the sign-up bonus last by booking 10 nights at Hyatt category 1 hotels (5,000 points per night), like the Hyatt Regency Bali.

Getting 10 Nights at a Category 1 Hotel Could Save You a Ton of Cash, Because Some Locations Cost $150+ per Night

Note:   The Chase 5/24 rule applies to the World of Hyatt card.  So if you’ve opened 5+ cards from any bank (except certain business cards) in the past 24 months, you won’t be approved.

The card has a $95 annual fee.  In the first year, you can definitely get over $1,000 worth of value from the welcome bonus alone, so it’s a no-brainer to apply.  After that, it’s the ongoing perks that make the World of Hyatt worth it.

Free Night Every Card Anniversary

This is the best benefit that makes the World of Hyatt so valuable as a long-term card.  Each year on your card anniversary, you’ll receive a free night valid at any category 1 to 4 Hyatt hotel.  If you make the most of it, you can get a stay worth much more than the annual fee.

In addition, you can earn a second free night by spending $15,000+ on purchases in an account anniversary year.  I just used an anniversary free night at the category 2 Hyatt Regency Rochester on a room worth ~$150, but got upgraded to a junior suite worth ~$400.

Happiness Is a Hyatt Anniversary Free Night, Which Can Save You Much More Than the Annual Fee

You could even redeem an anniversary free night in popular vacation spots, including category 4 hotels like the Hyatt Regency Paris – Etoile (I’ve done this!), Hyatt Place Park City, or Hyatt Regency Grand Cypress.

Automatic Hyatt Discoverist Elite Status

When you have the World of Hyatt card, you’ll get automatic Discoverist elite status.  That’s Hyatt’s lowest status level, and you’ll normally earn it by spending 10 qualifying nights or earning 25,000 Hyatt base points per year.  It still comes with worthwhile benefits like:

  • Bonus points on paid stays
  • Upgrade to preferred room if available
  • Free bottle of water and premium internet (where available)
  • Late check-out upon request (2:00 pm)

Depending on how often you use the perks, having automatic Discoverist elite status can translate into nice savings – or at very least, make your stays more comfortable.

Excellent Earning Rates on Hyatt Stays and More

Folks who have lots of paid stays at Hyatt hotels can do very well with the World of Hyatt card.  You’ll earn:

  • 9 Hyatt points per $1 spent at Hyatt – 4 bonus points per $1 when you use your card at Hyatt hotels, plus 5 base points per $1 you can earn as a World of Hyatt member
  • 2 Hyatt points per $1 on restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting, and on fitness club and gym memberships
  • 1 Hyatt point per $1 on everything else
Be Sure to Use Your World of Hyatt Card for Paid Stays at Hyatt – You’ll Earn 9X Points per $1 Spent

Earning bonus points on fitness club and gym memberships is another unique perk.  I can’t think of another card that includes this as a bonus category!

Elite Qualifying Credits

If you’re angling for higher elite status with Hyatt, the World of Hyatt card is just the boost you need.  You’ll automatically earn 5 qualifying night credits towards your next tier status every year, plus an additional 2 qualifying night credits for every $5,000 you spend on the card.

Team member Jason thinks Hyatt Globalist is the best hotel elite status because of the generous benefits you’ll enjoy, including suite upgrades, lounge access, and free breakfast.  Normally, you’d need to complete 60 qualifying nights or earn 100,000 base points in a calendar year to unlock this top tier.

If you’re short on nights, spending on the World of Hyatt card might just do the trick to push you over the top.

Bottom Line

The World Of Hyatt Credit Card is an excellent choice for the sign-up bonus (up to 50,000 Hyatt points after meeting tiered minimum spending requirements) and as a card to keep for years.  If you’ll have at least one stay in a category 1 to 4 Hyatt each year, you should be able to more than offset the $95 annual fee with the card’s anniversary free night certificate.

I’ve used a category 1 to 4 Hyatt free night certificate at spots like the Grand Hyatt Berlin, Hyatt Regency Paris – Etoile, Hyatt Regency Chicago, and Hyatt Regency Calgary, and each of these nights were worth much more than the annual fee.

You’ll also get free Discoverist elite status (bonus points, upgrades to preferred rooms when available, late check-out) and earn bonus points on Hyatt stays.  The card is great for big spenders who want to unlock higher elite status tiers, because along with 5 qualifying night credits each year, you’ll also earn 2 qualifying night credits for every $5,000 you spend.

The World of Hyatt card is worth it for all of these perks, especially the free night certificate.  If you have the card, what’s your favorite reason to keep it?

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Since the downfall of the SPG Amex, the WOH Visa is my new “go to” card for virtually all my spend. Between the annual free night certs for renewal, spending $15,000 and achieving 30 nights through my spending, that’s three free nights per year without cashing in any points. The club lounge certs for reaching the 20 night and 30 night thresholds is the icing on the cake!

Author

Hi Neal – That’s a great strategy! It’s a great card if you like Hyatt and have lots of stays.

The Castle Traveler

Hyatt is one of my favorite hotel brands because of their consistency for excellence. I’m about to use my free night at a Cat. 4 Hyatt Regency Coconut Point Resort and Spa that would cost over $600!

Author

Hi Castle Traveler – Wow, that’s an excellent redemption!

Unfortunately that property is one that is moving up to category 5 on March 18, 2019, so if you haven’t booked it yet be sure to do it soon:

https://millionmilesecrets.com/news/hyatt-award-category-changes-2019/

Was disappointed at the category changes Hyatt made earlier this month but you can still find value for the 1-4 certificate. I’m staying at a Hyatt Place right now and it’s nice getting the 2 free bottled waters per night. My coworker was complaining she didn’t get any but I explained I had the cc card and gave her a bottle!

Author

Hi Boonie – Yes, there are definitely a bunch of locations moving up to category 5 that were real popular for the 1-4 certificate (including the one mentioned above and the Andaz Papagayo) … there are some new options for cat 4 coming though.

I like the free water too 🙂