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I’ve had the Gold Delta SkyMiles® Credit Card from American Express in the past and if you’re interested in the card, now is a good time to apply.
Until July 2, 2019, the card has an increased offer. You can earn a 60,000-mile bonus after spending $2,000 on purchases within the first three months of account opening. And you’ll earn a $50 statement credit after making your first Delta purchase in the same timef rame.
The card also has some other useful perks, but the real question is – is the Amex Delta Gold card worth it for you?
When Is the Amex Delta Gold Card Worth It?
Apply Here: Amex Gold Delta card
Read our full review of the Amex Delta Gold card here
Because Amex will only allow you to earn the intro bonus on a card once per lifetime, it makes sense to apply when a card’s offer is high. And while the AMEX Delta Gold card does have a solid increased offer right now, it isn’t the highest it’s ever been. In the past, we’ve seen a public (not targeted) offer for a 70,000-mile bonus on this card. But there’s no saying when we’ll see that deal again, so you’ll have to make the call if it’s worth waiting for the potential of 10,000 extra miles.
Also, the Amex Delta Gold card is considered a different product than say the Platinum Delta SkyMiles® Credit Card from American Express, Delta Reserve® Credit Card from American Express or even the Gold Delta SkyMiles® Business Credit Card from American Express.
So even if you’ve earned a welcome bonus on other Amex cards, you’ll still qualify for it with this one. While the Amex Delta Gold card’s $95 annual fee (see rates & fees) is waived the first year, you’ll have to pay it beginning in year #2. So you might be wondering if it’s worth it then.
The card has ongoing perks that can make the annual fee worth it in certain situations. Here are 3 valuable benefits and when it’s likely a good deal for your situation.
1. When You’re Getting Killed By Delta’s Checked Bag Fees
Delta charges $30 per checked bag each direction for flights in the US and Canada. That’s $60 round-trip per person. If you’ve got a family of four those fees can really add up.
But the AMEX Delta Gold card will get the primary cardholder and up to eight companions traveling on the same reservation their first standard checked bag free. With this perk, you could make up for the annual fee after just a single trip.
Other Delta cards, like the Platinum Delta SkyMiles® Credit Card from American Express ($195 annual fee) (see rates & fees) and Delta Reserve® Credit Card from American Express ($450 annual fee) (see rates & fees) also come with this free baggage perk. But they have much higher annual fees.
2. When You Hate the Hassle of Redeeming Delta Miles
Delta no longer has an award chart. So it’s trickier to tell how much your next award flight will cost. This can be a big problem if you don’t have a flexible schedule that allows you to pick and choose the best deals.
But if you have an eligible Amex Delta credit card you can pay for Delta flights with miles through their Pay with Miles feature. With this tool, your Delta miles are worth 1 cent each toward Delta flights. That’s likely less than what they would be worth if you booked an award flight outright, but when using Pay with Miles you can book any available seat.
And if you don’t have enough miles to cover the flight that’s not a problem. You can pay for just part of a flight as long as you’re using at least 5,000 Delta miles. With award flights, it’s all or nothing. This is helpful if you’ve got a few extra miles sitting unused in your Delta account. The one drawback to Pay with Miles is that you have to pay in 5,000-mile increments.
This perk makes that 60,000-mile bonus you can earn with the AMEX Delta Gold card worth at least $600 in Delta flights.
3. You Don’t Have Any Other AMEX Cards
If you have an Amex card you’ll get access to money-saving discounts known as Amex Offers. These are deals you add to your card through your Amex account. Because they are added directly onto your credit card you can easily stack them with other promotions.
For example, I always make online purchases through some sort of a shopping portal. This means I can earn extra cash back or miles for my spending, but these portals often explicitly state you can’t combine the deal with other promo codes. So if you click through a shopping portal and add a promo code at checkout you risk losing what you could have earned through the portal.
With Amex Offers there is typically no promo code needed. So you can click through the shopping portal and just pay with your Amex card to double up deals.
Plus all Amex cards come with a free ShopRunner membership. This membership normally costs $79 per year and gets you free two-day shipping at over 100 stores. If you already have an Amex card, these perks are redundant. But they can make your Amex Delta Gold worth keeping if you don’t currently have access to them.
The AMEX Delta Gold card currently has a limited-time (ends July 2, 2019) increased welcome bonus of 60,000 Delta miles after spending $2,000 on purchases within the first three months of account opening. And you’ll earn a $50 statement credit after making your first Delta purchase within the same timeframe.
Those 60,000 miles are worth at least $600 in Delta flights if you use the Pay with Miles ability that is unlocked with this card. And because it’s an Amex card you’ll get access to other perks like Amex Offers and a free ShopRunner membership.
To learn more about Delta check out these guides:
- Should you earn Delta elite status?
- What are Delta miles worth?
- Do Delta miles expire?
- How to set up a Delta account
For rates and fees of the Platinum Delta SkyMiles® Credit Card from American Express, please click here.
For rates and fees of the Delta Reserve® Credit Card from American Express, please click here.
For rates and fees of the Gold Delta SkyMiles® Credit Card from American Express, please click here.