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If you have a small business, you could be earning enough points to jump start a great vacation with minimal effort!
You earn 5 points per $1 in select business categories business with the Chase Ink Plus® Business Credit Card. And you might meet the requirements necessary to hold a small business credit card without realizing it!
By setting recurring bills like Netflix or internet to auto-pay with a Chase business card, you can earn LOTS of Chase Ultimate Rewards points every month without lifting a finger.
I’ll show you how simple it can be to get Big Travel with Small Money from the Chase Ink Plus with this 1 easy strategy! And help you figure out if you qualify for a business credit card.
The No-Brainer Way to Earn 15,000 Chase Ultimate Rewards Points per Year
With the Ink Plus® Business Credit Card, you’ll:
Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Earn 5 points per $1 on the first $50,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
- Earn 2 points per $1 on the first $50,000 spent in combined purchases at gas stations and hotel accommodations when purchased directly with the hotel each account anniversary year
- Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn
This card doesn’t add foreign transaction fees, so it’s good to use abroad. The $95 annual fee is NOT waived for the first year.
And it earns Chase Ultimate Rewards points, which are my favorite because they:
Here’s my full review of the Ink Plus card!
Remember, if you’re near a Chase branch, there’s a better in-branch offer for 70,000 bonus points. But if you’re not, or prefer online applications, the 60,000 point offer is still a very good deal!
Auto-Pay Your Business Internet, Phone, and Cable Bills for Easy Bonus Points!
This is a terrific card for small business owners, especially folks who spend a lot in bonus categories.
By paying common small business expenses, like cell phone, internet, and cable, with the Chase Ink Plus each month, you can earn thousands of bonus points each year without even thinking about it!
Let’s say your monthly bill includes:
- $100 for cell phone
- $50 for internet
- $100 for cable / Netflix
You’ll have $250 in expenses that fall under the 5X point bonus category of the Chase Ink Plus! And you’d earn 1,250 Chase Ultimate Rewards points each month you use the card to pay those bills ($250 X 5 points per $1 = 1,250).
Because the 5X bonus category of the Chase Ink Plus includes recurring bills like phone and internet, it is a good strategy to set up automatic bill payment. This way you can earn 1,250 Chase Ultimate Rewards points per month without even thinking about it. That’s 15,000 points per year (1,250 points X 12 months = 15,000)!
Note: The Chase Ink Business Cash Credit Card has the same bonus categories as the Chase Ink Plus, but does NOT come with the $95 annual fee. And you will only earn 5X points per $1 on the first $25,000 you spend in the bonus category each year.
Who Can Sign-Up for a Small Business Credit Card?
Even if your business isn’t huge (yet!), you may still qualify for a business credit card like the Chase Ink Plus. Lots of folks engage in side business activities that can grow into bigger enterprises.
Examples of small business that may qualify:
- Regularly sell items on sites like eBay, Amazon, or Etsy
- Coach, teach lessons, provide childcare, or do household repairs for others for profit
- Freelance or provide consulting for money
You don’t need to have an incorporated company to be approved for a small business card. You can apply as a sole proprietor by using your Social Security Number.
Big Travel With Auto-Pay & a Chase Business Card
You can have lots of fun with 15,000 Chase Ultimate Rewards points. That’s because Chase has valuable transfer partners like United Airlines, Southwest, and Hyatt. With transfer partners, your 15,000 points can go a long way!
For example, you can transfer your points to Southwest for BIG savings. Southwest award flights are based on the cost of each ticket, but 15,000 points are more than enough for a one-way ticket to any of Southwest’s international destinations.
Southwest points are worth between 72 and 80 points per $1. So 15,000 Southwest points are worth ~$200 towards award flights (15,000 Chase points / 76 Southwest points = $197).
And depending on where you live, it can be MUCH MORE than enough for a round-trip award flight! Flying from a Southwest hub can get you a round-trip international award flight, for example Houston to Puerto Vallarta, Mexico!
You can also transfer your 15,000 Chase Ultimate Rewards points to Hyatt. And stay at Hyatt category 4 hotels for 15,000 Hyatt points per night. This includes expensive locations like the Grand Hyatt Washington, which frequently costs ~$400!
Or how about the stunning Andaz Peninsula Papagayo!?
The Andaz Peninsula Papagayo normally costs $300+ per night, but costs only 15,000 Hyatt points (transferred from Chase Ultimate Rewards).
You can effortlessly earn thousands of Chase Ultimate Rewards points each year just by paying common small business expenses with the Chase Ink Plus business card. And you may qualify for a Chase business card without even knowing it!
With the Chase Ink Plus you will earn 5 points per $1 in select business categories. So if you set your card to auto-pay, you won’t even have to think about them!
This is an easy way to earn lots of Chase Ultimate Rewards points. And get you on your way to a relaxing vacation!