Don’t Miss These Easy Discounts That Come With Your Small Business Credit Card
Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full Advertising Policy.Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.
Many small business credit cards come with “hidden” discounts that we tend to forget about. AMEX Open, MasterCard Easy Savings, and Visa SavingsEdge can save you money at gas stations, hotels, rental car agencies, and more!
What’s great about these deals is they stack with the normal category bonuses you get with each card, and any additional discounts, coupons, or shopping portal savings you can find!
I’ll remind you how these discounts work and where you can save!
3 Programs That Can Save You More With Your Small Business Card
You can earn additional discounts when you shop with your American Express, MasterCard, or Visa Signature small business cards. Here’s a look at these deals.Note: Keep in mind, participating retailers can change, so check back often for the latest offers!
1. AMEX OPEN
Link: American Express OPEN
You can save 5% or earn 2X American Express Membership Rewards points (depending on your card) at select retailers with AMEX OPEN.
And all AMEX small business cards automatically get this discount, including:
- American Express SimplyCash
- The Business Gold Rewards Card from American Express OPEN
- The Business Platinum Card from American Express OPEN
- Starwood Preferred Guest® Business Credit Card from American Express
You’ll currently earn the extra points or cash back at:
Again, this is in addition to the bonus category points or cash back you earn with your card.
For example, with the American Express SimplyCash, you can earn 3% cash back on US shipping purchases (if you choose this category). And if you ship through FedEx, you’ll earn another 5% cash back with AMEX OPEN.
2. MasterCard Easy Savings
MasterCard small business cards also get discounts at select retailers with the MasterCard Easy Savings program. And by creating a free account, you could earn as much as 25% back!
This program is only open to eligible cards. Unfortunately, MasterCard doesn’t provide a list of which cards work. But you can enter your card number on the registration page to see if it qualifies.
It only takes a few minutes to register, so it doesn’t hurt to sign-up to earn extra cash back when you make a qualifying purchase!
3. Visa SavingsEdge
Adding your Visa small business card to the Visa SavingsEdge program is easy and free! Plus, you can currently earn as much as 20% cash back on:
- Business expenses
- Rental Cars
For example, you’ll earn 2X Chase Ultimate Rewards points (2% back) on stays booked directly through the hotel with your Chase Ink Bold and Chase Ink Plus.
And when you register for Visa SavingsEdge, you’ll earn up to another 5% back at hotels like Wyndham, La Quinta, and Days Inn.
Don’t Have a Small Business Card?
You may qualify for a small business card even if you’ve just started your own business. And it doesn’t need to be a multi-million dollar company.
And if you have a sole proprietorship, you don’t need an Employer Identification Number (EIN) to complete a small business card application. You can use your social security number.
You’ll get AMEX OPEN discounts automatically, but you’ll need to sign-up for the other 2 programs. It only takes a few minutes to register.
Even if you don’t think you’ll make purchases at the participating retailers, it doesn’t hurt to sign-up just in-case!
What’s great about these programs is they stack with the cash back or points you already earn with your card, along with other discounts or coupons!
Chase Sapphire Preferred® CardAPPLY NOW
Chase Sapphire Preferred® Card
Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.
Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash’s subscription service. Activate by 12/31/21.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
Either $5 or 5% of the amount of each transfer, whichever is greater.
Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)