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Are you over the Chase “5/24” limit? You could get under it by only applying for certain small business credit cards. Because some banks’ business card accounts won’t show up on your personal credit report.
But what about applying for a Chase small business credit card?
Million Mile Secret Agent Benj asked:
But they are still impacted by the rule. So if you’ve already been denied a personal card for being over the limit, your business card application will most likely get declined as well.
Staying Under the Chase “5/24” Limit
But in the meantime, you don’t have to miss out on Big Travel with Small Money! Because there are lots of small business cards that will not count toward your “5/24” limit.
And you might already qualify for a small business credit card and not even know it!
Cards Not Affected by the Chase “5/24” Rule
- British Airways Visa Signature Card
- Disney Premier Visa Card
- IHG Rewards Club Select Credit Card
- Marriott Rewards Premier Business Credit Card
- Ritz-Carlton Rewards Credit Card
- The Hyatt Credit Card
And don’t forget there are plenty of other lucrative sign-up bonuses available.
The information for the British Airways Visa card has been collected independently by Million Mile Secrets. The card details on this page have not been reviewed or provided by the card issuer.
Thanks for the question, Benj!