Do You Prefer $2,400+ of Luxury Travel or Easy $1,000 in Flights?

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Do You Prefer $2,400+ of Luxury Travel or Easy $1,000 in Flights?

Million Mile SecretsDo You Prefer $2,400+ of Luxury Travel or Easy $1,000 in Flights?Million Mile Secrets Team

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

The value you get from miles & points can be very different depending on how you use them!

Do You Prefer 2400 Of Luxury Travel Or Easy 1000 In Flights
Using Chase Ultimate Rewards Points Is One of Our Favorite Ways to Get Big Travel With Small Money

I’ll show you how you can use the Ink Business Preferred sign-up bonus to effortlessly travel for free.  And how to even get super luxurious travel by putting in a little work!

How Do You Use the Ink Business Preferred Sign-Up Bonus?

Link:   Ink Business Preferred

Link:   Why Chase Ultimate Rewards Are My Favorite Points to Earn

Chase Ultimate Rewards points are my favorite kind of points.  That’s because they are:

They’re good for both beginners and veterans in the miles & points hobby.  That’s because you can use them like money to book airfare, hotels, and more with NO blackout dates through the Chase Ultimate Rewards Travel Portal.  Or you can transfer them to different travel partners to take advantage of airline award zones, hotel award charts, etc.

Do You Prefer 2400 Of Luxury Travel Or Easy 1000 In Flights
Chase Ultimate Rewards Points Are Extremely Valuable Because You Can Transfer Them Directly to Fantastic Travel Partners, Like Hyatt and United Airlines!

Miles & points can be as easy or as complicated as you make them!  You don’t have to spend hours researching how to get the best uses for your miles and points.  But the more you research, the more value you’ll be able to squeeze from each point.

Note:   This is a small business card, so you’ll need to have a small business to get it.  And you might qualify for a small business card without realizing it!

If you earn income for performing a service, or selling goods, you could have a small business.  This can include side jobs like selling items on eBay, driving for Lyft, or tutoring.

You do NOT need an EIN (Employer Identification Number) to apply for a small business credit card.  You can apply with just your Social Security Number as a sole proprietor.

Get $1,000 in Travel Through the Chase Ultimate Rewards Travel Portal

When you redeem your points through the Chase Ultimate Rewards Travel Portal, they’re worth a flat 1.25 cents each (unless you also have the Chase Sapphire Reserve, which makes your points worth 1.5 cents each).  This means the 80,000 point Ink Business Preferred sign-up bonus is worth $1,000 when you use your points through the Chase Ultimate Rewards Travel Portal (80,000 points X 1.25 cents each).

You can book nearly all flights, hotels, car rentals, and cruises through the Chase Ultimate Rewards Travel Portal.  And it’s super easy!

Here’s how to spend your 80,000 Chase Ultimate Rewards points on a flight without worrying about blackout dates, award charts, or any of that complicated stuff!

Step 1.   Navigate to the Chase Ultimate Rewards Travel Portal

Head to the Chase Ultimate Rewards Travel Portal and click on the “Explore & Book Travel” button under the “Use Points” tab.

Do You Prefer 2400 Of Luxury Travel Or Easy 1000 In Flights
Click “Explore Book and Travel” on the Chase Ultimate Rewards Travel Portal Home Page

Step 2.   Enter Your Travel Details

Type your origin, destination, dates, and any other information concerning your trip.  Then click “Search“.

Do You Prefer 2400 Of Luxury Travel Or Easy 1000 In Flights
Tell the Chase Ultimate Rewards Travel Portal Where You Want to Go and When

Step 3.   Choose Your Flight

You will then be brought to a page of flight search results.  You can see how much money the flight costs, and also the amount of points you’ll need to book the flight for free.

Do You Prefer 2400 Of Luxury Travel Or Easy 1000 In Flights
If You Don’t Have Enough Points to Pay for Your Flight, You Can Pay the Difference With Cash

So you can book a round-trip coach flight from Portland to Lima in mid-December for ~$984, or 78,688 Chase Ultimate Rewards points.  Just select the flight and head to checkout!  You won’t have to spend a single dime for the flight.

Get Thousands of Dollars in Luxury Travel by Transferring to Partners

While booking through the Chase Ultimate Rewards Travel Portal takes much less effort than keeping track of award zones, hotel categories, and award availability, you can get MUCH more from the Ink Business Preferred 80,000 point sign-up bonus if you do a little research.

When you transfer your points to Chase airline and hotel partners, you can get thousands of dollars in luxury flights and hotels.

For example, team member Joseph’s friend is currently at the Park Hyatt Mallorca.  He transferred Chase Ultimate Rewards points to Hyatt to get his stay for free!

The hotel costs 20,000 points, or ~$800, per night.  So 80,000 Chase Ultimate Rewards points could be worth $3,200 if you used your points to stay at the Park Hyatt Mallorca (80,000 points / 20,000 points per night = 4 X $800 per night).

Do You Prefer 2400 Of Luxury Travel Or Easy 1000 In Flights
The Park Hyatt Mallorca Is One of the Most Expensive Hyatt Hotels in the World. But You Can Stay for Free If You Have Chase Ultimate Rewards Points!

Another great way to get Big Travel with Chase Ultimate Rewards points is by transferring them to airline partners for expensive Business or First Class seats.

For example, you can transfer Chase Ultimate Rewards points to United Airlines and book a one-way Business Class flight from Austin to Malta for 57,500 United Airlines miles.  But if you bought the same ticket, it would cost $3,000+!

Because the Ink Business Preferred has an 80,000 point sign-up bonus, you can book this flight and still have 22,500 points left (80,000 point sign-up bonus – 57,500 points transferred to United Airlines for the Business Class flight)!

You can also transfer your points to other airlines, like Korean Air.  For example, you can transfer 45,000 Chase Ultimate Rewards points to Korean Air for a round-trip Business Class flight from mainland US to Hawaii.

Do You Prefer 2400 Of Luxury Travel Or Easy 1000 In Flights
A Round-Trip Business Class Flight to Hawaii Can Easily Cost $1,000+, Depending on Where You’re Flying From

A round-trip Business Class flight to Hawaii can easily cost $2,000+.  But after you meet the minimum spending requirement for the Ink Business Preferred, you’ll have 85,000 Chase Ultimate Rewards points.  That’s almost enough for 2 round-trip Business Class flights to Hawaii, worth $4,000+ in travel!

Note:   The Ink Business Preferred is affected by Chase’s strict approval rules.  So if you’ve opened 5+ cards in the past 24 months (with the exception of certain small business cards), you will NOT be approved for this card.

Bottom Line

When you open the Ink Business Preferred and spend $5,000 within 3 months of account opening, you’ll earn 80,000 bonus Chase Ultimate Rewards points.

You can use those points to easily book $1,000 in travel through the Chase Ultimate Rewards Travel Portal with NO blackout dates.  Or you can do a bit of research and receive thousands of dollars in travel by transferring them to travel partners!

How do you like to use Chase Ultimate Rewards points?  Do you put in work to find the best transfer partners to accomplish your travel goals?  Or is saving less money through the Chase Ultimate Rewards Travel Portal worth the convenience?

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Ink Business Preferred℠ Credit Card

Ink Business Preferred℠ Credit Card

  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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In branch offering 100k signup

I think you can get great deals with Chase Portal too that can push your reward total higher. For instance there is a great fare sale for round trip economy flights from the US to Europe starting at $408 on American and British Airways. The Chase portal is reflecting these prices too, some for almost exactly what Google is showing.

I don’t know if you would would calculate the reward based on the non-sale fare or not.
But I think it is a good way to stretch your points for maximum value.

I’ve come to dislike when the various bloggers mention Korean air business class round trip tickets to Hawaii for 45,000 points. I think its very misleading. I purposefully got a Korean sky pass card and I’ve looked consistently for the last 7 weeks and have found zero availability ~one year out.