Can I Get the Sign-Up Bonus for the Chase Ink Plus If I Already Have the Chase Ink Bold?
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Million Mile Secrets reader SA commented:
Can I apply for Chase Ink Plus even though I already have the Chase Ink Bold?
SA is referring to the fact that there are 2 Chase Ink cards with a similar sign-up bonus: the Chase Ink Bold and the Chase Ink Plus. So can SA get the sign-up bonus for each card?
Emily and I each received the sign-up bonus on the Chase Ink Bold and the Chase Ink Plus. So SA should be able to get the sign-up bonus for the Chase Ink Plus card, even though he already has the Chase Ink Bold.
And he also may be able to get a new bonus for the Chase Ink Bold (if he has the old MasterCard version)! The Chase Ink cards used to be issued as MasterCards, but are now issued as Visa cards. Folks are reporting that the Visa cards are considered different products and it may be possible to get the Visa version of the Ink cards as well. The Visa versions get you additional discounts in the Visa Savings Edge program.
While these 2 cards offer the same benefits there is 1 difference.
With the Chase Ink Bold and Chase Ink Plus cards you get:
- 5X points on cell phones, internet, and cable, and at office supply stores.
- 2X point on gas & hotels
- No foreign transaction fees
- $95 annual fee (waived for the 1st year)
The Chase Ultimate Rewards points you earn do NOT expire unless you cancel your card. If you cancel your card, you can keep your points safe by transferring them to Chase Ultimate Rewards partners or to another Ultimate Rewards card.
The Chase Ink Bold is a business charge card so you don’t have a credit limit, but you have to pay your bill in full each month (which you should in any case!). And the Chase Ink Plus is a regular business credit card.
This is enough to make these cards 2 different “products.”
Many folks don’t realize they can qualify for a business card. So check out my post, 3 Ways You May Qualify for a Business Credit Card.
Chase Ink Cards Are Now Visa Cards!
The Chase Ink Bold and Chase Ink Plus cards used to be MasterCards, but they are now issued as Visa cards.
This is great news because it means both cards should be considered a new product! So even though SA already has the Chase Ink Bold MasterCard, he may be able to apply for the Chase Ink Bold Visa card and get the new bonus of 60,000 points when he spends $5,000 within 3 months. This is in addition to the discounts in the Visa Savings Edge program.
SA can get the limited time 60,000 point bonus when he spends $5,000 within 3 months on the Chase Ink Bold card even if he already has the Chase Ink Plus card. That’s because they are 2 different products. The Chase Ink Bold is a charge card and the Chase Ink Plus is a credit card.
Not only that, but SA may also be able get the sign-up bonus again on the Chase Ink Bold. Both Chase Ink cards are now issued as Visas, which some folks are reporting is a different product than the old MasterCards.
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Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®
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