The Best Hotel Credit Card With a Free Night on Your Account Anniversary

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The Best Hotel Credit Card With a Free Night on Your Account Anniversary

Jasmin BaronThe Best Hotel Credit Card With a Free Night on Your Account AnniversaryMillion Mile Secrets Team

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Applying for the best hotel credit cards to earn free nights from a hefty welcome bonus and points from ongoing spend is a smart way to save money on hotel stays.  But many of us keep these cards year after year for the perks they offer, like automatic elite status, statement credits, and bonus points.

Some the very best hotel credit cards offer a free night on your account anniversary as incentive for keeping the card.  In some situations, the free night can be worth many times more than the annual fee, so it’s a no-brainer to hang on to the card long term.  That’s definitely the case with The World Of Hyatt Credit Card, and the reason why I’ve kept a Hyatt card in my wallet for many years.

The Best Hotel Credit Card With a Free Anniversary Night Is the World of Hyatt Card – You Could Redeem Your Night for a Stay at the Fabulous Andaz Costa Rica Resort at Peninsula Papagayo

I’ll share why I think the The World Of Hyatt Credit Card is the best hotel credit card with an anniversary free night.

The World of Hyatt Credit Card Is the Best Hotel Credit Card With an Anniversary Free Night

Apply Here:   The World Of Hyatt Credit Card

Read our review of The World of Hyatt Credit Card

The great thing about Hyatt hotels is they’re consistently rated highly for comfort, value, and top-notch service.  That’s why Hyatt is the favorite hotel chain of many miles and points enthusiasts and why most of us keep the Hyatt card in our wallets.

With The World of Hyatt Credit Card, you can earn up to 50,000 Hyatt points after meeting tiered minimum spending requirements:

  • 25,000 bonus Hyatt points after you spend $3,000 on purchases in the first 3 months of opening your account
  • Another 25,000 bonus Hyatt points after you spend an additional $3,000 on purchases within the first 6 months of opening your account

It’s got a great return when you spend money at Hyatt hotels, but has some other bonus categories too:

  • 9 Hyatt points per $1 spent at Hyatt – 4 bonus points per $1 when you use your card at Hyatt hotels, plus 5 base points per $1 you can earn as a World of Hyatt member
  • 2 Hyatt points per $1 on restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting, and on fitness club and gym memberships
  • 1 Hyatt point per $1 on everything else

You’ll also earn automatic Discoverist elite status (bonus points on paid stays, upgrades when available, premium internet, late check-out when available).  But the best ongoing perk of the The World of Hyatt Credit Card is a free night at a category 1 to 4 Hyatt each year on your account anniversary.

You can also earn an additional free night if you spend $15,000+ on purchases in an account anniversary year.

There’s a $95 annual fee (not waived for the first year), but it’s well worth paying for the anniversary free night alone.  Here’s how to make the most of it.

1.   Stay at Upscale Category 4 Hotels That Can Cost $100s per Night

Admittedly, Hyatt’s list of category 1 to 4 hotels doesn’t contain many high-end Park Hyatt or Andaz properties (you can see hotels listed by category here).  That’s not to say there aren’t any, and in fact you can squeeze tremendous value from nights at other Hyatt brands like Grand Hyatt or Hyatt Regency, too.

For example, the Andaz Costa Rica Resort at Peninsula Papagayo is a luxury hotel set in a tropical paradise, with gorgeous beaches, a spa, golfing, and gourmet dining.  Plus it’s got a kids club for the wee ones and 4 pools.

This hotel is a Hyatt category 4, so costs 15,000 Hyatt points per night.  Or you could redeem a free night certificate from the The World of Hyatt Credit Card to stay free.

Peak Season Rates at the Andaz Costa Rica Resort at Peninsula Papagayo Can Be in the $600 Range!

Or consider hotels in Europe like the Grand Hyatt Berlin or Hyatt Regency Paris Etoile.  I’ve stayed in both of these hotels (both excellent) with a Hyatt free night certificate, where rates during peak times, like summer, can be ~300 Euros (~$340) per night.  That’s still a substantial savings for just paying a $95 annual fee.

2.   Redeem Your Certificate During Popular Events

Hotels will jack up their prices (sometimes double or triple the usual rate) when there’s a special event going on nearby, like a convention, sports playoff, concert, or festival.  If you play it right, you could redeem your Hyatt free night certificate for massive savings.

Here’s a crazy example – team member Keith has attending the Masters Golf Tournament in Augusta, Georgia on his bucket list.  Check out the price for one night at the (otherwise average) Hyatt Place Augusta during the tournament – you’d pay over $1,000 for a night there.

$1,071 for a Night at the Hyatt Place in Augusta? Ouch!

But because it’s a Hyatt category 3 hotel, it’s eligible for redeeming your World of Hyatt Credit Card anniversary night.  Or you could use 12,000 Hyatt points instead (also easily transferred from the Chase Sapphire Preferred Card, Ink Business Preferred Credit Card, or Chase Sapphire Reserve).  And yes – there are award rooms still available on the night shown above.

3.   Don’t Discount Lower Category Hotels

Most lower category Hyatt hotels are of the Hyatt House and Hyatt Place variety, which don’t exactly scream expensive.  Nights at these hotels usually run in the $100 to $200 range (so you’d still get a decent value from the $95 annual fee on the World Of Hyatt Credit Card, or at very least, break even).

Don’t think you can’t get a big bang for your Hyatt free night certificate at spots like these.  If you’re traveling during peak season or over holidays, you can often find rooms that would sell for $300 or more.

Here’s an example over 4th of July weekend in Niagara Falls.  You’d pay ~$335 for a night at the Hyatt Place there – or instead redeem 12,000 Hyatt points (it’s a category 3) or a free night certificate.

Spending the 4th of July at Iconic Niagara Falls Doesn’t Have Cost an Arm and a Leg If You Redeem a World of Hyatt Free Night Certificate

I know in the past I’ve fallen prey to only searching for fancy-sounding hotels in popular destinations to redeem my Hyatt anniversary certificate.  Don’t do this!  It’s always worth checking out other spots you may be traveling to for Hyatt nights – you never know where you might find an outstanding deal.  I saved nearly $300 one year staying at the category 3 Hyatt Regency Calgary (which you never hear about – it’s lovely) using a Hyatt free night certificate.  During the Calgary Stampede, rates here skyrocket to $450+.

Bottom Line

It’s a great feeling when you can score an otherwise expensive hotel night just by holding one of the best hotel credit cards.  While a handful of cards come with an anniversary free night, I’ve always gotten the most value from the annual certificate that comes with The World Of Hyatt Credit Card.

For a $95 annual fee, you can get a free night at a category 1 to 4 Hyatt each account anniversary.  Depending on where you use your free night, you could get hundreds of dollars in value – and it doesn’t have to be at a fancy resort, either.

Consider redeeming your anniversary free night at upscale hotels off the beaten path, at popular spots during sporting events or conventions, or even in average-sounding lower category hotels during peak season.  My family has stayed at hotels like the Hyatt Regency Paris Etoile, Grand Hyatt Berlin, Park Hyatt Toronto (currently closed for renovations), Hyatt Regency Calgary, and Hyatt Regency Chicago using a Hyatt anniversary certificate.  It’s saved us a ton of cash.

Have you gotten outsized value from The World Of Hyatt Credit Card anniversary night?  I’d love to hear your stories in the comments!

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The World Of Hyatt Credit Card

The World Of Hyatt Credit Card

  • Earn up to 50,000 Bonus Points - 25,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn an additional 25,000 Bonus Points after you spend a total of $6,000 on purchases within the first 6 months of account opening - free nights start at 5,000 points
  • Receive 1 free night every year after your cardmember anniversary at any Category 1-4 Hyatt hotel or resort
  • Earn an extra free night at any Category 1-4 Hyatt hotel or resort if you spend $15,000 during your cardmember anniversary year
  • Get automatic World of Hyatt Elite status for as long as your account is open and 5 qualifying night credits toward your next tier status every year
  • Earn 2 qualifying night credits towards your next tier status every time you spend $5,000 on your card
  • Earn 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
  • Plus, earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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I did some research and the Hilton Honors AmEx Aspire is significantly more valuable than Hyatt’s card. Of course, this is just based on monetary value and doesn’t account for hotel preferences, but the difference is huge and Hilton has some very nice hotels in its portfolio. https://wheelhouse.home.blog/2019/03/31/the-objectively-best-hotel-credit-card/

I love Hyatt, but I’ve noticed that when I try to book an award night, it’s only available for 2p, not 3p. Would love to know how others are handling.

Author

Hi Jade – It depends on the property and what they offer as a standard room for booking on points. At least in the US and Canada, I’ve normally been able to find a standard room with 2 double or 2 queen beds to accommodate my family. Europe is a whole lot trickier.

There are times where if you select more than 2 guests it’ll exclude a ton of hotels, but I’ve worked around that by just selecting 2 guests (even though I’ve had 3 or 4). As long as you’re not exceeding the maximum number of guests per room you should be ok. Some locations will also provide a cot on request.

Example – My mom, daughter, and I stayed at the Hyatt Regency Paris Etoile which – for standard rooms – offers either 1 King or 2 twin – but at the time (not sure about now) rooms had a day bed which could accommodate a 3rd person. I booked for 2 adults and my daughter slept on the day bed.

Hope that helps! Let me know if you have more questions.

Thanks for sharing your experience/advice!

Hyatt Place Nashville walking distance to Johnny Cash Museum and nightlife/restaurants. Hotels are getting so expensive downtown so this was great value with free breakfast!

Author

Hi Boonie – Nice! That’s great you had such a central location – I’m sure you saved quite a bit of money.