Who Else Wants To Apply For Citi AAdvantage Personal Credit Cards?

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Who Else Wants To Apply For Citi AAdvantage Personal Credit Cards?

Million Mile SecretsWho Else Wants To Apply For Citi AAdvantage Personal Credit Cards?Million Mile Secrets Team

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Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Some folks used to apply for a new Citi personal AAdvantage credit card every 65 days in 2008 and get a new sign-up bonus each time!

Citi probably realized that this wasn’t the most profitable way to run a credit card business, and added language in the offer terms & conditions which restricted the bonus to first time Citi AAdvantage applicants only.

However, there are reports online of folks getting approved for new Citi personal AAdvantage cards 12 to 18 months from their last application date!

The discussion on FlyerTalk and MilePoint suggest that it doesn’t seem to matter if you have cancelled your card or if you still have your Citi AAdvantage card with you, as long as you’ve waited 18 months or more since you were approved for your last personal Citi AAdvantage card.

For example, MilePoint member miles and smiles wrote that he had success with getting another Citi personal card 17 months after his last successful Citi AAdvantage application, despite not cancelling his previous AAdvantange card.

On the other hand, a blog reader wrote in to say that she was denied for the Citi personal AAdvantage cards when she applied again 13 months after her last successful Citi AAdvantage application.

And I have been denied a new bonus when I reapplied 16 months after my last application.

So 13 months may be to soon, and 17+ months may be the sweet spot!

My Personal Experience

I was curious to see if I could get another round of bonuses since my last successful application was in September 2009 (22 months ago).

Well, yesterday night, I used the 2-browser trick to apply for the 75,000 bonus mile personal Citi Visa card with a $1,5000 spending requirement and the 75,000 bonus mile personal Citi American Express AAdvantage card with a $4,000 spending requirement within the first 6 months.

I was approved for BOTH cards with a $12,000 limit each.

 

Yippee!

I love doing research for the blog. 😉

My Previous Application Details

  • September 2009: I applied successfully for a Citi AAdvantage MasterCard and American Express personal credit card with  30,000 bonus miles each.
  • January 2010: I reapplied for personal Citi AAdvantage cards  (4 months since my last application), but was denied.
  • December 2010: I cancelled both the above cards (15 months since application).
  • January 2011: I reapplied for personal Citi AAdvantage cards  (16  month since my last application), but was denied.
  • July 2011: Success!  I reapplied for 2 personal Citi AAdvantage cards  (22  months since my last application), and was approved!

Bottom Line:

You may be able to get another round of bonuses on the Citi AAdvantage personal cards if it has been at least 18 months since your last successful application.

If you can’t remember when you last applied for a Citi AAdvantage  personal credit card, you can check your credit report (make sure to check the credit report from all 3 agencies) to see when you opened your last AAdvantage credit card.

If you do decide to apply for another personal Citi AAdvantage credit card, use the 2-browser trick to apply for both the Visa and American Express versions at the same time and get 150,000 AAdvantage miles to have Big Travel with Small Money!

150,000 AAdvantage miles is enough for 6 domestic US tickets on American Airlines or a First Class ticket to almost anywhere in the world on some of the best airlines such as Cathay Pacific, British Airways, or Qantas.

You should also remember that Citi is very inconsistent in approving credit cards and providing additional bonuses, so I urge you to do your own research before applying for another round of personal Citi AAdvantage cards.  Your experience may differ from mine!

The reports on FlyerTalk, MilePoint, and my personal experience yesterday, suggests that you may be able to get another round of Citi bonuses 18 months after your last successful application.

If you decide to apply again please let us know how it goes in the comments!

Related Posts:

Disclosure: You should know that I have just been approved for 2 personal Citi AAdvantage credit cards and so I now have a banking relationship with Citi.

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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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FYI, looks like YMMV for the churn.

previously had 2 personal AA Citi Amex cards, one applied for in 2007 and one in 2012. Currently have AA Citi Bus Visa card. Waited 19months since my last successful personal application and yesterday applied for 50K personal AA Citi Visa, it was pending and offered live chat to speak with one of the reps. i spoke with a rep who just asked me to reconfirm some things abt my identity, in the morning i got an email that i am rejected – “this specific offer is valid only for first-time Citi(R)/AAdvantage(R) cardmembers. Our records indicate that you previously had a Citi(R)/AAdvantage(R) account with us”.

Hi Darius,

I tried applying for two visa AAdvantage cards with the two browser method. First was instantly approved and the second gave me a wait message. So, I called Citi, and the rep. told me that my first app. was approved, but my second was denied because I had already applied for that card. So, I guess YMMV and I didn’t get lucky. Anyway to recon that second decision? Also, is it too late to apply for the Amex since I applied on Saturday afternoon for the card?

Author
Million Mile Secrets

@SKM – If you get the cards in the mail, you almost certainly get the miles, but ymmv.

@Josh – I’d write a letter to their executive office and ask to be reconsidered.

Does approval for the card mean that you will get the bonus points? It takes a bit of planning and work to reach the spending minimums. I’ve had various Citi cards over the years (I still have one active) and don’t want to waste my time if they aren’t going to award the miles.

Darius, I hear that you need to wait 90 days (after cancellation) to churn the business cards, and even then it may not work. Do you have personal experience?

I suspect that fact that I had a Citi MC (opened in 2009) and now they offer a Visa card, could help? In looking at FlyerTalk there seem to be several opinions.

Author
Million Mile Secrets

@Jay – I haven’t tried the business card as yet, but the last time I waited 5 months and applied with a new business name and it worked.

I have had the citi aadvantage visa for about 18 months -got the 75K bonus (and also miraculously won 100K in a citi aadvantage promo last year!!!!!!!!!!!!!!) and I’m about ready to try this churn thing…. just got my first house and mortgage taken care of (covering my bases haha) so I’d like to rack up some miles. My credit score is in the 790’s, so this should be interesting.

I did call to cancel my first card 6 months ago and got a bonus offer of 3x/dollar up to 10,000 miles – got that quickly so I’m ready to move on.

Question: Do I need to cancel my aadvantage card first? I have another citi card I have had for over 10 years with a low interest rate.

Author
Million Mile Secrets

@webazoid – It doesn’t matter which order you do it, but I suspect that folks are eager to get 100K miles first and then get the extra 50K instead of staring with 50K first.

@Christina
– You don’t necessarily have to cancel the card, but it could help if you’re bumping against the maximum credit which Citi will grant you. It is usually 18+ months since your last approval for the Citi personal cards, so I’d wait 20 months to be safe. Good luck!

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