Credit Card Updates: Ink Plus Reduced Minimum Spending, 50,000 Miles Citi American Airlines, 50,000 Points American Express Platinum, Chase Hyatt, 50,000 Points American Express Business Gold, $400 Barclaycard NFL

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

Credit Card Updates: Ink Plus Reduced Minimum Spending, 50,000 Miles Citi American Airlines, 50,000 Points American Express Platinum, Chase Hyatt, 50,000 Points American Express Business Gold, $400 Barclaycard NFL

Million Mile SecretsCredit Card Updates: Ink Plus Reduced Minimum Spending, 50,000 Miles Citi American Airlines, 50,000 Points American Express Platinum, Chase Hyatt, 50,000 Points American Express Business Gold, $400 Barclaycard NFLMillion Mile Secrets Team

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.

[Disclosure:  The Citi American Airlines offer for 50,000 miles is better than my referral link for 30,000 miles, the Hyatt 2 free nights with $100 statement credit is better than my referral link without the statement credit, the American Express Mercedes Benz Platinum with 50,000 points is better than my link for the regular Platinum card with 25,000 points, and the Barclaycard $400 NFL card is not my referral link.  I do get a referral for the 50,000 point American Express Business Rewards Gold.]

1.   50,000 Point Chase Ink Plus With $5,000 Spending.  I recently posted about a Chase Ink Plus offer which required only $5,000 in minimum spending within 3 months – instead of the usual $10,000 –  to get 50,000 Ultimate Rewards points.  However, the offer was soon pulled within hours, and all affiliates were asked to remove their links.

Readers are still trying to get Chase to honor the reduced minimum spending.  However, American Express recently paid an $85 million fine, for among other issues, misleading credit card sign-up bonuses, so I’m fairly sure that Chase is working furiously to determine the best way to honor the offer for lower spending on the Ink Plus.

Frequent Miler writes that the Ink Bold with the $5,000 minimum spending could be back on November 11, 2012 – which incidentally is also when the Chase Exclusive program is changing.  I’ve been trying to confirm this with Chase, but folks in Manhattan understandably have other priorities right now.

But I would place very high odds that we’ll see a change in the Ink Plus for a number of reasons (all speculation on my part).

Firstly, we have the Chase Ink Plus offer with $5,000 in minimum spending going public for a few hours.  Secondly, I know from personal experience that marketing promotions for products (& especially new products) are usually planned well in advance.  The Chase Ink Plus was available to all around July 27, 2012, so it will be around 3 months on November 11 – just the right window to add some marketing “excitement” to the current offer.

Thirdly, there isn’t much differentiation between the Chase Ink Bold and the Chase Ink Plus.  Sure, the Chase Ink Bold is technically a charge card which means that you have to pay off the balance each month in full, but you can roll over the balance on the Chase Ink Plus (but shouldn’t because of high interest charges).  Reducing the spending requirement on the Ink Plus together with the current 0% APR offer differentiates the Ink Plus from the Ink Bold.

Lastly, the Ink Plus is likely a more profitable product for Chase because they can charge high interest rates.  So reducing the spending requirement to get the 50,000 points sign-up bonus is a great way to get folks to sign-up for the card in the hope that they will pay interest in future.  But Million Mile Secrets readers know better than to do that!

2.   Citi American Airlines 50,000 Miles.   Million Mile Secrets reader JW (thanks!) pointed me towards a FlyerTalk post which has a new link for BOTH a 50,000 mile Citi American Airlines Visa & American Express card after spending $2,500 within 4 months.  These are slightly better than the offers which I wrote about a few weeks ago because you get 2 Admirals Club day passes.

There is an offer landing page which suggests that the offer has expired, but you almost always get the sign-up bonus with Citi cards if you can submit an application through the older offers.  And remember that you can apply for 2 Citi American Airlines cards at the same time for 100,000 miles – that’s enough for a business class trip to South America or Europe.

Both these offers are better than my referral link which is for only 30,000 miles.  I’ve updated the Hot Deals tab with these better links.

3.   50,000 Point American Express Platinum.  

Offer No Longer Available

View From the Wing shares a link to a 50,000 Membership Rewards points American Express Platinum offer after spending $3,000 within 3 months.  This is better than my referral link for 25,000 points.

However, I’d suggest you pay the extra $25 annual fee and get the Mercedes Benz American Express Platinum for 50,000 Membership Rewards points (not my referral link, either) after spending $1,000 within 3 months.

There was a link for a 50,000 point American Express Platinum card, but some readers did not get 50,000 points after completing the minimum spending.  American Express claimed that the offer had to be “attached to their profile” to get the full sign up bonus.  I’ve had similar emails where folks haven’t got the full sign-up bonus from American Express Hilton cards as well.

If you do apply, take lots of screenshots and be prepared to fight for your points.  And please let us know if you got the full 50,000 points.

4.   Chase Hyatt with $100 Statement Credit.  I wrote earlier about how to get a $100 statement credit for the Chase Hyatt credit card when you search for a hotel room. This is better than my referral link which only offers the 2 free nights at any Hyatt without the $100 statement credit.

ZR & RDU (thanks!) have commented that the offer is temperamental and you may need a few additional steps before you see it.

ZR wrote:

Offer still works as of 10/22, but you have to go one step further (actually click on “Book Now” once the rates are shown), and you need to be a Gold Passport member (free signup). Haven’t gotten approved yet but application went through. Good luck.

And RDU wrote:

Offer still works. Need to sign in to Hyatt Gold Account and follow steps listed in article. I didn’t get it at first and made some adjustments to my searches.

Some observations:
* Try using a US hotel location (I tried Tokyo and it didn’t work)
* Pick a close date (I tried doing it for next year and it didn’t work)
* Keep trying because it took me two tries to get it to show.

5.   50,000 Point American Express Business Gold.  The Business Gold Rewards Card from American Express OPEN offers a 50,000 Membership Rewards points after spending $5,000 within the first 3 months.

After that, the bonus will likely return to 0 (zero) points as it was for most of the year, though I suspect we’ll still see the 1-day only offers for 75,000 points, but with a higher spending requirement.

6.   Barclaycard NFL $400 Credit.   I wrote earlier about a Barclaycard credit card which offers 40,000 points after spending $1,000 within 90 days.  However, that link has expired, but the offer is still available via these links on Flyer Talk.

The card doesn’t have an annual fee and you can redeem 40,000 points for $400 in statement credits.  However, only  transactions above $25 qualify for statement credits.

Barclaycard usually uses the TransUnion credit bureau, so is often a good choice for folks who have lots of credit inquires with Experian and Equifax because of many credit card applications from Chase, American Express, and Bank of America.

If you liked this post, why don’t you join the 25,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

Add comment

E-mail is already registered on the site. Please use the Login form or enter another.

You entered an incorrect username or password

Sorry that something went wrong, repeat again!

49comments

by Newest
by Best by Newest by Oldest

Anyone know if Barclay’s cards are OK to buy Vanilla Reloads? They don’t come through as a cash advance, do they? I just got the offer to put $750 per month on a newish US Airways card and best way to do it would be Vanilla cards. Thanks!

Author
Million Mile Secrets

@Elaine – If you buy them at CVS, it should come through as a CVS charge and not as a cash advance.

My wife & I both were approved for Barclay NFL cards…bought MVD cards ($500 x 2) at Dollar Store, got cash advances at local bank. Instantly received $400 statement credit towards first billing cycle! Easiest $400 I’ve received in a long time….thanks!

Author
Million Mile Secrets

@nonrevking – Nicely done!

data point: hyatt $100 statement credit deal is still alive, applied today and was instantly approved.

Author
Million Mile Secrets

@RT – Thanks for letting us know it still works!

do u have any active link for citi AA buisness 50k?

Author
Million Mile Secrets

@shim – See the Hot Deals tab.

I got a denial in mail for NFL card. It says that I applied after the offer has expired and my credit wasn’t pulled. Should I call reconsideration?

I have screen shot of sign up bonus.

Author
Million Mile Secrets

@shoaib – If your credit wasn’t pulled, I’d let it drop.

Load more