Credit Card Updates: Ink Plus Reduced Minimum Spending, 50,000 Miles Citi American Airlines, 50,000 Points American Express Platinum, Chase Hyatt, 50,000 Points American Express Business Gold, $400 Barclaycard NFL
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Readers are still trying to get Chase to honor the reduced minimum spending. However, American Express recently paid an $85 million fine, for among other issues, misleading credit card sign-up bonuses, so I’m fairly sure that Chase is working furiously to determine the best way to honor the offer for lower spending on the Ink Plus.Frequent Miler writes that the Ink Bold with the $5,000 minimum spending could be back on November 11, 2012 – which incidentally is also when the Chase Exclusive program is changing. I’ve been trying to confirm this with Chase, but folks in Manhattan understandably have other priorities right now.
But I would place very high odds that we’ll see a change in the Ink Plus for a number of reasons (all speculation on my part).
Firstly, we have the Chase Ink Plus offer with $5,000 in minimum spending going public for a few hours. Secondly, I know from personal experience that marketing promotions for products (& especially new products) are usually planned well in advance. The Chase Ink Plus was available to all around July 27, 2012, so it will be around 3 months on November 11 – just the right window to add some marketing “excitement” to the current offer.
Thirdly, there isn’t much differentiation between the Chase Ink Bold and the Chase Ink Plus. Sure, the Chase Ink Bold is technically a charge card which means that you have to pay off the balance each month in full, but you can roll over the balance on the Chase Ink Plus (but shouldn’t because of high interest charges). Reducing the spending requirement on the Ink Plus together with the current 0% APR offer differentiates the Ink Plus from the Ink Bold.
Lastly, the Ink Plus is likely a more profitable product for Chase because they can charge high interest rates. So reducing the spending requirement to get the 50,000 points sign-up bonus is a great way to get folks to sign-up for the card in the hope that they will pay interest in future. But Million Mile Secrets readers know better than to do that!2. Citi American Airlines 50,000 Miles. Million Mile Secrets reader JW (thanks!) pointed me towards a FlyerTalk post which has a new link for BOTH a 50,000 mile Citi American Airlines Visa & American Express card after spending $2,500 within 4 months. These are slightly better than the offers which I wrote about a few weeks ago because you get 2 Admirals Club day passes.
There is an offer landing page which suggests that the offer has expired, but you almost always get the sign-up bonus with Citi cards if you can submit an application through the older offers. And remember that you can apply for 2 Citi American Airlines cards at the same time for 100,000 miles – that’s enough for a business class trip to South America or Europe.
Both these offers are better than my referral link which is for only 30,000 miles. I’ve updated the Hot Deals tab with these better links.3. 50,000 Point American Express Platinum. Offer No Longer Available View From the Wing shares a link to a 50,000 Membership Rewards points American Express Platinum offer after spending $3,000 within 3 months. This is better than my referral link for 25,000 points.
However, I’d suggest you pay the extra $25 annual fee and get the Mercedes Benz American Express Platinum for 50,000 Membership Rewards points (not my referral link, either) after spending $1,000 within 3 months.
There was a link for a 50,000 point American Express Platinum card, but some readers did not get 50,000 points after completing the minimum spending. American Express claimed that the offer had to be “attached to their profile” to get the full sign up bonus. I’ve had similar emails where folks haven’t got the full sign-up bonus from American Express Hilton cards as well.
If you do apply, take lots of screenshots and be prepared to fight for your points. And please let us know if you got the full 50,000 points.4. Chase Hyatt with $100 Statement Credit. I wrote earlier about how to get a $100 statement credit for the Chase Hyatt credit card when you search for a hotel room. This is better than my referral link which only offers the 2 free nights at any Hyatt without the $100 statement credit. ZR & RDU (thanks!) have commented that the offer is temperamental and you may need a few additional steps before you see it. ZR wrote:
Offer still works as of 10/22, but you have to go one step further (actually click on “Book Now” once the rates are shown), and you need to be a Gold Passport member (free signup). Haven’t gotten approved yet but application went through. Good luck.And RDU wrote:
Offer still works. Need to sign in to Hyatt Gold Account and follow steps listed in article. I didn’t get it at first and made some adjustments to my searches.
Some observations: * Try using a US hotel location (I tried Tokyo and it didn’t work) * Pick a close date (I tried doing it for next year and it didn’t work) * Keep trying because it took me two tries to get it to show.5. 50,000 Point American Express Business Gold. The Business Gold Rewards Card from American Express OPEN offers a 50,000 Membership Rewards points after spending $5,000 within the first 3 months.
After that, the bonus will likely return to 0 (zero) points as it was for most of the year, though I suspect we’ll still see the 1-day only offers for 75,000 points, but with a higher spending requirement.6. Barclaycard NFL $400 Credit. I wrote earlier about a Barclaycard credit card which offers 40,000 points after spending $1,000 within 90 days. However, that link has expired, but the offer is still available via these links on Flyer Talk.
The card doesn’t have an annual fee and you can redeem 40,000 points for $400 in statement credits. However, only transactions above $25 qualify for statement credits.
Barclaycard usually uses the TransUnion credit bureau, so is often a good choice for folks who have lots of credit inquires with Experian and Equifax because of many credit card applications from Chase, American Express, and Bank of America.
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