Million Mile Secrets reader, Prabha, sent an question via email:
With the Chase Freedom Unlimited card, when can I transfer the sign-up bonus of 15,000 Chase Ultimate Rewards points to airline partners like United Airlines instead of redeeming for $150 cash back?
Great question, Prabha!
Earning transferable points like Chase Ultimate Rewards points is the trick to travel flexibility! And often times, you can get more value for your points by transferring to airline and hotel partners instead of redeeming for cash back.
But to transfer Chase points to travel partners from no annual fee cards like the Freedom or Freedom Unlimited, you’ll need to have another eligible Chase card, like the Chase Sapphire Preferred.
Otherwise, the points you earn with the Freedom Unlimited can only be redeemed for 1 cent each for cash back or towards travel.
The Sign-Up Bonus With the Freedom Unlimited Can Be Worth More When You Have a 2nd Chase Ultimate Rewards Card! For Example, You Can Get a Free Night at the Hyatt Centric Santa Barbara Hotel, Which Can Cost $200+!
I’ll explain when Chase Ultimate Rewards points can be transferred to airline and hotels partners for Big Travel!
Posted in Air France, Airlines, American Express, AMEX EveryDay, British Airways, Business Credit Cards, Chase, Chase Freedom, Chase Freedom Unlimited, Chase Ink Bold, Chase Ink Cash, Chase Ink Plus, Chase Ink Preferred, Chase Sapphire, Chase Sapphire Preferred, Chase Sapphire Reserve, Citi Thank You Points, Citi Thank You Premier, Citibank, Credit Cards, Hotels, Hyatt, IHG, KLM, Korean Airlines, Marriott, No Annual Fee, Reader Requests, Ritz-Carlton, Save Money, Singapore Airlines, Southwest, Travel Tips, Ultimate Rewards, United Airlines
Million Mile Secrets reader, Grahme, commented:
I’m thinking of converting 90,000 Starwood points to Marriott points to book a Hotel + Air Package to get the Southwest Companion Pass and a 7-night Marriott hotel certificate. Would you consider this a good use of Starwood points?
Converting Starwood points to Marriott points to get the Southwest Companion Pass by booking a Hotel + Air package can be an amazing deal worth $4,100+! That’s one reason 2 Million Mile Secrets team members recently used Starwood points this way!
But Starwood points have other flexible redemption options that make them extremely valuable. Like free hotel stays at Starwood, Marriott, and Ritz-Carlton hotels. Or the ability to transfer Starwood points to airlines, which could get you an amazing First Class ticket worth more than $9,000!
So the best use of Starwood points really depends on your travel goals.
Using Starwood Points to Get the Companion Pass Means You and a Partner Can Visit Fantastic Southwest Destinations Like New York!
Remember, you only have until March 31, 2017 to redeem hotel points for the Companion Pass.
I’ll compare a few different ways you can use 90,000 Starwood points for Big Travel!
Posted in Airlines, Airlines, American Airlines, Cathay Pacific, Hotel Award Booking, Hotel Promotions, Hotels, Marriott, Reader Requests, Ritz-Carlton, Save Money, Southwest, Starwood (SPG), Travel Tips
Million Mile Secrets reader, Lindsay, tweeted:
I have a Chase Sapphire Preferred card, but would like to get a new card to earn cash back. Do you have any recommendations?
Posted in Beginner Tips, Chase, Chase Freedom Unlimited, Chase Sapphire Preferred, Chase Sapphire Reserve, Citi Double Cash, Citibank, Credit Cards, Credit Cards, Discover It, Discover it Miles, Fidelity, Foreign Transaction Fees, Foreign Transaction Fees, No Annual Fee, Reader Requests, Save Money, Shopping, Ultimate Rewards, Visa Signature
Million Mile Secrets reader, Eugene, commented:
Do Costco gas stations qualify for the current Chase Freedom 5X quarterly bonus category?
Chase Freedom’s quarterly bonus categories are a terrific way to earn valuable Chase Ultimate Rewards points. That’s one of the reasons I keep the Freedom card in my wallet!
So it’s important to know which merchants earn the 5X bonus. Because Chase does NOT consider all places with fuel services as “gas stations”.
Although Chase excludes warehouse stores, many Million Mile Secrets readers have let me know that gas purchases at Costco and Sam’s Club might work for the 5X bonus!
Using the Chase Freedom to Earn 5X Chase Ultimate Rewards Points at Gas Stations Is an Easy Way to Earn Bonus Points!
I’ll share which gas stations will and will NOT get you 5X rewards with the Chase Freedom!
We don’t earn a commission on this card, but we’ll always share the best offers with our readers!
Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.
Million Mile Secrets Reader, Adam, commented:
The Chase website says you can automatically receive UP TO $300 in statement credits for travel-related purchases made with the Chase Sapphire Reserve. How exactly is the $300 travel credit with the Chase Sapphire Reserve earned and applied?
Thanks for reaching out, Adam!
The Chase Sapphire Reserve $300 annual travel credit couldn’t be easier to use. When you use your card for a travel purchase, you will automatically be reimbursed, until you’ve spent a total of $300 on travel. In other words, Chase will pay for the first $300 in travel you spend each calendar year with your card!
Use The Chase Sapphire Reserve $300 Travel Credit for Purchases From Airfare to Train Tickets to Parking Garages
I’ll give you all the information on this $300 travel credit to help you decide if the Chase Sapphire Reserve is worth it for you!
Posted in Airbnb, Airlines, Beginner Tips, Business Platinum, Chase, Chase Sapphire Reserve, Credit Cards, Credit Cards, Hotels, Reader Requests, Rental Cars, Save Money, Travel Tips, Ultimate Rewards
Million Mile Secrets reader, Neil, commented:
I am in the process of booking travel for my honeymoon trip to Thailand. I’m looking to purchase Premium Economy airfare on Japan Airlines or Cathay Pacific. Can I credit these flights to American Airlines, so that I earn frequent flyer miles?
Excellent question, Neil! It sounds like you’re planning a fantastic honeymoon!
If you book a paid flight with an airline you don’t fly often, you can typically credit your miles to a partner airline. This way, your miles won’t go to waste. And you can redeem them with an airline you fly more frequently.
For example, Neil can earn American Airlines miles on paid airfare with Oneworld alliance airlines like Japan Airlines or Cathay Pacific. This means the number of miles he can earn on each partner is an important factor in deciding between airlines.
Thinking About How Many Airline Miles You Can Earn With Paid Airfare on a Partner Airline? I’ll Show You How to Find out!
I’ll explain how you can credit the miles you earn from paid airfare to a partner airline!
Million Mile Secrets reader, Reggie, commented:
My Citi ThankYou Premier card annual fee is coming due soon. I already used Citi ThankYou Points earned on this card to book flights. If I cancel the card, will my flights get canceled?
Great question, Reggie!
There will be no changes to Reggie’s scheduled flights if he cancels the Citi ThankYou Premier card.
When Reggie booked flights through the Citi travel portal, he essentially paid with a cash equivalent.
If he needs to change or cancel the booked flights in the future, he’ll deal directly with the airlines. So it won’t matter if his Citi card is active.
When You Redeem Credit Card Points for Airfare, You Can Take-Off as Planned! Even If You Cancel Your Card, There Will Be No Changes to Your Scheduled Flights!
I’ll explain why booking through credit card travel portals can be a good idea. And what Reggie should consider before canceling his Citi card!
Posted in Airlines, Airlines, American Airlines, American Express, Cancel Credit Card, Chase, Chase Sapphire Reserve, Citi Prestige, Citi Thank You Points, Citi Thank You Premier, Citibank, Credit Cards, Credit Cards, Credit Scores, Reader Requests, Travel Tips, Ultimate Rewards
Million Mile Secrets reader, Mark, commented:
Does the Pay With Points 50% rebate work with the The Enhanced Business Platinum® Card from American Express OPEN and The Platinum Card® from American Express?
Great question, Mark!
You’re only eligible to get 50% of your points back with the AMEX Business Platinum card.
But the personal version of the AMEX Platinum card has its own perk. You can earn 5X AMEX Membership Rewards points on airfare purchased directly from airlines or from American Express Travel.
So, which card is better? It depends!
The AMEX Business Platinum Card Is a Good Choice for Folks Looking to Book Flights With Points, Like JetBlue Mint Business Class. But the Personal AMEX Platinum Earns You More Points on Airfare Purchases!
I’ll explain the pros and cons of the AMEX Platinum (personal vs. small business).
Posted in Airlines, Airlines, American Express, AMEX Platinum, Business Credit Cards, Business Platinum, Chase, Chase Sapphire Reserve, Credit Cards, Delta Skymiles, Foreign Transaction Fees, Foreign Transaction Fees, Hilton HHonors, Hotels, JetBlue, Membership Rewards, Reader Requests, Save Money, Southwest, Travel Tips
Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.
Million Mile Secrets reader, Mike, commented:
I recently got the Chase Sapphire Reserve and will product change my existing Chase Sapphire Preferred card to the Chase Freedom or Freedom Unlimited. Will I be eligible to open a new Sapphire Preferred card in 24 months and earn a sign-up bonus at that time?
I understand why Mike wants to product change his Sapphire Preferred to a no annual fee Chase card after getting the Sapphire Reserve. He’ll save money on the Sapphire Preferred’s $95 annual fee while getting better perks with the Sapphire Reserve!
The good news is after you convert the Sapphire Preferred, Chase no longer considers you a cardholder.
This means Mike WILL be eligible to earn a sign-up bonus on Sapphire Preferred card in the future. But there are certain rules to know.
Earning Future Chase Ultimate Rewards Point Sign-Up Bonuses Is Important, So You Can Get Big Travel With Chase Travel Partners Like Hyatt!
I’ll explains Chase product changes to help folks earn the most sign-up bonuses in the future!
Posted in Business Credit Cards, Cancel Credit Card, Chase, Chase Freedom, Chase Freedom Unlimited, Chase Ink Preferred, Chase Sapphire Preferred, Chase Sapphire Reserve, Citibank, Credit Cards, Hotels, Hyatt, No Annual Fee, Reader Requests, Ultimate Rewards
Million Mile Secrets reader, Glen, commented:
Which card and sign-up bonus is better, 25,000 Starwood points with the Starwood Preferred Guest® Credit Card from American Express or 80,000 Marriott points with the Chase Marriott card?
The points you earn with the AMEX Starwood and Marriott Rewards cards can be used interchangeably between both hotel chains. Because Starwood points transfer to Marriott at a 1:3 ratio, and vice versa.
If you have to pick one, I think the AMEX Starwood card is best for everyday spending. And it’s easier to get approved for it.
Although, the Chase Marriott card comes with a slightly higher sign-up bonus. And the card has additional perks, like a free anniversary night. But you might face tougher application rules with Chase.
The Sign-Up Bonus on the AMEX Starwood or Chase Marriott Card Gets You Enough Points for a Free Night at The Westin Verasa Napa in California
I’ll explain 5 things to consider when deciding between the AMEX Starwood and Marriott Rewards cards.
Posted in Airlines, Airlines, American Express, AMEX Starwood (SPG), Chase, Chase Marriott, Credit Cards, Foreign Transaction Fees, Foreign Transaction Fees, Hotels, Marriott, Reader Requests, Ritz-Carlton, Save Money, Starwood (SPG), Travel Tips