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Best Cards to Use at Amazon in 2018

Best Cards to Use at Amazon in 2018

Million Mile SecretsBest Cards to Use at Amazon in 2018Million Mile Secrets Team

Card Name Sign-Up Bonus and Perks
Chase Freedom Unlimited℠
- $150 (15,000 Ultimate Rewards points) after spending $500 on purchases within the first 3 months of opening your account

- 1.5 Chase Ultimate Rewards points per $1 spent all purchases
Discover It®- Enroll every quarter to earn 5% cash back on up to $1,500 in purchases made in various categories throughout the year

- 1% unlimited cash back automatically on all other purchases

Amex EveryDay® Preferred Credit Card- 15,000 American Express Membership Rewards points after spending $1,000 on purchases with your new card in the first 3 months (terms apply)

- 3X AMEX Membership Rewards points at U.S. supermarkets, on up to $6,000 per year in purchases, then 1X AMEX Membership Rewards points

- 2X points at U.S. gas stations, and 1X points on other purchases
Chase Amazon Prime Rewards Card
- Amazon Prime members earn 5% cash back on every Amazon purchase
The Blue Business℠ Plus Credit Card from American Express
- No current sign-up bonus

- 2X AMEX Membership Rewards points per $1 on the first $50,000 in business purchases per year; then 1X point thereafter
Citi® Double Cash Card
- 1% back when you make a purchase, and 1% back when you make payments, as long you pay the minimum on your monthly statement

Do you shop online a lot?  If so, you likely spend at Amazon, the biggest online retailer.  But did you know you can earn valuable rewards on your purchases?

Best Credit Cards To Use At Amazon 2018
What’s Better Than Getting Your Shopping Delivered to Your Doorstep? Saving Money on Things You Need to Buy Anyway!

I’ll share 6 great credit cards to save on shopping with Amazon!

6 Best Credit Cards to Use at Amazon 2018

The best card to use for any purchase – Amazon or not – is the card you’re currently meeting the minimum spending on to unlock a big sign-up bonus to get Big Travel with Small Money! 🙂

After you’ve done that, consider these to reward your addiction Amazon shopping!

1.   Chase Freedom Unlimited

Link:   Chase Freedom Unlimited℠

Link:   My Review of the Chase Freedom Unlimited

If easy & simple rewards are your thing, consider the Chase Freedom Unlimited card.  It earns 1.5 Chase Ultimate Rewards points per $1 spent on all purchases – with NO limit!  There’s also NO annual fee.

When you shop a lot on Amazon, the rewards can add up fast!  Plus, you can use the card nearly everywhere else to keep the points rolling in.

Best Credit Cards To Use At Amazon 2018
Chase Ultimate Rewards Points Are Valuable Because You Can Transfer Them Directly to Several Fantastic Travel Partners When You Have Certain Cards

The points you earn are worth even more if you also have the Chase Sapphire PreferredChase Sapphire ReserveInk Business Preferred, Ink Plus (no longer available) or Ink Bold (no longer available).  Because you can combine your points and transfer them directly to Chase’s excellent travel partners!

Even on its own, the Chase Freedom Unlimited is an excellent choice because of the simple rewards earning with NO bonus categories to think about.  And you can always add other Chase cards later to give you more flexibility with your rewards.

2.   Discover It

Link:   Discover It®

Link:   Discover It Cash Back Calendar

We already know Amazon will be a quarterly bonus category (along with wholesale clubs) on the Discover It card from October to December 2018. Enroll every quarter to earn 5% cash back on up to $1,500 in purchases made in various categories throughout the year

So up to a total of $75 per quarter ($1,500 in spending X 5%)!

Best Credit Cards To Use At Amazon 2018
Plan Ahead! At the End of 2018, You Can Earn 5% Cash Back at Amazon With Discover It

For new cardmembers, Discover will match the cash back you’ve earned at the end of your first 12 billing cycles.   That’s a great return on your Amazon shopping.

Discover It also earns 1% cash back on all other purchases.  There’s no annual fee, so it’s free to keep.  If you shop late in the year (like during the holidays), it’s a great card to have to earn some extra cash!  Team member Harlan loves shopping with his Discover It card throughout the year.  Because the other bonus categories are often useful, too.  And the rewards are easy to redeem for cash back or statement credits.

3.   AMEX EveryDay Preferred

Link:   Amex EveryDay® Preferred Credit Card

Link:   My Review of the AMEX EveryDay Preferred Card

Team member Jasmin explained why she keeps this card year after year.  You’ll earn 1 AMEX Membership Rewards point per $1 spent in non-bonus categories, like Amazon.  But when you use the card 30 or more times in a billing cycle, you’ll earn 50% bonus points for those purchases.  So you’ll earn at least 1.5 AMEX Membership Rewards points per $1 (1X points X 1.5) spent, as long as you hit the transaction threshold.

Best Credit Cards To Use At Amazon 2018
The AMEX EveryDay Preferred Card Is a Great Card to Have If You Use It for Gas and Groceries, Too

This card has a $95 annual fee.  But you’ll also earn 3 AMEX Membership Rewards points per $1 on up to $6,000 per year on purchases at US supermarkets.  And 2 AMEX Membership Rewards points per $1 at US gas stations.  If you make 30+ transactions in a billing cycle, that increases to:

  • 4.5 AMEX Membership Rewards points per $1 (on up to $6,000 per year) at US supermarkets (3X points X 1.5)
  • 3 AMEX Membership Rewards points per $1 (2X points X 1.5) at US gas stations

So if you’re looking for a card to have as your go-to, in addition to shopping on Amazon, consider this one.  Here are ways to use the points you’ll earn with this card!

And remember, you’ll also get fantastic purchase protection because this is an AMEX card.  That can come in handy if you want to buy a big-ticket item, like an appliance or electronic device.

4.   Chase Amazon Card

Link:   Chase Amazon Prime Rewards Card

The Chase Amazon card earns 3% cash back on every purchase you make on Amazon.  And if you have an Amazon Prime membership, you’ll earn 5% cash back!  That’s a great return for a card with NO annual fee.  You’ll also earn:

  • 2% cash back at restaurants, gas stations, and drugstores
  • 1% cash back on all other purchases
Best Credit Cards To Use At Amazon 2018
Amazon Prime Members Can Get 5% off Every Time They Shop – With No Cap!

If you’re a big Amazon shopper, the discounts can be substantial.  So it might be worth considering if you’d rather earn cash back instead of points to use for travel.

5.   AMEX Blue Business Plus

Link:   The Blue Business℠ Plus Credit Card from American Express

Link:   My Review of the AMEX Blue Business Plus Card

The Blue Business℠ Plus Credit Card from American Express

Team members Jasmin and Harlan both have and use this card regularly.

The AMEX Blue Business Plus card earns 2 AMEX Membership Rewards points spent on all purchases, on up to $50,000 spent each calendar year.  It doesn’t get much simpler than that!

This card has NO annual fee.  But because it’s a small business card, you’ll need to show business income.  However, qualifying might be easier than you think!

Amazon sells nearly anything you can imagine.  So you can purchase items for your small business like furniture, cleaning supplies, and shelving – and whatever else you might need!

6.   Citi Double Cash

Link:   Citi® Double Cash Card

Link:   My Review of the Citi Double Cash Card

With the Citi Double Cash card, you’ll earn 1% cash back on every purchase.  And another 1% cash back when you make payments, as long you meet the minimum payment on your monthly statement.

After you reach $25 in rewards, you can redeem your cash back for a mailed check, statement credit, or gift cards.  And there’s NO annual fee!

Best Credit Cards To Use At Amazon 2018
Citi Price Rewind Is an Excellent Perk to Use With Amazon Shopping

But one of the best benefits about using this card for Amazon purchases is the Citi Price Rewind program.

After you register your purchase, Citi will watch for 60 days to see if the price changes.  If the price drops, you’ll get the difference refunded as a statement credit.  That’s helpful to know you’ll get the best price on all your Amazon purchases (and everywhere else, too)!

Bottom Line

When you shop at Amazon, consider these 6 cards to earn rewards for your spending:

Which card do you use for Amazon shopping?

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The Blue Business℠ Plus Credit Card from American Express

The Blue Business℠ Plus Credit Card from American Express

  • Get rewarded for business as usual. Earn 2X points on everyday business purchases such as office supplies or client dinners.
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
  • More buying power for your business* means more opportunities to earn points. That's everyday business with the new Blue Business Plus Card.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • 0.0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.74%, 16.74% or 20.74%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply
  • See Rates & Fees
Terms Apply | Rates & Fees

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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Jet Blue Mastercard gets you 3 points back per $1 spent, as long as you go through the Jet Blue portal.

I buy Amazon gift cards at OfficeMax/Depot with Chase Ink cards for 5X points per dollar, also buy Gas Anywhere debit gift cards and Visa gift cards for 5X points.

I have to agree with the people that said to use the [certain small business cards] card thru or and pay thru PayPal because it earns you 5X points at Chase. -edited

Jill beat me to the punch. I had already written basicly the same thing before I noticed her remarks. WE always keep our Amazon account loaded via gift cards purchased with [credit cards that earn bonus points at office supply stores.]. [Flexible] points much more valuable for travel than cash back rewards. -edited

No mention of the Jet Blue True Blue points you receive when you access Amazon through the link on True Blue's website? I combine that with the Amazon Chase card.

Million Mile Secrets

That's a great way to double-dip! Or check other shopping portals for current bonuses at Amazon.

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