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Getting Ready for Holiday Shopping and Travel – How Quickly Will You Receive Your New Card?

Getting Ready for Holiday Shopping and Travel – How Quickly Will You Receive Your New Card?

Million Mile SecretsGetting Ready for Holiday Shopping and Travel – How Quickly Will You Receive Your New Card?Million Mile Secrets Team

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

Getting approved for a new credit card is exciting!  But if you’re like me, you probably can’t wait to receive the card and start making purchases.  Especially as we start gearing up for holiday shopping season.

Because the sooner you meet minimum spending requirements on new cards, the quicker you can unlock lucrative welcome bonuses!  And that’s the easiest way to get Big Travel with Small Money!

Most credit cards arrive within 7 to 10 business days after approval.  But some banks can get you the card a lot faster!

Expedite New Credit Card
Expedite a New Card? Yes, Please!

I’ll let you know which banks can expedite your new card!

Why Expedite a New Credit Card?

Perhaps you’re planning to make a large purchase that can knock out a big chunk of a card’s minimum spending requirements.  Remember, the minimum spending clock starts on your approval date, NOT your activation date.

Getting rush shipping might also help if you’re traveling overseas and want a card that has no foreign transaction fees!

Here’s a guide to helping you know which cards you can get quickly after approval.

1.   American Express

AMEX automatically overnights AMEX Platinum personal and business cards, including:

They’ll even deliver on Saturday!

It’s possible you might get expedited shipping with these other AMEX cards:

Expedite New Credit Card
As Soon as You Get Your AMEX Starwood Card, You Can Start Charging Paid Hotel Stays at Hotels Like the W Bali Seminyak to Earn Bonus Points

If you apply for the above cards over the phone, the AMEX representative might ask if you’d like expedited shipping.  But if you apply online and want rush delivery, I’d suggest calling AMEX to request it.

2.   Bank of America

You’ll have to wait 7 to 10 business days to get your Bank of America card in the mail.

Team member Keith called to request expedited shipping on the Bank of America Alaska Airlines Visa Business Card®.  But this option was NOT available.

3.   Barclaycard

You can get your Barclaycard credit card sent overnight, but you’ll have to pay a $30 fee.  There’s also an option to get it within 2 days for a $15 fee.

Expedite New Credit Card
Barclaycard Will Add a Fast Card Fee If You Want It Quickly

If you’re in a rush to get the card, you can always pay the fee.  Then, call Barclaycard and request they waive it.  It never hurts to ask!

4.   Capital One

You can expect your new Capital One card within 7 to 10 business days following approval.  They don’t offer an expedited option.  This applies to personal and small business cards like:

Hyatt Free Night Certificates
Pay for Your Next Hotel Stay With the Capital One Venture Card and Use Your Miles to Offset the Travel Charge

Read my full review of the Capital One Venture card.  These miles are easy to earn and redeem.  Because you can offset travel purchases without worrying about blackout dates!

5.   Chase

If you call Chase after approval, they will expedite cards that earn my favorite Chase Ultimate Rewards points, like:

Expedite New Credit Card
Get Your Chase Ultimate Rewards Points Earning Card Quicker so You Can Start Earning My Favorite Flexible Points, Which You Can Transfer Directly to Airline Partners Like Southwest

But folks on Reddit report mixed experiences with getting airline and hotel cards quickly.  It seems like Chase will send these cards quickly:

You might have to wait the standard 7 to 10 business days for other cards like The Hyatt Credit Card.

6.   Citi

You’ll typically get your new Citi card within 5 to 7 business days.  That said, some folks say Citi will rush shipping in certain cases.

So after approval for the Citi Prestige or Citi ThankYou Premier, it can’t hurt to call the bank to request the card come sooner!

7.   Discover

Discover credit cards are always sent with priority shipping.  You don’t have to ask!

Expedite New Credit Card
Priority Shipping With the Discover It Card Means You Can Start Earning Cash Back Right Away!

This includes terrific no annual fee cards like the Discover It® and Discover it® Miles!  Remember if you’re a new cardmember, Discover will match the cash back or miles you’ve earned after the 12th billing cycle.

8.   US Bank

For other US Bank cards, it’s possible to get expedited shipping.  But you’ll have to pay a fee of $15 or $25, depending on the card.

Bottom Line

After approval, some banks automatically rush your new card so you can start meeting minimum spending requirements right away.  This is great if you’re trying to unlock valuable welcome bonuses on top travel cards!

Keep in mind, you might have to call to request expedited shipping.  This is the case for cards like the Chase Sapphire Preferred and Chase Sapphire Reserve.  And other banks charge a fee to get a new card faster than the standard shipping time.

Have you had success getting your card quickly?

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Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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How can you check if you’re at Chase’s 5/24 limit? I know I’m close but dont recall exactly when I’ve cancelled older cards.

My gold Amex was locked and no one can help expedite it 🙁 I applied online.

Million Mile Secrets

Oh no! I hope you get the card soon.

Question…do you have any information about any potential changes to the Chase Preferred or Chase Reserve cards bonus points given going into the new year? Once they were 100,000 points, now down to 50,000. I’m concerned they might drop them further. For my personal situation, it is best to wait a while before applying for either of the cards. Thank you. You’re information is always very informative..

Million Mile Secrets

At this time, I don’t have any information on the sign-up bonuses changing. But if I hear anything, I’ll be sure to share on the blog!