Apply Before 2018 to Get 2X the Yearly Bonus With These Cards

Apply Before 2018 to Get 2X the Yearly Bonus With These Cards

Million Mile SecretsApply Before 2018 to Get 2X the Yearly Bonus With These CardsMillion Mile Secrets Team

Disclosure: We get a commission for links on the blog. You don’t have to use our links, but we’re very grateful when you do. American Express, Capital One, Chase, and US Bank are Million Mile Secrets advertising partners. Opinions expressed here are the author's alone, and have not been reviewed, approved or endorsed by our partners.

Besides lucrative sign-up bonuses, certain rewards credit cards come with amazing ongoing perks, like an annual credit for certain travel purchases.  It depends on the card, but the credit could cover airfare, baggage fees, or even airline gift cards.

Apply Before 2018 To Get 2X The Yearly Bonus With These Cards
Some Top Rewards Cards Come With an Annual Credit You Can Use to Offset Certain Travel Purchases! This Is a Great Benefit to Save You Money on Your Next Vacation!

Having a card with annual travel credits can help offset card annual fees AND get you Big Travel with Small Money at the same time!

If you’re savvy, it’s possible to apply for a card now to get the credit in 2017 and again in early 2018.  So you can receive the travel credit twice by paying just 1 annual fee.  But this only works with select cards!

Take Advantage of Calendar Year Travel Credits Twice With Just 1 Annual Fee!

Many premium credit cards come with annual travel credits.  But not all offer the credit based on a calendar year.

For example, new Chase Sapphire Reserve cardholders get $300 annual travel credit after each cardmember anniversary.  This means you can NOT get the credit 2 times without paying 2 annual fees.

But here are 5 top cards that come with credits for eligible travel purchases per calendar year.  So if you apply soon, you could earn the travel credits 2 times in the first 12 months you have the card.

1.   AMEX Platinum

Link:   The Business Platinum® Card from American Express OPEN

Link:   My Review of the AMEX Business Platinum Card 

Link:   The Platinum Card® from American Express

Link:   My Review of the AMEX Platinum (Personal) 

AMEX Platinum (personal, Mercedes-Benz, and small business) cardholders can receive up to $200 in statement credits per calendar year for airline incidentals with their selected airline.  You can choose from:

  • Alaska Airlines
  • American Airlines
  • Delta
  • Frontier Airlines
  • Hawaiian Airlines
  • JetBlue
  • Southwest
  • Spirit
  • United Airlines

Note:   After you set your airline, you can NOT change it until the following January!  So be totally certain you select the one you want most.

And you can use the credit for:

  • Checked baggage
  • In-flight food or beverages
  • Lounge day passes
  • Change or cancellation fees
  • Seat assignments
Apply Before 2018 To Get 2X The Yearly Bonus With These Cards
The AMEX Platinum $200 Statement Credit Can Offset Travel Purchases Like a Day Pass to a United Airlines Lounge!

In my experience, certain airline gift card purchases also get reimbursed.  Then, you can use the gift cards for flights later on!

Apply Before 2018 To Get 2X The Yearly Bonus With These Cards
I Purchased Southwest Gift Cards, Which Triggered the AMEX Business Platinum $200 Statement Credit!

And American Express considers the day the qualifying charge was made, NOT the billing statement the charge appears on.  So you could make eligible travel purchases up until December 31, 2017, and they should still count toward this year’s credit.

Then, the clock resets on January 1, 2018.  So you could earn a total of $400 in credits in just a couple of months, which nearly offset the annual fee expense.

Plus, consider other valuable money-saving card perks like a statement credit for Global Entry or TSA PreCheck and airport lounge access

2.   AMEX Premier Rewards Gold

Link:   My Review of the AMEX Premier Rewards Gold Card

The AMEX Premier Rewards Gold card comes with a $100 annual airline fee credit.

It works just like the AMEX Platinum credit.  Just select an airline and make eligible travel purchases and you’ll receive a statement credit.

Apply now to use the $100 credit by the end of 2017 and earn another $100 in 2018!

Apply Before 2018 To Get 2X The Yearly Bonus With These Cards
You Could Use the AMEX Premier Rewards Gold $100 Statement Credit to Cover Baggage Fees!

Like the AMEX Platinum, you can select your airline once you get the card.  But choose wisely because you can’t change it until the following January!

3.   Bank of America Premium Rewards Card

Link:   Bank of America® Premium Rewards® Credit Card

Link:   My Review of the Bank of America Premium Rewards Card

The Bank of America Premium Rewards card is the only card with an airline incidental credit that completely offsets the card’s annual fee.

With this card, you get a $100 airline incidental credit for things like checked baggage feesin-flight entertainment, and in-flight meals and drinks.

The card’s annual fee is $95 (NOT waived the first year).  So not taking into account other card perks, the airline incidental credit alone is worth the annual fee expense!

But if you’re new to miles & points, this isn’t the first card I’d recommend.  Instead, consider Chase cards, which have very valuable sign-up bonuses and are harder to get if you apply for cards with other banks first.

 4.   Chase Ritz-Carlton

Link:  Ritz-Carlton Rewards® Credit Card

With the Chase Ritz-Carlton card, you can earn a $300 annual travel credit each calendar year for qualifying airline purchases, which includes:

  • Airline lounge passes
  • Baggage fees
  • In-flight entertainment & Wi-Fi
  • In-flight meals
  • Seat upgrades
Apply Before 2018 To Get 2X The Yearly Bonus With These Cards
Use the $300 Ritz-Carlton Annual Travel Credit to Pay for Extra Legroom Economy Plus Seats!

Unlike other credit cards, the travel credit on the Chase Ritz-Carlton is NOT applied automatically.  But the nice part is you’re not restricted to using the credit with just one airline.

To get the credit, you’ll have to call Chase directly to request the credit for your qualifying airline purchases.  And the Chase representative might ask for details of your purchase to confirm it’s eligible.

To qualify for the credit, you must contact Chase within 4 billing cycles of the charge appearing on your statement.

Note:   Charges can sometimes take a few days to actually post (pending charges don’t count).  So don’t wait until December 31, 2017, to make a qualifying purchase!

Remember, even if you’re not eligible for other Chase cards because you’ve opened 5+ new cards in the past 24 monthsyou’re still eligible for the Ritz-Carlton card.

5.   Citi Prestige

Link:   Citi Prestige

Citi will reimburse you up to $250 each year for airline purchases.  This includes airfare, baggage fees, and lounge access. 

I like how you can just pay for airfare with the card and get a credit (up to $250) for the purchase.  Earlier this year, team member Keith paid for a Southwest flight with the Citi Prestige to get the $250 credit.  And because has the Southwest Companion Pass, he added his wife for just the cost of taxes & fees!

Apply Before 2018 To Get 2X The Yearly Bonus With These Cards
Team Member Keith Made the Most of the Citi Prestige $250 Airline Credit by Purchasing a Southwest Flight and Adding His Wife for the Cost of Taxes & Fees Thanks to the Companion Pass!

That said, if you want to earn the $250 travel credit for 2017, the qualifying purchases MUST post on your December statement or it will count towards next year’s travel credit.

And keep in mind, the Citi Prestige does NOT currently come with a sign-up bonus.

Note:   It takes 1 to 2 billing cycles to get the statement credit.

Bottom Line

You might want to act quickly if you’re considering applying for these travel rewards credit cards:

Because these cards offer credits for certain travel purchases each calendar year.  So it’s possible to earn the credit by the end of 2017 and again in early 2018.  This means you’ll only pay 1 annual fee, but get the travel credit 2 times!

Keep in mind, certain airline gift card purchases get reimbursed with cards like the AMEX Platinum.  This is outstanding because you can hang onto the gift cards until you’re ready to book a flight!

If you liked this post, why don’t you join the 25,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

The Business Platinum® Card from American Express OPEN

The Business Platinum® Card from American Express OPEN

  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel.
  • You can enjoy access to The American Express Global Lounge Collection℠ offering access to the most lounges across the globe, when compared with other U.S. credit card offerings. As of 6/2017
  • Terms Apply
  • See Rates & Fees
Terms Apply | Rates & Fees

More Info

Editorial Disclaimer: Neither the editorial content nor the comments on this site are provided by the companies whose products are featured. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser.

Add comment

E-mail is already registered on the site. Please use the Login form or enter another.

You entered an incorrect username or password

Sorry, you must be logged in to post a comment.

8 comments

by Newest
by Best by Newest by Oldest

Love the airline credits on both the Amex gold and plat that can be used every year!

Although I have about 10 cards, I don't have any of these.

Over 1k a year
Well worth it for free nights /airline credits /lounge access

I think I'm going for Citi Prestige next! Thanks!

What about US bank altitude card does that qualify for the credit twice a year ?

Load more