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How to Add an Authorized User or Employee Card to Your Starwood AMEX

How to Add an Authorized User or Employee Card to Your Starwood AMEX

Million Mile SecretsHow to Add an Authorized User or Employee Card to Your Starwood AMEXMillion Mile Secrets Team

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Adding an authorized user or employee card to your AMEX Starwood personal or small business cards is a great way to earn points faster.

Because any purchases made on the authorized user’s card will earn Starwood points in your account.

With more points, it’s be easier to book free nights at Marriott, Starwood, and Ritz-Carlton hotels.  Or book award flights by transferring Starwood points to ~30 airline partners.

How To Add Authorized User To Starwood AMEX
Use the Extra Starwood Points You Get From Your Authorized User’s Spending to Book a Free Night at Hotels Like the Westin Kierland Resort & Spa in Scottsdale, Arizona

I’ll show you how to add an authorized user to your AMEX Starwood card.

How to Add Authorized User to Starwood AMEX

Link:   Starwood Preferred Guest® Credit Card from American Express

Link:   Starwood Preferred Guest® Business Credit Card from American Express

I’ve written about why you might consider adding an authorized user or employee card to your AMEX Starwood card.

Because adding an authorized user can help you meet minimum spending requirements.  Plus, it’s free to add an authorized user.

Additional cardholders can also save money with access to AMEX Offers.

And authorized users or employees can still earn a sign-up bonus, if they decide to sign-up for the AMEX Starwood card in the future.

How To Add Authorized User To Starwood AMEX
Adding an Authorized User to Your AMEX Starwood Card Won’t Prevent That Person From Earning the Sign-Up Bonus on the Card in the Future

To add an authorized user or an employee card, you can call the number on the back of your AMEX Starwood card to add an authorized user.  Or you can do it online.

Here’s how to add an additional user in 3 quick steps.

Step 1.   Log Into Your AMEX Account

Log into your American Express account and click the Account Services tab.

How To Add Authorized User To Starwood AMEX
Click “Account Services” on the AMEX Starwood Card Page

Step 2.   Manage Your Additional Cards

Next, go to Card Management and select Add Employee Cards if you have the AMEX Starwood small business card.

How To Add Authorized User To Starwood AMEX
If You Have the AMEX Starwood Small Business Card, Click “Add Employee Cards”

If you’re adding an authorized user to the personal version of the card, you’ll click “Add Someone to Your Account.”

How To Add Authorized User To Starwood AMEX
To Add an Authorized User to the Personal AMEX Starwood Card, Click “Add Someone to Your Account”

Step 3.   Complete the Form

You can add an employee card by entering their name in the form.

How To Add Authorized User To Starwood AMEX
Complete the Form by Entering Your Employee’s Name

Or if you’re adding a friend or family member as an authorized user to the personal version of the card, enter their name, social security number, and date of birth.

Keep in mind, the new cardholder must be 15 or older.

How To Add Authorized User To Starwood AMEX
Enter the Name, Social Security Number, and Date of Birth of Your Authorized User

AMEX will NOT pull a credit report for your authorized user.  Because the primary account holder is responsible for the charges.

Control and Monitor Your Authorized User and Employee Cards

Link:   How to Freeze Spending on Your Card & Control Authorized User Spending

As the primary cardholder, any charges made by an authorized user or employee are your responsibility.

But AMEX gives you tools to prevent authorized user spending from affecting your own credit line.  And you can set controls directly on the AMEX website.

For the personal AMEX Starwood card, you can set a spending limit on an authorized user’s card.

And you have a similar option for AMEX small business cards.  You can set a spending limit per billing cycle.

How To Add Authorized User To Starwood AMEX
You Can Set Spending Limits on Your Authorized User or Employee AMEX Starwood Card

I like that it’s easy to set up alerts and limits with AMEX cards!

Bottom Line

Folks with the AMEX Starwood personal or small business cards can an add an authorized user or employee to their account in 3 quick steps.

It’s free to add someone and they can help you meet minimum spending requirements.

AMEX has tools for you to avoid an authorized user’s spending from affecting your own credit line.  For example, you can set spending limits online by logging-in to your account.

Did you add a cardholder to your AMEX Starwood account?

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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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For Employee card, age need to be 18 or older. personal card age is 15.

And yes, they need SSN during card activation.

No bonus for adding a AU? Forget it.

But does the AU get their own boingo account with free internet access?

If I add an authorized user will this affect their being able to get their own card in a couple of years? I ask because AMEX has this rule about how you can only get a card once. After I added the person to my Amex platinum card their credit score jumped to the high 700’s, I think it was because I have an 840 card. This is probably why they request the person’s social. This is someone who had a bankruptcy and forescloser in ’08.

Remember the impact on Chase’s 5/24 rule when deciding if you want to add an authorized user to your card — the person you add will have an additional card counted against them when they go to open up cards with Chase (even though they did not take out the card with Amex, the designation of them as an authorized user will make your card count towards one of their five cards — well at least if the card you add them onto is a personal as opposed to a business account).

I have added someone to my card and set a limit and paid off the balance if it got close to the limit but I did not want them to risk having the card declined…it didn’t seem to “clear” the accrued balance so I had to go back and up the limit. Did I do something wrong in this process?

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