Which Gas Stations Earn the 5X Bonus With Chase Freedom?

Which Gas Stations Earn the 5X Bonus With Chase Freedom?

Million Mile SecretsWhich Gas Stations Earn the 5X Bonus With Chase Freedom?Million Mile Secrets Team

Disclosure: We get a commission for links on the blog. You don’t have to use our links, but we’re very grateful when you do. American Express, Capital One, Chase, and US Bank are Million Mile Secrets advertising partners. Opinions expressed here are the author's alone, and have not been reviewed, approved or endorsed by our partners.

Million Mile Secrets reader, Eugene, commented:

Do Costco gas stations qualify for the current Chase Freedom 5X quarterly bonus category?

Chase Freedom’s quarterly bonus categories are a terrific way to earn valuable Chase Ultimate Rewards points.  That’s one of the reasons I keep the Freedom card in my wallet!

So it’s important to know which merchants earn the 5X bonus.  Because Chase does NOT consider all places with fuel services as “gas stations”.

Although Chase excludes warehouse stores, many Million Mile Secrets readers have let me know that gas purchases at Costco and Sam’s Club might work for the 5X bonus!

Which Gas Stations Earn The 5X Bonus With Chase Freedom
Using the Chase Freedom to Earn 5X Chase Ultimate Rewards Points at Gas Stations Is an Easy Way to Earn Bonus Points!

I’ll share which gas stations will and will NOT get you 5X rewards with the Chase Freedom!

We don’t earn a commission on this card, but we’ll always share the best offers with our readers!

Chase Freedom 5X Gas Stations

Link:   Chase Freedom

Link:   Activate Chase Freedom Bonus Categories  

Link:   Eligible Freedom Bonus Gas Station Merchants

Through March 30, 2017, gas stations are included in Chase Freedom’s 5X quarterly bonus categories.

With the Chase Freedom, you can earn up to 7,500 Chase Ultimate Rewards points ($75 cash back) by spending the maximum $1,500 per quarter in the eligible bonus categories.

But remember, you must activate the bonus by March 14, 2017.

And when you have the Chase Sapphire ReserveSapphire Preferred, Ink Business Preferred, Ink Bold (no longer available), or the Ink Plus (no longer available), you can transfer your Chase Ultimate Rewards points to airline and hotel partners like United Airlines and Hyatt for Big Travel!

1.   Check Which Stores Are Eligible

Link:   Visa Supplier Locator Website

While gas stations might seem like a simple category, Chase has several exclusions.

Which Gas Stations Earn The 5X Bonus With Chase Freedom
The Chase Website Shows Several Exclusions for the Freedom 5X Gas Station Bonus

Even with these exclusions, it’s possible certain merchants will still code as a gas station.  I recommend checking the Visa supplier locator website to see which merchants are categorized as gas stations.

Which Gas Stations Earn The 5X Bonus With Chase Freedom
Check the Visa Supplier Locator Website to See Which Nearby Merchants Code as Gas Stations

While it’s not guaranteed, it’s probable that merchants Visa categorizes as gas stations will earn you 5X Chase Ultimate Rewards points with the Chase Freedom.

For example, I searched 7-Eleven stores in the Austin area.  Even locations that don’t sell fuel appear to code as a gas station.

Which Gas Stations Earn The 5X Bonus With Chase Freedom
Using Your Chase Freedom at 7-Eleven Stores Will Likely Get You the 5X Bonus!

A similar search for Costco shows that the store does not code as a gas station.  But several Million Million Secrets readers have let me know gas purchases at Costco will get you the 5X bonus!

2.   Check If Your Gas Station Earns 5X

To be safe, I recommend sticking to the list of eligible gas stations put together by Chase.  Or you can always try using your Freedom at your go-to gas station.  Then, check your Chase account to see if it the transaction earned a 5X bonus!

Which Gas Stations Earn The 5X Bonus With Chase Freedom
Log-In to Your Chase Account After Making a Purchase at a Gas Station to See If It Earned a 5X Bonus!

Remember, you can also easily track your total quarterly spending in the Chase Freedom 5X bonus categories.  So you can see how close you are to spending the $1,500 maximum per quarter!

Bottom Line

Gas stations are included as part of the quarterly bonus categories for the Chase Freedom through March 30, 2017.

You can earn 5X Chase Ultimate Rewards points (5% cash back) on $1,500 in combined purchases when you activate the bonus.

But Chase excludes several merchants from the gas station category, including truck stops and grocery stores.

Check if your go-to fuel stop codes as a gas station on the Visa supplier locator website.  Or you can fill-up at one of the eligible gas stations listed on the Chase website.

Emily and I don’t earn a commission if you apply for this card, but we’ll always let you know about the best offers!

Thanks for the question, Eugene!

If you liked this post, why don’t you join the 25,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Disclaimer: Neither the editorial content nor the comments on this site are provided by the companies whose products are featured. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser.

Add comment

E-mail is already registered on the site. Please use the Login form or enter another.

You entered an incorrect username or password

Sorry, you must be logged in to post a comment.


by Newest
by Best by Newest by Oldest

"But Chase excludes several merchants from the gas station category, including truck stops and grocery stores." I was wondering about Love's and Pilot since they have some of the lowest prices on the road but also serve trucks. I checked my statements from the last time Chase had 5% for gas and gas bought there was given the bonus.

Got 190 points for a $38 gas purchase @ Costco in Nanuet, NY this week.

Gas pump at Sam's Club in Seattle has the only the words "Sam's Club" on top of receipt so it looks like YMMV.

This is incorrect. Chase Freedom does code Costco Gas as gas station category and you can earn 5x points by using Chase Freedom card.

Gerry is correct. I filled up at Costco on Wednesday and did indeed receive 5x points.


Thanks for sharing the data point! The post has been updated based on reader experiences.

Load more