If you make the most of the Chase Freedom 5X bonus categories this quarter, you’ll earn 7,500 Chase Ultimate Rewards points! That’s enough for a free night at Category 1 Hyatt hotels. Or for certain flights on Southwest or United Airlines.
So I put together a list of ways to help you earn the most points!
Here are 5 ideas for earning 7,500 bonus Chase Ultimate Rewards points this quarter.
Earn Chase Ultimate Rewards Points for Gas & Commuter Transportation
Through March 31, 2017, you’ll earn 5X Chase Ultimate Rewards points (5% cash back) on up to $1,500 in combined spending at gas stations and on commuter transportation with the Chase Freedom card. Remember to activate the bonus by March 14, 2017.
The commuter transportation category also includes taxis, Uber, and Lyft rides! You can see a full list of valid merchants (as well as exclusions) here.
And when you have the Chase Sapphire Reserve, Sapphire Preferred, Ink Business Preferred, Ink Bold (no longer available), or the Ink Plus (no longer available), you can transfer your Chase Ultimate Rewards points to airline and hotel partners like United Airlines and Hyatt for Big Travel!
1. Take Your Chase Freedom to Big Cities
Heading to a city with mass transit? Bring your Chase Freedom!
You can use public transportation instead of renting a car, and likely save money and inconvenience (parking in big cities like New York City can be both expensive and a hassle). Plus, you’ll earn 5X Chase Ultimate Rewards points per $1 when you use your Chase Freedom. You won’t get that bonus for reserving a rental car!
2. Load or Buy Transit Passes
Plenty of bus and subway networks have passes you can load for your daily commute, so you don’t have to keep buying a new pass each day!
Folks in San Francisco can buy a multi-use ticket for the Bay Area Rapid Transit system. And folks in New York can load their MTA pass. They will both earn bonus Chase Ultimate Rewards points when you use your Chase Freedom.
3. Buy Other Items at the Gas Station
Gas stations sell more than just gas. If prices are competitive, you might swing by a gas station convenience store for things like milk, cereal, or toiletries. Buy what you can at the gas station this quarter, instead of a grocery store where you’ll only earn 1X Chase Ultimate Rewards point per $1!
Sure, you’ll feel awkward buying your partner a last-minute Valentine’s Day gift at a place that smells like diesel fuel. But you’ll earn 5X Chase Ultimate Rewards points for your next vacation together. And THAT’S romantic.
Many gas stations also sell snacks and drinks. So you can grab a bite along your way, and earn bonus Chase Ultimate Rewards points.
4. Add Authorized Users
Whether you’re trying to meet a credit card’s minimum spending or get in on a promotion like Chase Freedom quarterly bonus categories, an authorized user can help you accomplish your goal!
Just remember to only add someone you completely trust. They will be linked to your primary account, and ultimately YOU are responsible for any charges that they make. So be sure to only add someone you know will pay you back for the money they spend!
Note: If you add someone as an authorized user on your card, they can still sign-up for their own card later on to earn their own sign-up bonus.
5. Pay for Others With Your Card
If your friend or family members plans to purchase something in one of Chase Freedom’s bonus categories, offer to cover the bill. Especially if they’re paying with cash or a debit card.
Technology like PayPal and Venmo make it easy for folks to immediately reimburse you for the purchases you make.
What Can You Do With 7,500 Chase Ultimate Rewards Points?
7,500 Chase Ultimate Rewards points are worth:
- $75 in cash
- 1 free night at a Hyatt Category 1 hotel, that’s often worth much more than $75
- Part of the way to an amazing Hyatt hotel
- A short one-way flight on a British Airways partner like American Airlines, often worth much more than $75
- A flight on Southwest that costs between ~$107 and ~$128, because Southwest points are worth between 1.43 cents and 1.7 cents per point
- Nearly a third of the points needed for a round-trip award to Hawaii through Korean Air
Note: The Chase Freedom is NOT a good card to use overseas because there’s a 3% foreign transaction fee. You should instead use cards that do NOT charge foreign transaction fees, like the Chase Sapphire Preferred or Chase Ink Preferred.
Can’t Get Chase Freedom?
Link: Discover it
Through March 31, 2017, you can earn 5% cash back on up to $1,500 in purchases at gas stations, ground transportation, and wholesale clubs with the Discover it card. So this is a great alternative to folks who can’t get the Freedom card because of Chase’s tougher application rules.
Plus, the bonus categories this quarter are similar. So you can use the tips above to put some extra cash in your pocket!
And if you’re a new cardmember, Discover will automatically match all the cash back you’ve earned after the first 12 billing cycles. You can effectively earn 10% cash back on the rotating bonus categories, which is a great deal! With this card, you must activate the bonus before you shop.
Register your Chase Freedom card by March 14, 2017, to earn 5X Chase Ultimate Rewards points on up to $1,500 in combined purchases at gas stations and on commuter transportation through March 31, 2017.
To earn the most bonus points with your Chase Freedom this quarter, you can do things like pick up groceries at a gas station convenience store or use public transportation or Uber for your trip instead of renting a car.
Check out the list of eligible merchants (as well as any exclusions) here.
Plus, when you have the Chase Freedom and the Chase Sapphire Preferred, Chase Ink Preferred, Chase Ink Bold (no longer available), or Chase Ink Plus (no longer available), you can transfer your Chase Ultimate Rewards points for Big Travel.