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We’ll Always Tell You the Best Offers — Top Cards That Earn Us No Commission!

We’ll Always Tell You the Best Offers — Top Cards That Earn Us No Commission!

Million Mile SecretsWe’ll Always Tell You the Best Offers — Top Cards That Earn Us No Commission!Million Mile Secrets Team

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Emily and I always tell our readers the best credit card offers – even if it means we don’t earn a commission.

I will always list the best credit card offer I’m aware of, even if it’s not my affiliate link.  And I’m always grateful when readers bring better offers to our attention!

We'll Always Tell You The Best Offers Top 10 Cards That Earn Us No Commission
We Want You to Achieve Your Travel Goals More Than We Want to Earn a Commission

Why Do We Tell You About the Best Offers?

Link:   Hot Deals

You are the best blog readers around!  We love hearing your success stories of getting Big Travel with Small Money from the tips and tricks you’ve learned here.

When we started the blog, I told you I’d always let you know if I found a better public offer for any credit card, even if it means giving up our commission on the card.

We earn a commission on cards that have an image of the card under the card’s name on the Hot Deals page.  But if you only see a link with the card’s name, and no card image beneath, that means Emily and I get nothing if you apply.

Yes, but Why?

Because it’s the right thing to do.  And we’ll never stop doing it!

We take pride in telling you about the best offers.  Even if there’s a lesser offer that would earn us a commission.

The Top Deals That Earn Us $0!

Here are this month’s top 10 cards that earn us nothing if you apply!


We'll Always Tell You The Best Offers Top 10 Cards That Earn Us No Commission
Ever Wonder What’s Beyond the Sliding Glass Door? The Citi Prestige Comes With Free Priority Pass Lounge Access at Lots of Airports Around the World!

1.   Chase Hyatt

Link:   Chase Hyatt

The Chase Hyatt card comes with 2 free nights at ANY Hyatt worldwide after completing the minimum spending requirements.  This includes fancy luxury hotels like the Park Hyatt Paris-Vendome!

We'll Always Tell You The Best Offers Top 10 Cards That Earn Us No Commission
The Park Hyatt Paris-Vendome Consistently Sells for Over $700 Per Night!

You’ll also earn 5,000 bonus points when you add an authorized user who makes a purchase within the first 3 months.

This sign up bonus is easily worth over $1,000 on 2 nights at expensive hotels.  And you get a free night certificate at a Hyatt Category 1 through 4 hotel each year you’re a cardmember.

Here’s my review of the card.


We'll Always Tell You The Best Offers Top 10 Cards That Earn Us No Commission
Fly From Cleveland to New York City to Catch the Westminster Dog Show for Only 7,500 Miles One-Way!

The annual fee is $95, waived the first year.  You can read my review of the card here.


Here’s how to get the most Big Travel from this card.  And here are my pick of 5 top hotels in the US and Europe to use your annual free night certificate!

2.   Bank of America Alaska Airlines Card

Link:   Bank of America Alaska Airlines Card

Alaska Airlines does not belong to an alliance.  They have a good mix of airline partners from multiple alliances.  You can fly with partners like Delta, British Airways, and Emirates.

We'll Always Tell You The Best Offers Top 10 Cards That Earn Us No Commission
You Can Fly on Lots of Airlines With Alaska Airlines Miles

With the Bank of America Alaska Airlines card, you’ll earn 30,000 Alaska Airlines miles after your first purchase – no minimum spending required!

Plus you’ll earn a $100 statement credit after you spend $1,000 on purchases in the first 90 days of opening your account.

3.   Lufthansa Premier Miles & More Credit Card

Link:   Lufthansa Premier Miles & More Credit Card

With the Lufthansa Premier credit card, you’ll earn 20,000 miles after your first purchase and payment of the $89 annual fee.  And you’ll earn another 30,000 miles after spending $5,000 on purchases within the first 90 days of account opening.

We'll Always Tell You The Best Offers Top 10 Cards That Earn Us No Commission
I Flew Lufthansa in First Class With Lufthansa Miles

This is a good card if you have a lot of cards from other banks, and are restricted by their tightening application rules.  Because the issuing bank is Barclaycard.  But be sure to time your Barclaycard applications wisely!

There are plenty of ways to use Lufthansa miles, like a one-way in coach within the continental US for only 12,000 miles, or 52,00 miles will get you a 1-way Business Class award from the US to Europe.  That’s a better deal than most US airlines!

4.   Citi Hilton Cards

Link:   Hotel Cards – Hot Deals

There are 2 Hilton credit cards from Citi that don’t earn us a commission:

  • Citi® Hilton HHonors™ Reserve Card – Earn 2 weekend night certificates good at select hotels & resorts within the Hilton portfolio after $2,500 in purchases within the first 4 months of account opening.  And receive a $100 statement credit after spending $100+ on a Hilton hotel stay within the first 6 months of account opening
  • Citi® Hilton HHonors™ Visa Signature® Card – Earn 50,000 Hilton points after spending $1,000 in purchases within the first 4 months of account opening.  And earn a $50 statement credit after you spend $50+ on your 1st stay within the Hilton Portfolio within the first 6 months of opening your account
We'll Always Tell You The Best Offers Top 10 Cards That Earn Us No Commission
The Hilton HHonors Reserve Card Can Give You 2 Free Weekend Nights at the Conrad Koh Samui in Thailand

The Citi Hilton HHonors Reserve card is most valuable for folks who want to stay in expensive luxury hotels.  Because you can get 2 weekend night certificates to use at almost any Hilton hotel, like the Conrad Rangali Island in the Maldives, where Emily and I stayed with our families a few years back!

Hilton points are a breeze to collect.  And the Citi Hilton HHonors Visa Signature card has an increased sign-up bonus for a limited time.

Here’s how to decide which Hilton credit card is right for your travel goals.

5.   Barclaycard Wyndham Rewards

Link:   Barclaycard Wyndham Rewards

I told you how to save over $1,000 on Big Travel with the Barclaycard Wyndham Rewards cards.

We'll Always Tell You The Best Offers Top 10 Cards That Earn Us No Commission
Stay at 1 of Wyndham’s All-Inclusive Resorts and Still Pay Only 15,000 Points Per Night

The annual-fee version of the card has a sign-up bonus of 45,000 Wyndham points after meeting minimum spend requirements.  A night at ANY Wyndham hotel costs 15,000 Wyndham points, so the bonus is enough for 3 nights at any Wyndham hotel, including their all-inclusive resorts!

Bottom Line

Emily and I appreciate your support all these years, and trusting us to always give you the best credit card deals!

We’ll always tell you the best cards to earn Big Travel with Small Money, even if they don’t earn us a commission.

Remember, any offer you see in Hot Deals that does NOT have an image of the credit card, does NOT earn Emily or me a commission.  We’re happy to include these deals because it’s the right thing to do.

And be sure to connect with us to share your success stories of Big Travel with Small Money!  We love hearing from you!

If you liked this post, why don’t you join the 25,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Kindly wish to differ with you John Fox. Long ago, this was one Daraius/MMS trait that endeared him to his readers.... (some of us anyway) the "mother-in-law rule" as it used to be called. (to highlight a good deal, regardless of whether or not he gets a cut to promote it) Glad that rule has survived, and yes, it does help enhance the credibility of the offerings here.... Brilliant and/or just the right thing? Whatever. Works for me.

@Cristi, Hunter - Thank you both for your help!

@John Fox - Thanks for the opinion! We love hearing what readers want done differently on the blog.

It seems very amateur-ish to always be mentioning that you recommend cards that don't earn you a commission. It'd be much more useful to just have a "Top 10 Cards" post, regardless of whether you get a commission or not, since you getting a commission doesn't effect which cards I apply for. Thanks.

Just FYI, the Chase Hyatt has been updated to require $2,000 spend now!

Great post! The link for the Chase Southwest Plus card leads to a 40k offer but if you connect to the card via the Southwest site (click "more" on the page about the Premier card for a comparison chart of Plus and Premier), you can get 50k.