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Chase Sapphire Reserve – No Foreign Transaction Fees!

Chase Sapphire Reserve – No Foreign Transaction Fees!

Million Mile SecretsChase Sapphire Reserve – No Foreign Transaction Fees!Million Mile Secrets Team

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Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Lots of US credit cards charge up to 3% when you use them for transactions in a foreign country.  But with the Chase Sapphire Reserve card, you will NOT be charged foreign transaction fees when you’re abroad!f

That’s great news, because if you spend a lot overseas, using a credit card without foreign transaction fees can mean substantial savings.

And with the Chase Sapphire Reserve, you’ll earn extra Chase Ultimate Rewards points in bonus categories too!

Chase Sapphire Reserve Foreign Transaction Fee
Emily Enjoying the Train Ride From London to Paris! By Using the Chase Sapphire Reserve Card for Travel Purchases Like This, You’ll Avoid Foreign Transaction Fees & Earn 3X Chase Ultimate Rewards Points for Your Ticket Purchase!

I’ll share more details as to why the Chase Sapphire Reserve card is a great option to use while traveling!

Chase Sapphire Reserve Foreign Transaction Fees

No fees here!

Link:   Sign-Up Now for 100,000 Points With the Chase Sapphire Reserve!

Because the Chase Sapphire Reserve does NOT charge international fees, it’s a great card to use when you’re traveling outside of the US.  Using other cards that charge a 1% to 3% fee may not seem like a lot, but it can add up!

Plus, you’ll earn 3X Chase Ultimate Rewards points on travel & dining, even when you’re overseas.  And you are almost certainly spending lots of money on travel and dining when you’re on vacation!  Trying delicious new food is one of the reasons I love to travel. 😉

Do NOT Pay in US Dollars!

Usually the cashier will ask you, or the credit card reader will prompt you, to select your bill in either the local currency (like euros) or US dollars.

If you choose US dollars instead of the foreign currency, you’ll pay extra, in addition to the exchange rate and the foreign transaction fee charged by the bank.

Chase Sapphire Reserve Foreign Transaction Fee
Traveling Outside the US? Be Sure to Use a Card That Does Not Charge Foreign Transaction Fees. And Don’t Forget, You’ll Get a Better Exchange Rate With Certain Cards!

Seeing a foreign transaction in your US dollars might seem simpler, but it will cost you 3% or more for the convenience.  Even if you’re using a card no foreign transaction fees.

Read my post about why you should always pay for foreign purchases in the local currency and not US dollars.

Here’s more about how to easily find credit card currency conversion rates with an app.  And which cards give the best exchange rate on foreign transactions.

Other Credit Cards Without Foreign Transaction Fees

Many American Express cards don’t charge foreign transaction fees, like the Premier Rewards Gold Card from American Express, Starwood Preferred Guest® Credit Card from American Express and Starwood Preferred Guest® Business Credit Card from American Express cards, or any of the AMEX Delta cards.

And none of the Discover or Capital One cards charge international fees.  Like the Discover It, Discover it Miles, or the Capital One® Venture® Rewards Credit Card.

Chase Sapphire Reserve Foreign Transaction Fee
Save Money and Use a Card That Doesn’t Charge Foreign Transaction Fees When You’re Traveling Overseas!

Along with the Chase Sapphire Reserve, Chase cards like the Chase Sapphire Preferred, Ink Plus (no longer available), and Chase Hyatt, do not charge a foreign transaction fee either.

And you won’t be charged extra fees when using the Citi Prestige card abroad.

But always compare the benefits you’ll get from each card, like extra points in bonus categories!

Bottom Line – Chase Sapphire Reserve Foreign Transaction Fees

When traveling overseas, it’s important to choose a card with no foreign transaction fees.

The Chase Sapphire Reserve card is a great option to use when you’re outside of the US, because it does NOT charge international fees.  And you’ll earn 3X Chase Ultimate Rewards points on travel & dining purchases…anywhere in the world!

You can read my full review of the Chase Sapphire Reserve card here.

And don’t forget, when you’re traveling abroad, always ask to be billed in the local currency to avoid the currency conversion fee!

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Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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