There isn’t much to get excited about when you spot a toll booth ahead.
But using your Chase Sapphire Preferred can help soften the blow! The Chase Sapphire Preferred earns 2X Chase Ultimate Rewards points on travel. And Chase’s definition of travel is more broad than you might think!
Most of us think of travel purchases as airfare, hotel, and car rental. But Chase includes many other things in this category, including toll bridges and highways!
Get 2X Ultimate Rewards Points for Tolls
Link: Chase Sapphire Preferred
E-ZPass is one of the major toll collection systems in the US. It’s used by 16 states, primarily in the Northeast.
But no matter where you live, there is a similar service for you. Other toll services include:
- Freedom Pass
- Flex Pass
- NC Quick Pass
- PAL PASS
- Peach Pass
- AutoExpreso (Puerto Rico)
Didn’t Receive Bonus Points?
In practice, not ALL tolls receive 2X points.
Chase awards points according to the category Visa uses to code each merchant.
For example, the Sapphire Preferred gets 2X points on dining. But you probably will NOT get 2X points for buying nachos at the hockey game, because Visa will code it as “Recreation / Amusement Facilities.”
For this reason, some tolls might not code as travel. Some have been reported to show up as “Government Service,” “Financial Service,” or similar.
Many programs like E-ZPass have the option to replenish your account at kiosks and in certain stores with cash or card. When using this method, Visa will likely code your purchase under the store you’re using (retailer, gas station, etc).
Your best bet for receiving bonus points is to refill online. That way Visa won’t confuse the merchant!
Folks on Reddit report that not all E-ZPass states code their services as a travel purchase. But if you buy your pass from a state that has confirmed 2X points (like Illinois, New York, and Ohio), you should continue to earn bonus points wherever you use it.
You can always check your account transactions to see if you’ve earned 2X points on your toll purchase. If not, you can try calling Chase, or send a secure message, and they will usually fix it for you!
The Chase Sapphire Preferred earns 2X points on travel, which includes tolls. But sometimes Visa codes toll services in different ways, like “Government Services.”
Make sure to replenish your account directly from the toll service online, and NOT from a local merchant like a retailer or a gas station. Because your card will likely not give you bonus points.
Tolls are specifically listed under travel on Chase’s website, so there is a good chance you can have your points adjusted if you did not receive bonus points. Just call or message Chase and ask!
Does your favorite toll program earn bonus points? Let me know in the comments!