We’ll Always Tell You About the Best Offers — Top 10 Cards With No Commission!

We’ll Always Tell You About the Best Offers — Top 10 Cards With No Commission!

Million Mile SecretsWe’ll Always Tell You About the Best Offers — Top 10 Cards With No Commission!Million Mile Secrets Team

Disclosure: We get a commission for links on the blog. You don’t have to use our links, but we’re very grateful when you do. American Express, Capital One, Chase, and US Bank are Million Mile Secrets advertising partners. Opinions expressed here are the author's alone, and have not been reviewed, approved or endorsed by our partners.

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Several years ago, we made a promise to always tell our readers about the best credit card deals, even if it means we don’t earn a commission.

It’s common for there to be many different sign-up bonuses for the same card.  So if I find an offer that’s better than my affiliate link, I’ll tell you about it instead!

And I’m always grateful when readers bring better offers to our attention!

We'll Always Tell You About The Best Offers Top 10 Cards With No Commission
We Want You to Know About the Best Deals That Will Get You on Your Way to Your Next Adventure – Even If We Don’t Earn a Commission

Find out about the top 10 offers that don’t give us a commission, but still earn you Big Travel!

Why Do We Tell You About the Best Offers?

Link:   Hot Deals

We have the best readers in the world!  And we love hearing about how you’ve gotten Big Travel with Small Money from the tips and tricks you’ve learned here.

When we started the blog, I told you I’d always let you know if I found a better public offer for any credit card, even if it means giving up our commission on the card.

We earn a commission on cards that have an image of the card under the card’s name on the Hot Deals page.  But if you only see a link with the card’s name, and no card image beneath, that means Emily and I get nothing if you apply.

Yes, but Why?

Because it’s the right thing to do.

And we won’t ever stop doing it!

We’re not shy about telling you about the best offers.  Even if there’s a lesser offer that would earn us a commission.

In fact, the top 3 cards on 10 Best Deals in Travel link to cards that earn nothing for the blog.

And that’s fine by us!

Thank you for reading our blog all these years.  We really do have the best readers!

10 Great Cards That Earn Us $0 and Give You Big Travel!

Here are 10 top cards that give you more miles, points, or cash back.  And we don’t earn a penny if you sign-up.

1.   Chase Ink Plus

Link:   Chase Ink Plus

When you sign-up for the Chase Ink Plus small business card and spend $5,000 on purchases within the 1st 3 months of opening your account, you’ll earn 60,000 Chase Ultimate Rewards points.

Chase Ultimate Rewards points are my favorite because there are so many ways to use them.  With 60,000 Chase Ultimate Rewards points, you could get:

We'll Always Tell You About The Best Offers Top 10 Cards With No Commission
We’ve Transferred Our Chase Ultimate Rewards Points to Hyatt for Stays at Hotels Like the Hyatt Regency in Maui

Check out my full review of the Chase Ink Plus card.

2.   Chase Southwest Cards

Link:   Chase Southwest Premier (Personal)

Link:   Chase Southwest Premier (Small Business)

Southwest is an affordable option for travel in the US, Mexico, and the Caribbean!  When Emily and I travel domestically, we use Southwest almost exclusively.

We like Southwest because everyone gets 2 free checked bags, which could save you ~$100 per person round-trip.  Plus, they have a customer friendly cancellation policy!

We'll Always Tell You About The Best Offers Top 10 Cards With No Commission
With the Southwest Companion Pass, a Friend or Family Member Can Fly With You for Almost Free Whenever You Fly Southwest for up to 2 Years

You need to earn 110,000 Southwest points within a calendar year to get the Southwest Companion Pass.

You can currently earn 50,000 Southwest points when you complete the minimum spending on the Chase Southwest Premier, and Premier small business card.  So signing-up for both cards will get you most of the way to the Southwest Companion Pass.

Just be sure to watch out for these 3 mistakes along the way!

3.   Citi ThankYou Premier

Link:   Citi ThankYou Premier

Update:   This offer is no longer available. 

The link that earned us commission on the Citi ThankYou Premier card was reduced to 40,000 Citi ThankYou points.  But we found a better offer where you can still earn 50,000 Citi ThankYou points when you spend $3,000 on purchases within the 1st 3 months of opening your account.

We'll Always Tell You About The Best Offers Top 10 Cards With No Commission
50,000 Citi ThankYou Points Can Get You $625 Towards Your Next Flight, Hotel, Rental Car, or Cruise!

You can use the 50,000 Citi ThankYou points you earn for:

4.   Chase Hyatt

Link:   Chase Hyatt  

You’ll earn 2 nights at ANY Hyatt hotel when you spend $1,000 on purchases within the 1st 3 months of opening a Chase Hyatt account.

We'll Always Tell You About The Best Offers Top 10 Cards With No Commission
You’re Only 1 Card Away From a 2 Night Stay at Hyatt Hotels Like the All-Inclusive Hyatt Ziva Rose Hall, Which Could Otherwise Cost $1,328!

Plus, you can earn 5,000 Hyatt bonus points by adding an authorized user who makes a purchase within the 1st 3 months of opening your account.

And each year you keep your card, you’ll earn a free night certificate good for a stay at a Hyatt Category 1 through 4 hotel.

5.   Chase United Airlines Small Business Card

Link:   Chase United Airlines Small Business Card

You can earn 50,000 United Airlines miles after spending $2,000 in purchases within the 1st 3 months of opening a new Chase United Airlines small business card.  That’s enough for 2 round-trip coach award flights within the mainland US and Canada!

We'll Always Tell You About The Best Offers Top 10 Cards With No Commission
With 50,000 United Airlines Miles, You Could Take a Trip for 2 to the City That Never Sleeps!

You’ll pay only 10,000 United Airlines miles each way for flights under 700 miles.  So the sign-up bonus on the Chase United Airlines small business card is enough for 5 short 1-way flights!

The annual fee is $95, but it’s waived the 1st year.  Here’s my review of the United Airlines small business card.

Remember, sole-proprietorships and even start-ups can qualify for small business credit cards.

6.   Hilton Cards

Link:   Hotel Cards – Hot Deals

Earning lots of Hilton points is now even easier, because several Hilton credit cards currently have improved offers.

For example, with the Hilton Honors Surpass Card from American Express, you can now earn 85,000 Hilton points when you complete the minimum spending requirements.  That’s 25,000 more Hilton points than you can usually get with this card!

We'll Always Tell You About The Best Offers Top 10 Cards With No Commission
Use the Hilton Points You Earn for a Getaway to the Picture Perfect Conrad Maldives, Where Emily and I Stayed With Our Families

There are 3 other Hilton credit cards available, and 2 of them with an improved bonus.

The Hilton cards are:

  • Hilton Honors™ Card from American Express  – Earn 50,000 Hilton points + $50 statement credit (usually 60,000 Hilton points, but the new $50 credit may be better) after you spend $750 in purchases on the Card within your 1st 3 months of opening your account

Here’s how to decide which Hilton credit card is right for your travel goals.

7.   Chase IHG Rewards Club Select Card

Link:   Chase IHG Rewards Club Select Card

Our link for the Chase IHG Rewards card comes with 60,000 IHG points.  But we found a better offer where you could also get a $50 statement credit when you complete the minimum spending.  So we shared it with you!

We'll Always Tell You About The Best Offers Top 10 Cards With No Commission
Earn an Annual Free Night With the Chase IHG Rewards Card to Use at ANY IHG Hotel Including the InterContinental Paris

What I like about the Chase IHG Rewards Club card is you get an annual free night at ANY IHG hotel.  This perk is worth much more than the $49 annual fee.  That’s why I’ve hung onto this card for many years.

Here are my lists of top 5 IHG hotels where you can use your annual free night certificate in the US and Europe.

8.   Bank of America Alaska Airlines Card

Link:   Bank of America Alaska Airlines Card

By signing-up for the Bank of America Alaska Airlines card, you’ll get 25,000 Alaska Airlines miles (no minimum spending required!).  And you can earn a $100 statement credit when you spend $1,000 on purchases within the 1st 90 days of opening your account.

This more than makes up for the $75 annual fee, which is NOT waived.

We'll Always Tell You About The Best Offers Top 10 Cards With No Commission
25,000 Alaska Airlines Miles Is Enough for a 1-Way Flight to Hawaii for a Little Sunshine, Snorkeling, and White Sand Beaches

Get tips on how to use your Alaska Airlines miles here.

9.   Chase United Explorer Card

Link:   Chase United MileagePlus® Explorer Card

The Chase United Explorer is a great card to have in your wallet if you redeem United Airlines miles frequently, or if you often buy paid United Airlines tickets.

We'll Always Tell You About The Best Offers Top 10 Cards With No Commission
If You Frequently Fly United Airlines, You Can Save Big Bucks on Checked Bag Fees With the Chase United Explorer Card

With this card you get perks like:

You’ll earn 30,000 United Airlines miles after you spend $1,000 on purchases in the 1st 3 months of opening your account.  And a $50 statement credit after your 1st purchase.

To get this deal, search for a flight on United.com and you’ll see an ad for the card.  My link doesn’t have a $50 statement credit, so apply for the better offer!

I like United Airlines miles because:

The sign-up bonus on this has been as high as 50,000 United Airlines miles, so you might want to wait until that offer comes back.

But it could be a good deal for folks who need United Airlines miles quickly.

10.   Barclaycard Wyndham Rewards

Link:   Barclaycard Wyndham Rewards

I wrote about how to save over $1,000 on Big Travel with the Barclaycard Wyndham Rewards cards.

We'll Always Tell You About The Best Offers Top 10 Cards With No Commission
You Can Get 3 Relaxing Nights at the Wyndham Reef Resort in the Cayman Islands With the Barclaycard Wyndham Rewards Card!

The sign-up bonus on the premium version of the card with a $69 annual fee is currently 45,000 Wyndham points.  A night at ANY Wyndham hotel costs only 15,000 Wyndham points, so you can earn enough for 3 free nights at Wyndham’s top hotels and all-inclusive resorts!

Bottom Line

We want make sure you get best credit card deals available!  So we’ll always tell you about a better offer, even if it’s not our affiliate link.

These are 10 fantastic cards that can earn you Big Travel with Small Money, but do NOT give us a commission.

Remember, any offer you see in Hot Deals that does not have an image of the credit card, does NOT earn Emily or me a commission.

We’re happy to do this because helping you travel is why we started Million Mile Secrets in the 1st place.  And we hope the more points you earn, the more you’ll connect with us to share your success stories!

If you liked this post, why don’t you join the 25,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Disclaimer: Neither the editorial content nor the comments on this site are provided by the companies whose products are featured. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser.

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I decided to apply for new cards today as I anticipate a bolus of travel spending. Chase did not instantly approve Sapphire application but did approve IHG (60K +$50 bonus after $1000, I am considering a phone call regarding 80K bonus). AmEx approved SPG (25K bonus after $3000), but I just realized that I may not qualify for the bonus as I applied for the SPG AmEx 2.5 years ago (cancelled 1.5 years ago, AmEx Delta also cancelled 2 months ago, no current AmEx accounts). Should I call AmEx to confirm the bonus eligibility or does anyone know the correct answer?

Just a note to advise that Citi evidently has a targeted offer for the Aadvantage MasterCard at 60,000 miles. My wife received two offers in the mail (interestingly packaged differently) for 60,000 miles after spending $3000 in the first 3 months with the $95 fee waived for the first year. I've never seen this high an offer.

Typically you can find 80k offers on the IHG card if you already have status with IHG. Sorry I don't have a current link for this.

Good news! I was dismayed about the 50K signup promo not working for the Citi TY Premier, so kept searching around and found a new way to get that offer!

I went to the "See if you're pre-qualified for a card" section of Citi's website, at: https://www.citicards.com/cards/credit/application/flow.action?isInvitation=Y#

Under there, I input my info and it gave me a few cards that I pre-qualified for, including the TY Premier, with the 50K TY points signup offer!

I was skeptical that maybe it hadn't been updated and was in fact 40K, but signed up anyway. I then called Citi's pending application phone # to ask them to confirm for me the signup offer I used, and the rep confirmed that my offer was for 50K points after $3000 spend within the 1st 3 months.

I guess this a YMMV, since not everyone may get the same offer, but at least I was able to get in on the old 50K TY points deal instead of settling for the 40K!


@Greg - Yes, Chase has a lot of excellent hotel and airline cards. I just posted about the rumored changes:


@Ryan - Thanks for letting me know! It looks like the landing page is still active, but the application no longer works. I've updated the post.

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