Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.
Many small business credit cards come with “hidden” discounts that we tend to forget about. AMEX Open, MasterCard Easy Savings, and Visa SavingsEdge can save you money at gas stations, hotels, rental car agencies, and more!
What’s great about these deals is they stack with the normal category bonuses you get with each card, and any additional discounts, coupons, or shopping portal savings you can find!

I’ll remind you how these discounts work and where you can save!
3 Programs That Can Save You More With Your Small Business Card
You can earn additional discounts when you shop with your American Express, MasterCard, or Visa Signature small business cards. Here’s a look at these deals.
Note: Keep in mind, participating retailers can change, so check back often for the latest offers!
1. AMEX OPEN
Link: American Express OPEN
Link: How to Save Money and Earn Extra Points With AMEX OPEN
You can save 5% or earn 2X American Express Membership Rewards points (depending on your card) at select retailers with AMEX OPEN.
And all AMEX small business cards automatically get this discount, including:
- American Express SimplyCash
- The Business Gold Rewards Card from American Express OPEN
- The Business Platinum Card from American Express OPEN
- Starwood Preferred Guest® Business Credit Card from American Express
You’ll currently earn the extra points or cash back at:
Again, this is in addition to the bonus category points or cash back you earn with your card.
For example, with the American Express SimplyCash, you can earn 3% cash back on US shipping purchases (if you choose this category). And if you ship through FedEx, you’ll earn another 5% cash back with AMEX OPEN.

2. MasterCard Easy Savings
Link: MasterCard Easy Savings Registration
Link: Automatic Rebates With the MasterCard Easy Savings Program
MasterCard small business cards also get discounts at select retailers with the MasterCard Easy Savings program. And by creating a free account, you could earn as much as 25% back!

This program is only open to eligible cards. Unfortunately, MasterCard doesn’t provide a list of which cards work. But you can enter your card number on the registration page to see if it qualifies.
It only takes a few minutes to register, so it doesn’t hurt to sign-up to earn extra cash back when you make a qualifying purchase!
3. Visa SavingsEdge
Link: Register for Visa SavingsEdge
Link: Get Up to 20% Cash Back Plus Ultimate Rewards Points With Chase Ink Business Cards
Adding your Visa small business card to the Visa SavingsEdge program is easy and free! Plus, you can currently earn as much as 20% cash back on:
- Business expenses
- Gas
- Hotels
- Rental Cars
- Restaurants
For example, you’ll earn 2X Chase Ultimate Rewards points (2% back) on stays booked directly through the hotel with your Chase Ink Bold and Chase Ink Plus.
And when you register for Visa SavingsEdge, you’ll earn up to another 5% back at hotels like Wyndham, La Quinta, and Days Inn.

See the full list of places where you can save with your registered Visa small business card.
Don’t Have a Small Business Card?
Link: How to Qualify for a Small Business Card (And Why You Should Get One!)
Link: How to Fill Out an American Express Small Business Card Application
Link: How to Complete a Chase Small Business Card Application
You may qualify for a small business card even if you’ve just started your own business. And it doesn’t need to be a multi-million dollar company.
For-profit activities like selling items on eBay, childcare, and blogging may qualify.
And if you have a sole proprietorship, you don’t need an Employer Identification Number (EIN) to complete a small business card application. You can use your social security number.
See my posts on filling out American Express and Chase small business card applications for more tips.
Bottom Line
You can earn more money back on everyday purchases with your small business card with programs like AMEX OPEN, MasterCard Easy Savings, and Visa SavingsEdge.
You’ll get AMEX OPEN discounts automatically, but you’ll need to sign-up for the other 2 programs. It only takes a few minutes to register.
Even if you don’t think you’ll make purchases at the participating retailers, it doesn’t hurt to sign-up just in-case!
What’s great about these programs is they stack with the cash back or points you already earn with your card, along with other discounts or coupons!
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