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Is It Better to Sign-Up for the Citi AAdvantage Executive Card or Pay for Admirals Club Membership?

Is It Better to Sign-Up for the Citi AAdvantage Executive Card or Pay for Admirals Club Membership?

Million Mile SecretsIs It Better to Sign-Up for the Citi AAdvantage Executive Card or Pay for Admirals Club Membership?Million Mile Secrets Team

Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.

Million Mile Secrets reader, David, commented:

Am I better off paying for American Airlines Admirals Club lounge membership and keeping an existing card like the Capital One Venture?  Or adding another card like the Citi AAdvantage Executive World Elite Mastercard?

My 2nd question is, if I have the membership and NOT the card can I still access the Admirals Club when I’m not flying American Airlines?

Is It Better To Sign Up For The Citi AAdvantage Executive Card Or Pay For Admirals Club Membership
What’s Better? Paying for Admirals Club Membership or Signing-Up for the Citi AAdvantage Executive Card for Admirals Club Access?

Let’s take a look.

What’s Admirals Club?

Link:   Admirals Club Membership

An Admirals Club membership gives you access to American Airlines Admirals Club airport lounges.  This is a great perk for those long days at the airport because you get:

  • A comfy place to sit
  • Free drinks & snacks at the lounge
  • Free Wi-Fi
Is It Better To Sign Up For The Citi AAdvantage Executive Card Or Pay For Admirals Club Membership
Avoid the Hectic Airport Terminal in the American Airlines Admirals Club Lounges

You can get this benefit by paying for an Admirals Club membership, or by signing-up for the Citi AAdvantage Executive Card.

With both, you can get into Admirals Club airport lounges even when you aren’t flying on American Airlines or US Airways.  And you can bring your immediate family or up to 2 guests with you for free!

Should You Sign-Up for the Citi AAdvantage Executive Card for Admirals Club Lounge Access?

Link:   Citi AAdvantage Executive Card

Link:   My Review of the Citi AAdvantage Executive

Yes.  The Citi AAdvantage Executive card is the way to go for most folks interested in Admirals Club access.

That’s because you’ll get entry into Admirals Club lounges by paying the $450 annual fee on the Citi AAdvantage Executive card, which is less than the price you’d pay for a new (renewals are also $450) Admirals Club membership though American Airlines.

Is It Better To Sign Up For The Citi AAdvantage Executive Card Or Pay For Admirals Club Membership
A New 1-Year Admirals Club Membership Costs $500, but You Only Have to Pay the $450 Annual Fee on the Citi AAdvantage Executive Card to Get Access to the Lounge and Other Perks!

Plus, you’ll also currently earn an increased sign-up bonus of 75,000 American Airlines miles with the Citi AAdvantage Executive card when you spend $7,500 on purchases within the 1st 3 months of opening your account.  [THIS OFFER HAS EXPIRED]

Is It Better To Sign Up For The Citi AAdvantage Executive Card Or Pay For Admirals Club Membership
With 75,000 American Airlines Miles You Can Fly First Class to Europe and Spend Time Exploring the Colorful Seaside Villages of Cinque Terre, Italy. This Ticket Could Otherwise Cost You ~$8,000!

With all those added perks, it makes sense for Dave to sign-up for the Citi AAdvantage Executive card to gain access to the Admirals Club lounges, instead of paying for a membership.

That said, if David’s spouse or partner is an authorized user on his card, she or he can NOT enter Admirals Club lounges on their own.

If a couple each want Admirals Club membership for their solo travels, it could make more sense to purchase a household membership from American Airlines ($825 new, $775 renewal) instead of having 2 Citi AAdvantage Executive accounts ($450 annual fee X 2 = $900).

Bottom Line

The Citi AAdvantage Executive card is an excellent value for folks who want access to Admirals Club lounges.  That’s because you’ll get entry into airport lounges, 75,000 American Airlines miles when you complete the minimum spending, and other card perks, all for a $450 annual fee.

That’s a lower price than what you’d pay for an Admirals Club membership directly through American Airlines and with more benefits!

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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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