Here’s a terrific way to meet credit card minimum spending requirements for very little cost!
Combined with Giftcards.com’s rewards program, this free shipping deal means you can buy gift cards and basically get the fee refunded!
And I’ve found new information showing you may be able to load these cards to AMEX Bluebird and Serve accounts.
What’s the Deal?
When you use promotion code “FREEUSPS915” at checkout, you’ll get free shipping from Giftcards.com!
You can buy PIN-enabled Visa gift cards in denominations up to $500. Each card has a ~$5 purchase fee.
But Giftcards.com has a rewards program. You’ll earn 1 point per $1 you spend. And those points are worth 1 cent each towards a future purchase.
So on a $505 gift card purchase ($500 + ~$5 purchase fee), you’ll earn 505 points. That’s worth $5.05 off your next purchase, essentially wiping out the gift card fee!
In the past, free shipping promotion codes have only worked for a limited time. I’m not sure how long this will last!
What Can You Do With These Gift Cards?
I wrote previously that Visa gift cards sold by Giftcards.com would only work to load AMEX Target REDCard prepaid accounts, and NOT Serve or Bluebird.
That said, I have NOT tried this myself. It might be a good idea to make a small denomination gift card test purchase to see if it works in your local Walmart.
Once you load these cards to your AMEX prepaid account, you can use the funds to pay bills you can’t otherwise pay with a credit card, like rent, loans, and utilities. You can also withdraw money to your bank account.
I explain how to do that here.
And you’ll earn points through their rewards program which (after your 1st purchase) essentially negate the gift card fee on later transactions.
Plus, folks now report you can load these cards to AMEX Bluebird and Serve prepaid accounts (and not just Target REDcard as previously thought). That’s great news for folks who want to easily meet minimum spending requirements!
Please let me know in the comments if you’ve successfully loaded these cards to Bluebird and Serve at Walmart!