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Last Week to Load AMEX Serve With Credit Cards Other Than AMEX

Last Week to Load AMEX Serve With Credit Cards Other Than AMEX

Million Mile SecretsLast Week to Load AMEX Serve With Credit Cards Other Than AMEXMillion Mile Secrets Team

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This is the last week you can load your American Express Serve card with credit cards other than American Express.

Starting April 16, 2015, you can NOT use Discover, MasterCard, Visa, or any card that is NOT an American Express card to load your Serve card.

Last Week To Load AMEX Serve With Credit Cards Other Than AMEX
This Is Your Last Week to Load Your Serve Account With Discover, MasterCard, or Visa Credit Cards

AMEX Serve

Link:   AMEX Serve

Serve, like Bluebird, is a prepaid debit card that many folks use to meet minimum spending requirements because you can load them with debit and gift cards.

And unlike Bluebird, you can load up to $200 per day ($1,000 per month) to your Serve account online using a debit or credit card.

But beginning April 16, 2015, the only credit card you can use to load Serve is an American Express card such as:

Last Week To Load AMEX Serve With Credit Cards Other Than AMEX
Serve Will Only Accept Credit Card Loads From American Express Cards Starting April 16, 2015

Loading Serve with most American Express cards will NOT earn miles or cash back.

But the wiki on this FlyerTalk thread says loading with American Express cards may count towards meeting minimum spending.

And it says AMEX cards issued by other banks like Bank of America and Citi DO currently earn miles and points.  We’ll have to see what happens after April 16, 2015!

But there’s another way to complete minimum spending requirements!

Target Prepaid REDcard

Link:   Target Prepaid REDcard

Link:   My Review of the Target Prepaid REDcard

You can use any credit card to load your Target Prepaid REDcard at Target stores!

However, you can only have 1 AMEX prepaid card (Bluebird, Target REDcard, or Serve) and the Target REDcard is only available in certain states.  But there are other ways you can get one.

And you add up to $2,500 per day ($5,000 per month) to your Target REDcard using credit cards.

Last Week To Load AMEX Serve With Credit Cards Other Than AMEX
It Might Be Time To Convert Your Serve to a Target Prepaid REDcard

If you have a Target nearby, this is a great option!  But folks who don’t might prefer using Bluebird, especially since it allows you to write paper checks (to your landlord, your babysitter, or anyone!).

Bottom Line

You can still load your American Express Serve card with a Discover, MasterCard, or Visa this week.  But on April 16, 2015, the only credit card Serve will accept is American Express.

So if you want to meet minimum spending requirements, you could consider converting your Serve account to a Target Prepaid REDcard.  That’s because you can load up to $2,500 a day ($5,000 a month) using any credit card (but only in-person at Target)!

You can only apply for the Target Prepaid REDcard in certain states.  But there are other ways to get it.

And Bluebird is still a good choice for folks who don’t have a Target nearby.

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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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@Benita, I don’t know the particular reason for which you signed up for Bluebird as opposed to Redbird, but assuming hand-written checks are not a must for you and you have a Target store near by, you’d be better off switching to Redbird, which currently can be loaded up to $5K/month in credit cards, gift cards, or a combination of.

If you’re in North Carolina or Arkansas however you won’t be able to load Redbird it as such, you will in the other 48 states regardless of whether the local Target stores carry the temporary Redbird cards or not (in this case you can buy one online).

Serve has higher loading limits because you can use CC loading online. Only $1k more, but $1k is $1k. Just find & use correct card for this. It’s not difficult.

John: Internet

Benita: You have a lot of homework to do

Charles: Switch to RedBird

Will the Amex SPG card accumulate points if I use it to load my serve account?

Darius,

I recently signed up for the Bluebird, but I can’t quite figure out the best way to load the card to pay for mortgages, student loans and such. Since we can no longer use the Vanilla reload, can we still use any other kind of giftcard? Or does it have to be a debit card?

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