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Start Earning 5X Points (5% Cash Back) at Amazon, Zappos, and Select Department Stores

Start Earning 5X Points (5% Cash Back) at Amazon, Zappos, and Select Department Stores

Million Mile SecretsStart Earning 5X Points (5% Cash Back) at Amazon, Zappos, and Select Department StoresMillion Mile Secrets Team

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

Starting today, you’ll earn 5X Chase Ultimate Rewards points or 5% cash back at Amazon, Zappos.com, and select department stores such as as Macy’s and JCPenneywhen you use your Chase Freedom card.

You’ll earn the bonus for up to $1,500 in purchases this quarter, for a maximum of 7,500 Chase Ultimate Rewards points or $75 cash back.  Perfect timing for your holiday shopping!

Remember, you have to activate the bonus.  It doesn’t happen automatically.  Activation is quick, and you can register until December 14, 2014.

Today Start Earning 5X Points 5 Cash Back With Chase Freedom At Amazon Zappos And Select Department Stores
Need New Shoes? Earn 5X Points or 5% Cash Back at Zappos.com

What’s the Chase Freedom Card?

Link:   Chase Freedom

Link:   Activate the Chase Freedom 5X Categories 

Emily and I love the Chase Freedom card because it’s easy to earn 5X the number of Ultimate Rewards points (up to $1,500 or 7,500 points a quarter) for purchases we would make anyway.  This quarter’s categories are especially appealing to us because we’ll be doing lots of holiday shopping!

The 5X bonus categories are different each quarter.  If you spend $6,000 a year ($1,500 X 4 quarters) you’ll get 30,000 Ultimate Rewards points or $300 cash back.

The Chase Freedom is a fee-free card, so it’s a good card to keep for a long time.  This could improve your credit score by increasing the length of your credit history.

Today Start Earning 5X Points 5 Cash Back With Chase Freedom At Amazon Zappos And Select Department Stores
Your Credit Score Could Go Up If You Keep Cards Long-Term

Instead of redeeming points for cash back, I prefer transferring points to the Chase Sapphire Preferred, Chase Ink Bold, or Chase Ink Plus.  From there, you can transfer points to airlines and hotels like United, Southwest, Hyatt, and Marriott and get lots of Big Travel with Small Money!

Today Start Earning 5X Points 5 Cash Back With Chase Freedom At Amazon Zappos And Select Department Stores
Transfer Points to Marriott and Enjoy a Tropical Getaway

It’s Easy to Maximize the Bonus This Quarter

Link:   Amazon Gift Cards

Emily and I will use our Chase Freedom cards for our holiday shopping at Amazon, Zappos, and department stores.  Not all department stores qualify for the bonus, so check this list to be sure your store is eligible.  Most major department stores, like Macy’s, JCPenney, and Sears are on the list.

That said, stores like Target, Walmart, and Costco are NOT on the list.

Today Start Earning 5X Points 5 Cash Back With Chase Freedom At Amazon Zappos And Select Department Stores
We’ll Make the Most of the Bonus By Using Our Chase Freedom for Holiday Shopping

Don’t Forget to Use a Shopping Portal to Earn More Points!

If you’re shopping online, you can use a shopping portal to earn even more points.  You can check Evreward before you shop to find the best cash back or bonus point deals.

Today Start Earning 5X Points 5 Cash Back With Chase Freedom At Amazon Zappos And Select Department Stores
Earn Bonus Points Through Portals at Department Stores Like Macy’s

This quarter’s bonus categories also line up nicely with Black Friday and Cyber Monday, so if you’re a deal seeker you could do very well!  I’ll be doing my shopping online to avoid crowds and get portal bonuses.

Bottom Line

Today, you can start earning 5X points (5% cash back) at Amazon, Zappos.com, and many department stores when you use your Chase Freedom card.  But you have to activate the bonus before December 14, 2014, to get the points.

How will you get the most points for your Chase Freedom spending this season?

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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Does Macy’s.com apply as a department store category?

I’ll have to check out Kohls cause I could max out on gas.

Buy BP and Shell gift cards at Kohls to save 5% on gas.

I have chase sapphire preferred and freedom. Ultimate rewards offers 10 points per dollar for JCP. If using UR and freedom together can one earn 5% plus 10 points per dollar?

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Million Mile Secrets

@paula gulbicki – That should work, but best to do a small test to make sure.

@Ryan Prillman – You can earn the 5% cash back from the Freedom plus the additional points for using the portal.

Hi, I just checked the list of dept. stores and found this exclusion statement: Gift cards purchased at any location other than the dept. stores on the inclusion list. I’m new to online shopping so my question is: does this mean you don’t get the 5x rewards if you purchase a Macy’s gift card on the American Airlines shopping portal?