Can I Get the Sign-Up Bonus for the Chase Ink Plus If I Already Have the Chase Ink Bold?

Can I Get the Sign-Up Bonus for the Chase Ink Plus If I Already Have the Chase Ink Bold?

Million Mile SecretsCan I Get the Sign-Up Bonus for the Chase Ink Plus If I Already Have the Chase Ink Bold?Million Mile Secrets Team

Disclosure: We get a commission for links on the blog. You don’t have to use our links, but we’re very grateful when you do. American Express, Capital One, Chase, and US Bank are Million Mile Secrets advertising partners. Opinions expressed here are the author's alone, and have not been reviewed, approved or endorsed by our partners.

Update:   This offer is no longer available, but check the Hot Deals for the latest offers!

Update:   The Chase Ink Bold card is no longer available for new sign-ups.

Million Mile Secrets reader SA commented:

Can I apply for Chase Ink Plus even though I already have the Chase Ink Bold?

SA is referring to the fact that there are 2 Chase Ink cards with a similar sign-up bonus:  the Chase Ink Bold and the Chase Ink Plus.  So can SA get the sign-up bonus for each card?

Emily and I each received the sign-up bonus on the Chase Ink Bold and the Chase Ink Plus.  So SA should be able to get the sign-up bonus for the Chase Ink Plus card, even though he already has the Chase Ink Bold.

And he also may be able to get a new bonus for the Chase Ink Bold (if he has the old MasterCard version)!  The Chase Ink cards used to be issued as MasterCards, but are now issued as Visa cards.  Folks are reporting that the Visa cards are considered different products and it may be possible to get the Visa version of the Ink cards as well.  The Visa versions get you additional discounts in the Visa Savings Edge program.

While these 2 cards offer the same benefits there is 1 difference.

With the Chase Ink Bold and Chase Ink Plus cards you get:

  • 5X points on cell phones, internet, and cable, and at office supply stores.
  • 2X  point on gas & hotels
  • No foreign transaction fees
  • $95 annual fee (waived for the 1st year)

The Chase Ultimate Rewards points you earn do NOT expire unless you cancel your card.  If you cancel your card, you can keep your points safe by transferring them to Chase Ultimate Rewards partners or to another Ultimate Rewards card.

Chase Adds New Transfer Partner More Options To Europe
Chase Ultimate Rewards Partners

The Chase Ink Bold is a business charge card so you don’t have a credit limit, but you have to pay your bill in full each month (which you should in any case!).  And the Chase Ink Plus is a regular business credit card.

This is enough to make these cards 2 different “products.”

Many folks don’t realize they can qualify for a business card.  So check out my post, 3 Ways You May Qualify for a Business Credit Card.

And here’s how to complete a Chase business card application.

Chase Ink Cards Are Now Visa Cards!

The Chase Ink Bold and Chase Ink Plus cards used to be MasterCards, but they are now issued as Visa cards.

This is great news because it means both cards should be considered a new product!  So even though SA already has the Chase Ink Bold MasterCard, he may be able to apply for the Chase Ink Bold Visa card and get the new bonus of 60,000 points when he spends $5,000 within 3 months.  This is in addition to the discounts in the Visa Savings Edge program.

Bottom Line

SA can get the limited time 60,000 point bonus when he spends $5,000 within 3 months on the Chase Ink Bold card even if he already has the Chase Ink Plus card.  That’s because they are 2 different products.  The Chase Ink Bold is a charge card and the Chase Ink Plus is a credit card.

Not only that, but SA may also be able get the sign-up bonus again on the Chase Ink Bold.  Both Chase Ink cards are now issued as Visas, which some folks are reporting is a different product than the old MasterCards.

If you liked this post, why don’t you join the 25,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Disclaimer: Neither the editorial content nor the comments on this site are provided by the companies whose products are featured. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser.

Add comment

E-mail is already registered on the site. Please use the Login form or enter another.

You entered an incorrect username or password

Sorry, you must be logged in to post a comment.


by Newest
by Best by Newest by Oldest

According to people who didn't get the 10k, they were told that it was because they had their current ink for >90 days.

I'm also trying to figure out the protocol here for those who have had an Ink card for a prolonged period of time. Better to apply for a second or to cancel, wait a few days and then apply?

Ive had ink for a few mos...worth asking for additionsl 10k?

I got the pending msg; may I ask what is the recon# ty

Well, I have generally been approved for most cards I apply for but got turned down for an Ink Bold VISA while holding an Ink Bold MasterCard. Guess I wasn't persuasive enough. I'm now unsure what to do next.

Do I ...

a) let a lot of time expire (say 6 mos+) between my last Chase application and my next Bold/Plus application?

b) should I cancel the Bold first and wait? I'd hate to be without one of the Bold/Plus/Cash cards for a significant length of time

(though with probably two Citi Exec cards to fill nowish might be a good time).

c) should I apply for the Bold VISA next or give that up as harder to justify and go with a Bold Plus next but then have the difficult to explain Plus to Bold transition after that? Or maybe do the Cash next, planning to keep that one for the long haul, cancel the Bold in the process of getting that, and then from there add the Plus and then cancel the Plus again in a year.

Load more