On the Saturday after Thanksgiving – November 30, 2013 this year – American Express curries favor with small businesses by encouraging folks to shop at small businesses by offering a $10 statement credit for using an American Express credit card on a purchase of more than $10!
Registration is now open, so register all your American Express cards for the promotion!
You can register all your cards up to 11:59 pm Mountain Standard Time on Saturday, November 30, 2013 as long as the registration limit is not reached. So register your cards now!
I wrote more about Small Business Saturday in an earlier post, but you can register your American Express credit card, and those of authorized users (who have cards issued by American Express bank) because they have a separate card number.
That way both you and your authorized user can get the $10 statement credit for spending more than $10.
Small Business Saturday Map
So check out if your favorite shop or restaurant is listed in the Small Business Saturday map. Emily and I are going to stock up on gifts and go out to lunch on Saturday!
American Express Credit Cards Issued By American Express
You can register your American Express cards AND authorized user cards!
American Express cards have separate credit card numbers for authorized users which allows both the primary card holder and the authorized user to get the $10 credit.
So if you have the American Express Starwood card and your partner is an authorized user, BOTH of you will get the $10 statement credit for using your cards.
Be careful adding multiple authorized users to all your American Express cards, so you don’t trigger a financial review. Some folks who added many authorized users to their cards triggered a financial review of their account.
As authorized users on your card, your partner or children can still get the signup bonus if they apply for their own card.
You can add authorized users by calling the number on the back of your card or by logging on to your American Express account online. There is usually no impact to your credit score by adding an authorized user.
American Express cards include Membership Rewards point earning cards, the Starwood & Hilton hotel cards, and Delta cards.
American Express Cards Issued By Other Banks Such As Citi Or Bank Of America
You can also register American Express cards issued by other banks, such as the Citi American Airlines American Express, Virgin Atlantic American Express, Penfed, Barclaycard, USAA etc.
Authorized user cards (for personal cards) issued by these banks will usually NOT get a separate $10 credit because authorized user cards usually have the same credit card number as the primary card holder.
But you will get the statement credit for an authorized user on a business American Express card (even if it is not issued directly from American Express such as the Citi American Airlines American Airlines) because they usually have a different credit card number.
That said, if the $10 statement credit does not automatically post to your account, it will be extremely hard to get the $10 credit from your issuing bank.
American Express Gift Cards, Bluebird & Corporate Cards
You won’t earn a statement credit on American Express gift cards, American Express Bluebird, or American Express corporate cards.
But you can get the statement credit with the American Express Serve card.
Here are the terms and conditions for the Small Business Saturday promotion from the American Express website.
How to Maximize the $10 statement credits:
- Buy $10 gift cards using separate American Express cards
- Go to lunch or dinner and ask the server to split the check (each above $10). Tip extra!
- Buy something and use multiple cards to pay in increments of $10
The American Express Small Business Saturday is an easy way to earn $10 for every American Express credit card you have, as long as you spend at least $10 using your American Express card.
Register your American Express cards now because registration is limited.