We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

I Earned Alaska Air & American Airlines Miles for Reloading My Bluebird With My Alaska Air & UFB Bank Debit Card at Wal-Mart

I Earned Alaska Air & American Airlines Miles for Reloading My Bluebird With My Alaska Air & UFB Bank Debit Card at Wal-Mart

Million Mile SecretsI Earned Alaska Air & American Airlines Miles for Reloading My Bluebird With My Alaska Air & UFB Bank Debit Card at Wal-MartMillion Mile Secrets Team

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

[Emily & I do NOT get a referral for the  Delta, Alaska Air, or American Airlines debit cards.]

As soon as I got my American Express Bluebird card, I reloaded it with 3 miles earning cards – the Suntrust Delta debit card, the Bank of America Alaska Air debit card, and the UFB Bank Airlines Rewards Checking account which earns American Airlines miles.

It costs $2 per debit card load to load your Bluebird with a debit card ONLINE, and you are limited to $100 per day and $1,000 per month, so I don’t recommend this method.

Instead, you CAN load your Bluebird card with a debit card for FREE when you reload at a Wal-Mart store.  You can reload up to $1,000 per day and $5,000 per month.

I Earned Alaska Air Miles for Loading my Bluebird With the Alaska Air Debit Card

The Alaska Air and American Airlines debit cards earn only 0.5 miles per $1 spent, so the Delta debit card which earns 1 mile per $1 spent could be the better choice, but it depends which miles you’d rather earn.

I used my Delta, Alaska Air, & American Airlines cards to successfully load my Bluebird card at a Wal-Mart store.  I was pretty sure that I’d earn miles for these reloads because I’ve earned miles for buying money orders and paying bills at Wal-Mart, so I didn’t expect this to be any different.

There is a $1,000 daily limit & $5,000 monthly limit for loading your Bluebird card with a debit card at Wal-Mart stores.  These limits are shared with the limits for Vanilla Reloads.

Success

Well, points from my Alaska Air & UFB Bank Airlines Reward checking account just posted.  I earned 150 Alaska Air miles for reloading my Bluebird debit card with $300 at Wal-Mart with the Alaska Air debit card, and I earned 40 American Airlines miles for loading $80 purchase to a Bluebird at Wal-Mart.

You only earn 0.5 Alaska Air or American Airlines miles per $1 spent with the Bank of America Alaska Air or UFB Bank Airlines Reward debit card.  However, the annual fee for the Bank of America Alaska Air card is $30 compared to $75 for the Delta debit card which earns 1 mile per $1 spent and there is no fee for the UFB Bank Airlines Reward debit card.

The transaction posted to my Alaska Air statement as:

WAL-MART #XXXX 10/22 #000366676 PURCHASE XXX STREET XXX KS

This means that you can earn up to 2,500 Alaska Air miles per month for reloading your American Express Bluebird with up to $5,000 via a debit card at Wal-Mart.

The transaction posted as “POS DEB Walmart” to my UFB Bank statement.

However, I don’t expect this to last long because giving out so many Alaska Air or American Airlines miles is likely unprofitable for someone.  There’s also the risk that Bank of America or UFB Bank might ask you why you spend so much at Wal-Mart and investigate your account.

So What?

Sure, this doesn’t help complete minimum spending requirements on credit cards or to get spending bonuses on credit cards.

But using a debit card to load a Bluebird is a great way for folks who don’t sign up for credit cards to earn some extra points because you can use Bluebird to pay almost any bill electronically or via a check with their “Pay Bills” system.  If you do sign-up for credit cards, it is better to use Bluebird to meet minimum spending requirements to get the sign-up bonus and to pay bills which otherwise didn’t earn any miles or points.

This is also helpful for those folks who don’t have easy access to Vanilla Reloads cards because there are lots of Wal-Marts across the US.

How to REload A Debit Card at Wal-mart

You can technically reload a Bluebird with a debit card at any cash register at Wal-Mart, but in my experience most tellers don’t know how to do that and have to call a manager to help them.  Perhaps this will change once more folks have Bluebird cards and go to Wal-Mart to reload them.

But the staff at the Wal-Mart Money Center (in the same section as the customer service department or next to it) are experts at reloading pre-paid cards and can reload your Bluebird in just a few minutes.

Bottom Line

I’ll keep you posted when the points from my American Airlines debit cards post to my account.  For now, it is nice to have an alternative way to earn miles with American Express Bluebird by using the Delta, Alaska Air, or American Airlines debit cards.

If you liked this post, why don’t you join the 25,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

Add comment

E-mail is already registered on the site. Please use the Login form or enter another.

You entered an incorrect username or password

Sorry that something went wrong, repeat again!

41comments

by Newest
by Best by Newest by Oldest

I wanted to tell you about the horrible horrible experience I had writing a check from Bluebird. It was for a deposit back to a renter who was a Total Problem.. I thought I would write it out of there and no problem. Problems from the Very Beginning. They duplicated the check. So we didn’t know what check was good. Then they said the check was confirmed. OMG.. You can get no record of your check. They can not send you any information. you can’t get any paperwork if the check doesn’t go through. You get nothing. The receipient said the check was no good. Then it was lack of funds then it was a stop payment. Bluebird will give you no information. They are in the Phillipines (SP) and help you out no…. Nothing. Can’t send you an email, can’t tell you where the card is. Nothing. NOTHING Don’t ever write a personal check with Blue Bird. NEVER

Hi MMS,

In your experience, which bank do you recommend, Suntrust for Delta, BOA for Alaska or UFC for AA? Thanks

I have the BoA Alaska Airlines debit card, I just got the BlueBird in the mail today. My question is do you believe that we run the risk of BoA taking us out of the miles program if they discover this activity?

Author
Million Mile Secrets

@Chris – I don’t have personal experience, but charging $5,000 a month could be too much. I’ll try large purchases and will post on how it goes.

MMS, have you tried to use the $500 Vanilla Visa Debit card (instead of BOA, SunTrust debit cards you mentioned) to load $ into BlueBird in Wart-mart?

Author
Million Mile Secrets

@jrey – Because of the bad publicity they got and because it appears that they are communicating that the points is a tax free rebate (not a taxable bonus). But we won’t know for sure until the end of the year.

@Charles – I suspect folks want to use a credit card to pay off their debit card bills, so using a debit card doesn’t seem that lucrative. But as you point out, it is more than what was otherwise possible.

@Peter – Yes, and it doesn’t work.

I think people are missing the point with the use of debit cards. Using debit cards to transfer money (rather than spend money, as you do on credit cards) allows you to get an EXTRA half point per dollar when you pay your credit card bill. There is also a reason to use debit cards rather than ACH transfer, since the debit transactions post immediately but ACH transfers take a few days. So to me, using debit cards to load bluebird doesn’t replace credit card spending, it supplements credit card spending.

Load more