We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

Target American Express Prepaid Card – Another Way To Meet Minimum Spending

Target American Express Prepaid Card – Another Way To Meet Minimum Spending

Million Mile SecretsTarget American Express Prepaid Card – Another Way To Meet Minimum SpendingMillion Mile Secrets Team

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

Don’t forget to follow me on  Facebook or Twitter!

A reader shared with me in confidence that American Express had a prepaid card at Target which can be funded with a credit card for virtually no fees ($3 for $1,000 in funding).

I don’t usually like keeping secrets on the blog, but I prefer keeping my word.  Note that confidentiality has to be negotiated in advance, so you can’t just send me an email with what you consider a secret and ask me to not publish it!

However, Frequent Miler recently wrote about the American Express prepaid card, so it isn’t a secret anymore.  I’ll share my experiments with the card once I finish writing about the other prepaid cards which I’m experimenting with.

You can buy and fund the American Express Target prepaid card with either a credit card (useful for meeting minimum spending requirements) or with gift cards bought using a credit card which has a high category bonus.

For example, the Hilton American Express card offers 6X Hilton points for purchases at drug stores, grocery stores or at gas pumps.  Or the Chase Ink Bold or Ink Plus which offer 5X Ultimate Rewards points for purchases at office supply stores such as Office Max, Office Depot, and Staples.

You then use the Target American Express prepaid card for your regular spending or to withdraw money at an ATM.

The Catch

The big catch is that the card is hard to find in Target stores and is available in only certain states!

Here’s a list of states in which the card is available.  See Frequent Miler’s post here on how to find the card.

Bottom Line

The Target American Express card could be potentially better for many folks than American Express Bluebird.  That’s because you can fund the card with a credit card at a Target store which are usually easier to find than Vanilla Reloads at Office Depots or at Walgreen’s.

However, there isn’t an option to pay bills, but this card is still useful to increase the amount you can spend on a credit card.

If you liked this post, why don’t you join the 25,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

Add comment

E-mail is already registered on the site. Please use the Login form or enter another.

You entered an incorrect username or password

Sorry that something went wrong, repeat again!

53comments

by Newest
by Best by Newest by Oldest

Can this be purchased in one state,and used/reloaded in another state that doesn’t sell them? And can you do reloads with a credit card? And can funds be withdrawn from an ATM?

Everybody can have two cards as well.

Ok, I realize this article is 1 1/2 years old and that can be a lifetime in the credit card and perks world since the deals are always changing and the loopholes can be closed quickly. But is the Amex Target card still the same deal and if so, what am I missing? It “can be funded with a credit card for virtually no fees ($3 for $1,000 in funding).” And “you then use the Target American Express prepaid card for your regular spending OR TO WITHDRAW MONEY AT AN ATM.” (!!!) So, if I have a card that needs me to spend $10,000, I can load it onto the Amex Target card for $30 ($3/$1,000) and meet my spending. And then I can withdraw it from an ATM? That sounds too easy and too good to be true! (Or are there fees to withdraw it from the ATM? I never pay fees so this is unfamiliar to me.)

The Post Office allows debit cards to buy money orders. The permanent TGT card (the one with your name printed on the front) is a debit card, right? So after loading the TGT card with a CC, can’t we use the TGT card to buy a money order from the Post Office? What am I missing?

Hola D,

I have the same question, can I use the AX Target to buy MO? Thanks!

Load more