Credit Card Updates: Chase Ink Bold with Lower Spending Limits [Expired] & Chase Hyatt Card with $75 Statement Credit

Credit Card Updates: Chase Ink Bold with Lower Spending Limits [Expired] & Chase Hyatt Card with $75 Statement Credit

Million Mile SecretsCredit Card Updates: Chase Ink Bold with Lower Spending Limits [Expired] & Chase Hyatt Card with $75 Statement CreditMillion Mile Secrets Team

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Update:  This offer is no longer available.  Check our Hot Deals for the latest offers.

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[None of the cards in this post earn me a referral]

1.  Chase Ink Bold With Lower Spending Requirements.   Million Mile Secrets reader Maxim (thanks!) shared a link to the 50,000 point Chase Ink Bold with the lower spending requirement of $5,000 within 3 months.

This could be a better deal for folks who can spend $5,000 within 3 months, but not $10,000 within 3 months, which is the current offer for the Chase Ink Bold.

On the other hand, the current offer for the Chase Ink Bold offers 25,000 points after your 1st purchase, so it could be a better deal for folks who don’t spend much.

As always, I’ve updated the Hot Deals tab with the link.

2.   Chase Hyatt with 2 Free Nights.  I read about a Chase Hyatt offer for 2 free nights plus a $75 statement credit on Mommy Points, and I updated the Hotel Credit Card tab immediately with that link.  But I never blogged about it.

In short, this is a better offer compared to the regular offer for the Chase Hyatt card (which pays me a referral), because not only do you get the 2 free nights but you also get a $75 statement credit which evens out the $75 annual fee for the card.

If you’re a Hyatt Diamond member you get the 2 free nights in a suite, and if you’re a Platinum member you get 2 free suite upgrades certificates which can be used to upgrade a paid reservation to a suite.

However, you can get 3 months Platinum status for free (up to May 11, 2012), so it makes sense to sign-up for the free Platinum status before applying for the card.  Or take a Hyatt Diamond Challenge so that you get your 2 free nights in a suite.

I was approved for this card a few weeks ago, and I’ve already booked my free nights (Emily:  Tell me where!)  I’ll also gladly pay the yearly annual fee (currently $75) because I will get free Platinum status (free internet!) as long as I’m a cardholder and for the yearly 1 free night in a category 1 to 4 Hyatt.

This is a great card to help get a dream vacation because you could use the free night at ANY Hyatt.  Some of the great Hyatt hotels in the US, Europe, and Asia often sell for $500+ a night, so you could get some Big Travel with Small Money with this card.

However, your free nights have to be used within 1 year, so don’t sign-up unless you know you can use the free nights within a year.

Bottom Line:  None of the offers in the post earn me a referral, but they are better then the regular offers for those cards.

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great - thank you.

With most hotel loyalty programs can u book thru 3rd party sites (expedia, travelocity,, NOT including priceline of course) and still receive points/stay credits? Or do you have to book via hotel websites? What about $back sites (ebates, topcash)? If it helps, I'm more focusing on the hyatt & spg programs. Thanks!

Million Mile Secrets

@jayy - My understanding is that you have to book via the hotel site to get point/stay credits. However, I've had luck clicking through cash back sites or Ultimate Rewards to get to the hotel site.

Can you please direct me to the INK link with $5000 spend? Thanks

Million Mile Secrets

@Dean - Unfortunately, this offer is no longer available and the best offer is for 25K after 1st purchase and another 25K after spending $10K within 3 months. I've updated the post to mention this.

@Daraius, I received my Hyatt card today (biggest packaging around a credit card I've ever seen!) and when I called in to activate it, the rep walked me through the various benefits, including confirming the $75 credit after first purchase. So although I haven't actually received the credit yet, I fully expect I will 😉

Million Mile Secrets

@Keith - I believe that the United Club card has the most packaging of any credit card, but the Hyatt card came with a lot as well. Thanks for confirming the $75 credit!

I actually just called back as well, and got approved after shifting some credit over from one Chase card to this one. (As a general question, is there an "ideal" amount to shift? I moved $10k, but I wasn't sure if I should be trying for a smaller amount, or if it really mattered at all.)

One thing the rep said today was that my application was flagged due to a recent application in January ("in the past six months" -- referencing the Chase 6 month myth 😉 ) I thought that was interesting because my January application was actually for a Chase SWA Business card. Since the business card is separate from my personal credit report, I guess I hadn't realized a business application would count as being recent from Chase's viewpoint.

And Daraius, I will definitely update this with the status of the $75 credit.

Million Mile Secrets

@Sergey - You can usually transfer the credit line from a card instead of closing it. That said, there is a limit to the number of open cards you can have as well. It doesn't hurt to wait a bit until your next application with Chase, but always try to move credit lines before closing a card.

@Keith - I don't think it matters, but a higher amount could be better if you charge a lot so it doesn't look like you're maxing out your credit limit. Thanks for updating later about the $75 credit - I wasn't able to get matched to it, but am curious if you get the credit while signing up.

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