Disclosure: We get a commission for links on the blog. You don’t have to use our links, but we’re very grateful when you do. American Express, Barclaycard, Capital One, Chase, and US Bank are Million Mile Secrets advertising partners. Opinions expressed here are the author's alone, and have not been reviewed, approved or endorsed by our partners. Here’s our Advertiser Disclosure.

I love answering questions from my readers and want you to travel for less!

Please leave a comment below with any requests, travel anecdotes, or topics which you’d like me to cover on the blog.

Or tweet me @MilMileSecrets for a quicker response!

I’d be delighted to make your travel dreams a reality!

Daraius Dubash and Emily Jablon (formerly married) have earned and redeemed millions of airline miles and hotel points – most of which they acquired for free and without flying in airplanes or staying in hotels.

Daraius Dubash - Million Miles Secrets

At Restaurant Sant Pau Near Barcelona, Spain.  Daraius & Emily Used Miles to Travel for Free on Swiss Air to Europe

Million Mile Secrets shows time-starved folks how, they too, can acquire airline miles and hotel points, and travel very comfortably to see the world, for a fraction of what they would otherwise pay for such travels.

They believe everyone can use airline and hotel loyalty points to travel for free – whether it is a trip in First Class to Thailand or a family visit to grandma in Florida.

By reading Million Mile Secrets you will learn their secrets to fly for much less,  stay in wonderful hotels for much less, and rent cars for much less than retail price.

They have visited over 30 countries in 6 out of 7 continents, and have flown on International First Class (where tickets costs about $20,000 per ticket) to Europe, Asia, and the US, many times for virtually no money.  They use their expertise and specialized tools to help their blog readers and their families travel and experience the world like they never thought possible.

Emily in Lake Como, Italy

Emily Used her Miles to Visit Lake Como, Italy


As a former Certified Public Accountant (CPA), Daraius roamed the world, as an auditor for a Fortune 500 company, to ensure that rules, regulations, and policies were enforced.  He also prepared many tax returns as a volunteer with the AARP.

Daraius now uses his ability to interpret complicated airline rules and marketing promotions – honed from mastering complex accounting rules – to make the most of airline, hotel, and rental car promotions.

But Daraius believes using your miles and points to travel shouldn’t require a degree in Accounting!  That’s why they started Million Mile Secrets.  They present the information in a helpful way that anyone can understand.

Emily was a Project Manager for General Dynamics (a Fortune 100 Company) and completed her MBA in 2014. She has worked in the Operations divisions of 2 publicly traded companies.

Busy people don’t have time to study the constantly changing deals, strategies, and requirements.  That’s why Million Mile Secrets only has the best offers and most relevant news, including their easy-to-follow analysis that has earned the trust of over 16,000 loyal readers.

Daraius has worked in the Finance, Auditing & Global Marketing divisions of Fortune 500 companies.  He has an MBA from the Kellogg School of Management and a Master’s in Engineering Management from the McCormick School of Engineering at Northwestern University.

News outlets such as The New York Times, CNN, and Business Insider call upon Daraius and Emily for their expertise at Big Travel with Small Money.

You Dont Have To Pay To Upgrade To An Overwater Bungalow In Bora Bora

Miles and Points Can Get you an Overwater Villa at the InterContinental Thalasso Bora Bora

In his spare time, Daraius loves to plan his future travels and plot how to increase their stash of miles and points (currently over 3 million).  He loves listening to classical music, reading non-fiction (history and biography), eating good ethnic food, and taking long walks.

Emily loves to Latin dance, listen to music, spend time with friends, and help plan future trips.

Million Mile Secrets is part of the BankRate family!

Editorial Disclaimer: Neither the responses below nor the editorial content on this page are provided or commissioned by the bank advertisers, and have not been reviewed, approved or otherwise endorsed by the bank advertisers. Opinions expressed here are the author’s alone, not those of the bank advertisers. It is not the bank advertisers’ responsibility to ensure all posts and/or questions are answered.

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7,994 responses to “Contact

  1. I made a mess today and need HELP please. I would love to travel to Kenya Africa through Dubai using United Arab Emirates first class but of course I can’t afford to pay $$$ for it. After research, I realized I can earn points through SPG, transfer them to JAL and book my flight though JAL. I figured out I will need the following credit cards to fund my SPG account: SPG guest preferred, SPG business card and Marriott Chase card. So last week I applied for a guess SPG card and Marriott card from Chase and got approved for both. However, I got an email over the weekend from SPG about my free two notes after the spending limit…that’s when I realized that’s sPG had changed their over from 25000 to two free notices. I decided to wait until I receive the credit card today to contact Customer Service to see if they’d be willing to offer 25000 instead of free nights. Unfortunately I got run arounds between SPG and American Express and was finally told that they can’t change an offer after the card is opened. May be its me but I just don’t see how they can’t change the offer…it’s their card! Anyway I got so upset and asked them to cancel the card. My thinking was I can cancel and reopen the card down the road since I didn’t cash the bonus. Am I correct or will they consider the offer a once in a life time deal? The card was oepened and closed today and no charge was made? Can I open the guest card again may be in 3 months and if so will I get a sign on bonus? If not is there another way whatsoever to get SPG points? I do plan on getting SPG business after I am done with the Marriott card. Please help me get SPG points.

  2. Any ideas if Chase Sapphire Reserve gives $300 travel credit when using the UR Portal.

    For example, I wanted book ticket to India but tickets are relatively expensive in December. Is it possible to split transaction between UR points and cash, charge $300 on Sapphire Reserve card and rest in points.
    Would Chase credit me for $300 travel?

  3. Hey Darius, I have a personal request. I couldn’t find any way to privately message you. I commented on one of your posts a couple of years ago. When I google my name, it shows up and it mentions that I was getting married. Well, now we’re divorced and I don’t want people to see that comment. Can you please delete that comment (I’m the first comment)? I’d be very grateful. This is the link to the post:

  4. Wait, my mistake. This wasn’t the post I commented about it on! Disregard it! Sorry!

  5. @Jeremy – I’d suggest waiting at least 24 months before applying for the same card.

    @Charlie – You can qualify for a new Hyatt card sign-up bonus 24 months after you received a previous sign-up bonus And you’ll have to cancel the old card before reapplying.

    @Breck Jacobs – I’m very sorry to hear about your situation. The new business card should not affect your ability to earn a sign-up bonus on Citi personal cards. I’d recommend calling again to speak with a supervisor to see if they can help.

  6. Hi Daraius!

    Thanks for your blog and it has helped me tremendously (and is my favorite travel/points resource).

    I accumulate United miles, in part, by using the “MileagePlus X” app to double up on points when shopping at stores (or triple dip if shopping online via a shopping portal). It is a great tool to accumulate even more points.

    Are there similar apps for other airlines and/or hotel chains? American and Marriott are my preferred providers, but I have found nothing that indicates they have a similar app that provides an opportunity to accumulate more points when shopping at retail stores, restaurants, etc.

    Since I can not find anything out about this, I thought you might be able to provide some guidance.


  7. @Shane – I don’t have personal experience with this. But it’s probably not worth the risk of losing out on the sign-up bonus. Instead, your wife can earn the sign-up and transfer the points to your account at a cost of $25 per 10,000 Hilton points.

    @Mary – I’m very sorry to hear about your situation! Unfortunately, AMEX restricts sign-up bonuses to once per card per lifetime. Here’s a post with other ways to earn Starwood points:

    @Jay – That should work!

  8. i understand the new Chase 5 “Credit Card” rule, but does that also apply to “Charge Cards”, as differentiated from “Credit Cards”?

  9. Hello and thank you for all your great advice on your website and emails. I’m trying to book a flight for me and my family (2 adults, 2 kids, neither in lap) from LAX to France using Delta or Flying Blue. Is there any good way to transfer delta sky miles to my flying blue account? Hard to believe, but the delta cost is 228,000 miles per person with 2 stops. The flying blue cost is 240,000 for all 4 tickets and 1 stopover. I’ve got almost enough with amex rewards and chase points to transfer into the flying blue account, but not quite. I can buy the balance, but it’s pretty expensive. I’ve got enough in my delta sky miles account, but no way to get them into the flying blue account. Thanks!

  10. Daraius,

    I’m planning a trip in October 2017 Delta ATL-HNL so I’m not yet 331 days out. I’ve heard this is Delta’s most popular destination for FF redemption from ATL. What is the best way to maximize value on redeeming my miles? I really don’t want to pay over 110K miles per ticket if at all possible. Can I book my outbound at 331 days and then book my return later? What’s the best way to do this?

  11. Hi, I have talked to 3 different people at Southwest Airlines and all of them told me the point transfer of 120k points from the Marriott nights and flights program would not get me the companion pass. I pressed them on it and they all put me on hold and came back with the same response. I am afraid to do it after these conversations. Any advice?

  12. I just opened a sapphire preferred and reserve card. If i transfer my sign up bonus from my preferred card to my reserve card and downgrade my preferred card to a freedom, will I lose my preferred sign up bonus?

  13. @Gary F. – Thanks for reading the site! I’m not aware of a similar app for American or Marriott. If I hear of anything, I’ll be sure to share!

    @tom – The Chase “5/24” rule applies to any cards that appear on your credit report. Typically, both charge cards and credit cards will show up. Here’s a post with an easy way to check your Chase 5/24 status:

  14. @Sebastian Rein – You can NOT transfer Flying Blue miles to Delta. You could try to book a couple of the award seats with Delta miles and a couple with Flying Blue miles.

    Or you could call Delta and see if they can find the same flights you found on Flying Blue. Good luck!

    @Daniel G. – Yes, you can book a one-way there. And then wait to book a one-way back. The risk in waiting is you may not find award space.

    But if you feel confident you’ll find it, that could be a good way to secure your trip with miles or points!

    @Edward Nasser – Officially, they will tell you it does NOT work, but it does in practice. You could transfer a small amount first and see how the points post, before you make a large transfer.

    @MD – No, you will not lose your bonus.

  15. Hello,

    I get the emails most every day on million miles – does that mean I am part of your blog? I have a couple questions to ask and would like to know if you answer all questions as people write them or after you get similar questions from a number of people of which you then repspond to them.

  16. If you could cover credit cards like the Sapphire Reserve from the perspective of the issuer, I would be really curious how it works out for them.

    The reason I ask is this.

    Yes, the annual fee is $450, but as you’ve pointed out, you get $300 back every year on travel, and about $25/year ($100 every 4 years) in reimbursement for Global Entry. So the annual fee is *really* more like $125, which is only $25 more than the Sapphire Reserve. It becomes an immensely good deal, because if you do travel, the point redemptions get a 50% bonus on travel spend, and you also get $1,000 up front after meeting the $4,000 spending requirement.

    I have continued to enjoy lots of credit card deals (I used to milk the 5% pharmacy cash back on the Citi card a few years ago and was processing $2,500 or more per day for a while) and so I’m not complaining, but I do wonder what the play here is specifically. Are they just trying to get another $25 out of people per year and spending nearly $1,000 to attract that? Or do they think that people might not actually use the travel credit some years and so they will end up making it back? Or is Chase not footing the bill and is more about the bondholders/borrowers who actually utilize the 18% or whatever interest rate that gets charged?

    These deals have been going on for so long that they *have* to be making good money on it, but I have been surprised how long they have been going on.

  17. Hi Darius, read your blog daily. I appreciate your insight and options to free travel. Question: I have been careful and waiting to apply for the Southwest 50,000 personal and business cards. My husband did it 2 years ago and we enjoyed the Companion Pass immensely. It’s my turn to apply but I’m not sure how to do it. Do I open two browsers and apply on the same day? Should I put some time in between the applications? What do you suggest for success? I have had no credit inquiries for the last 12 months. I have only opened a Sapphire Preferred in the last 24 months. Closed a Chase United this year. I think I’m in the clear for meeting the 5/24 issue. Any help would be appreciated. Thanks!

  18. Hi Daraius and Emily! Love your site! I owe a lot of my success in the points and miles field to you. I have a question though, and it may be a rookie question but I’ve been curious. If I open a new hotel credit card that provides automatic status, will that status level supersede my existing status level, even if it’s higher? Or will the highest status level remain? I completed a Hilton Status Match earlier this year and received Diamond status. Now I’m thinking of opening the AmEx Hilton Surpass card, but not if doing so will drop me down to Gold status. Thoughts?

  19. How soon after a credit card denial would you recommend to try again? The reason for denial was the income does not meet requirements which I think is bogus cause other ppl have applied with less income. Talking about citi prestige

  20.  Trying to get to Guatamala June / July 2017..Wondering what is the best way to search availabilty via airlines I can transfer Thank You Points to? Looks like I can get RT on Copa for around 45K via travel center but think I should be able to do better via partner transfer. THANKS in advance for your input.

  21. hello, I am planning to a trip to russia in the summer of 2018. From may 23rd to aug 2nd. how many miles would I need to get a free flying (round-trip). No hotel needed.


  22. Hello, I had a question regarding the Hyatt credit card. I need to cancel it very soon to avoid the annual fee, but I also have 2 free night stays that I have booked for later this year. If I cancel the credit card now, this will not affect my free nights and reservations, correct? Thanks for your help!

    • Hello, I had a question regarding the Hyatt credit card. I need to cancel it very soon to avoid the annual fee, but I also have 2 free night stays that I have booked for later this year. If I cancel the credit card now, this will not affect my free nights and reservations, correct? Thanks for your help!

  23. Will adding a spouse as an authorized user on an AMEX Hilton count as a new account with Chase’s 5/24 rule?

  24. @Gary Keller – Yes, you are in the loop! Thank you!

    I try to go in order. What’s your question?

    @AG – That’s very interesting to think about! I’m not sure what their reasoning is. But remember they have many other arms of their business, like mortgages, private lending, and other types of loans and investments. So who knows what they really think about their rewards credit cards! Any ideas welcomed. 🙂

    @Darccy – I’d get one, and then the other a few days later. Just to be on the safe side!

    Sounds like you’ve done your homework and are ready to earn another Companion Pass. Here are some things to keep in mind:

    @Brandon – If you already have higher elite status, that’s the one you’ll get to keep. 🙂

    @Rob Dillan – I’d recommend waiting at least a few months.

    Of course, you can always call Citi and ask them to reconsider your application, too. Good luck!

    @Chad Krakow @enrique – Here’s a tool I’d recommend:

    Good luck getting to Guatemala and Russia!

    @Crystal – You will not lose your reservations, but strongly consider keeping that card for the annual free night at a Category 1 through 4 hotel! It’s often more much more than the annual fee:

    @Vic – Yes, if it appears on your spouse’s personal credit report. Here’s how to check:

  25. Hey there! I have a great story that goes along with traveling with a family of five. Great summer trip with combo of points and cash.

  26. Hi,
    I have closed around 7 Credit cards in last 24 months. I wanted to know how it will impact my overall ability to avail home loan or impact applying new Credit Cards.

  27. What is the best credit card to use when booking and staying at the Fairmont Hotel in DC

  28. Hi Daraius,
    I’ve benefited a lot from your website over the years, and I have a small way I can repay you with a very good data point that I’m sure you get a lot of questions on.

    This past week, I had a hard inquiry drop off of my credit report to put me at 4 inquiries. As I’ve read here, Chase has a new stricter policy on credit card applications, automatically rejecting applicants with 5 or more new credit cards from any bank in the past 24 months.

    I applied the next day for the Chase Sapphire Reserve Card and was approved. So I immediately applied for the Marriott card also from Chase and got a “pending decision” note. However, after logging into my chase account, I could see that the Marriott card had also been approved.

    I checked my credit report and found only one inquiry had been added.

    I think this method might be useful for people who want these valuable Chase cards, but find it difficult to keep their hard inquiries down. As I understand it, you should apply for one bank branded card (like sapphire/freedom/ink) and one non-branded card (like marriott/british airways/southwest). I applied for the branded card first.

    I hope my story helps someone else who is similarly positioned to make the best use of their hard inquiry at Chase.

    Thanks for the many good articles that have been very helpful for my family over the years.

  29. Hi Guys, I know you are super busy with many emails and requests, but I have a question and in case you have time, would love an answer. I’ve enjoyed reading your blog over the past year.

    I currently have the Amex Platinum, and therefore SPG Gold Status, which I then used to get Marriott Gold Status. If I cancel my card, how long will it take for either of those to expire. Or will just the SPG expire, and the Marriott will still be Gold for another year since it’s not technically linked to the AMEX Platinum? Thanks so much for your help!

  30. @Tom – I’d love to hear about your success story. Feel free to send me a note at [email protected]

    @Sachin – I can’t say for certain how lenders will look at your credit report when applying for a home loan. It will likely depend on your credit score, the age of your credit card accounts, and your payment history. The same goes for when banks review your application for a new credit card.

    @Juanita – I’d recommend a card that earns bonus points on hotel purchases. For example, you’ll get 3X points paying with the Citi Prestige or Chase Sapphire Reserve. You could also get the Chase Fairmont card if you stay at Fairmont hotels often!

  31. @Scott – Thank you for the reading the site! I really appreciate you sharing this data point! I’m sure this will help fellow readers!

    @Avi – Great question! Technically, AMEX can remove your Starwood Gold status if you cancel your AMEX Platinum card. But this isn’t likely to happen. You’ll most likely get to keep status with both hotel chains until it’s time to evaluate your status again. But I can’t say for certain.

  32. Patricia Eachus

    I don’t want to loose my $300 travel credit for 2016 on my Chase Sapphire. I can buy travel certificate on Alaska Air or Southwest which I will use in 2017. Any update if Chase Sapphire will view this as a travel credit before I plunk down that $300?

    • These purchases should count toward the $300 annual travel credit. The credit will work with any travel purchase like airlines, hotels, motels, timeshares, campgrounds, car rental agencies, cruise lines, travel agencies, discount travel sites, and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges, and highways, and parking lots and garages.

  33. Question about a possible work-around for Hyatt Globalist. I fall into that group of Diamond members that have slightly over 25 stays per year and the new program structure will not make it possible to qualify for Globalist based on $20k spending per year. However, I live close to Las Vegas. If someone really wants Globalist, how about paying for a couple of 3 week stays to help make up the 55 nights required? For example, A 21 day stay in February at the Monte Carlo goes for $95/nite (less than $2000). Is there a hotel policy against checking in, staying a few nights, leave the room vacant for a couple of weeks and then return for the few final nights before checking out? If this is possible, is the resort fee waived at MGM properties? I realize this is spending money for a room not being stayed in but the out of pocket cost is closer to $7000 this way rather than spending $20k. Your thoughts?

    • This could work. But you’ll pay a ~$34 daily resort fee on top of the nightly room rate. So you’ll want to do the math to see if paying for these stays are worth the perks of Hyatt Globalist. It might make sense to earn Explorist status just using regular stays.

  34. Hey Darius! Love the blog. Thanks for all you do. I have a question about British Airways Avios. We are wanting to fly to Maui in June on American and I’ve found a few MileSaver Award flights on AA’s site but they don’t show up on the BA site. I’ve found it difficult to find any reward flight availability on the BA site.
    We did this a few years ago as well and tried calling BA after finally finding an available flight but they were jerks. So, I’d like to avoid calling BA, if I can and I’m just wondering if there is something I’m missing. Shouldn’t MileSaver Award flights show up on BA?
    Thanks so much for your help!

  35. I fly quite a bit… currently have AA Executive Platinum through to 2018 and United Premier 1k.

    I am likely to reach the 100,000 miles requirement for continuing the Premier 1k through 2017, BUT, am relatively frugal with my business travel expenditures so unlikely to reach the required $12,000 spending. At one of our international locations (in the Caribbean!) I have a work permit (required to actually perform work there and which is equivalent to residency) and have an apartment and a car there…

    Is there any downside to my changing the the residence address for my MileagePlus account to this location? Premier 1K spending requirements are only for USA based members… All other correspondence such as credit cards etc would remain in the USA.


    • @RichP – I don’t see why that would matter, as long as you’re legally a resident there. And can prove to United Airlines you live there if necessary. But it could be worth a call to United Airlines to clarify.

  36. Hello I am new to this but I am trying to find a way to pay my student loans and still get points associated with credit cards. My student loans are about 900 a month and I would like to take advantage of this with a credit card. Is it worth it to pay a 2.5 % -3% fee to get the points on student loan debt? If there is an easier way to do it I would really appreciate any input

  37. Hey Darius and Emily,

    I’m doing a followup story for our USATODAY’s 10Best Miles/Points Blogger Awards, and I’m interviewing some of our top travel bloggers for some complimentary content. If you have a few minutes, I was hoping you could respond to the following questions:

    What’s the Craziest thing you have done for points? And what’s the craziest thing you’ve heard of someone doing for points?
    What’s the most luxurious/extravagant experience you’ve ever gotten free(ish) through miles/points?
    What is your favorite “hidden gem” for miles/points redemptions?

    Thanks much,
    Brad Cohen

  38. (This message is private and could you please reply to my personal email below)

    Hello Daraius,
    My name is Mohammed and I am a Canadian Citizen who lives in Toronto. I have a checking Account with TD in Canada in US$ and I would like to ask if you know how I could apply to some of the generous and interesting Credit Cards award miles in the States, like the chase Sapphire?
    Thank you.

  39. Hi Daraius,

    I have a few quick questions related to when opening Chase cards:
    1). I know there is 5/24 rule applies now when trying to get approved for a given Chase card. The 5 cards can be from any bank as you mentioned. Does it also apply if say my wife opened 2 Chase/other cards herself and added me as an authorized user on both of them? Will those 2 count to my total limit of 5 cards opened in 24 months?

    2). Few months ago I tried to apply for Chase Sapphire card, I did have this card before but closed it as wasn’t ready to pay the annual fee of $95 for it. When trying to open it this time, I got rejected with them stating that was because I already had this offer from them before. The offer of 50K for $4K spent. Reading the offer closer, I can see this: “This product is not available to previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.”

    So my main question here is that, in addition to 5/24 rule there is also a 24months rule of applying for the same card offer, is that correct?

    Thanks a lot!

    — Daniel

  40. Hey,

    Thank you very much for the great review of Conrad Maldives hotel. Your work is helping me a lot to be better prepared for the trip, especially as this is my honey moon 😉

    I have few detailed questions that are bothering me a lot and I hope you will be able to help me.

    First some background – I am a diamond member and I have booked all night from HH points.
    Q1. Usually when I use points for night I don’t have to pay anything for accommodation, but I the Maldives are some extra charges – tax and service. Will I have to pay them? If yes, do you have idea how much per night?

    Q2. I haven’t booked my flights yet, however there are two options. One at 4pm and second one at 11pm. From my perspective it would be much better to stay as long as possible in the hotel and I am wondering how long can I stay? Will hotel allow me to stay on the island until 7pm? Is there any way out from the island after 7pm? I have ready that seaplane operates only till 4pm due to daylight restrictions.

    Q3. Lounge when flying to Male is complementary, what about flight back? I read that coast is around 85$ per person. Diamond members also have to pay?

    I hope my question are too dumb.

    Thank you again for the report. You have no idea how helpful it is for me and for others who would like to go to this kind of paradise and do it reasonable way.

    Kind regards

    • Congrats on the honeymoon! And thanks for reading and for your kind words!

      1. We didn’t pay any fees and taxes, except for the upgrade to an overwater bungalow.

      2. I’m sure they will let you stay in the hotel. I’d email them to find out the sea plane timings.

      3. I’m assuming you mean the lounge in Male. I’d consider taking the boat to Male (only 10 mins!) and exploring instead of staying in the lounge!

      • Thank you very much for fast reply! 🙂
        Boat to Male is a great idea, I will do that.

        good luck in next trips and please keep doing awsome work on this blog!

  41. Daraius – new to the game and hooked on your blog!!! Just applied for the Chase Sapphire Preffered and was approved. We currently have 2 Chase Southwest Airline cards (two different accounts -me and hubby which we’ve had for about 3-4 years – only cards we currently use). Total points on these combined are over 200,000. Is there a way to transfer these SW points to the new Chase Sapphire card and is it advisable? It appears I have much more flexibility with the points being on Chase Sapphire (esp for Int’l travel), plus I see that SW is a partner. Does this make sense – that way I can ultimately cancel at least one if not both, of my SW cards as to not pay the annual fee as I will also have a fee on the new Sapphire card. I believe I read that through Chase Ultimate rewards I can still purchase any Southwest flights with the same points value. Thanks !!

  42. Abhishek Mohanty

    Hi Daraius and Emily,

    I am an Avid Follower of Your Blogs (alongwith thePointsguy) and have Saved on Numerous Occasions by Following on your Tips but Majorly on Short Domestic Trips (either using Points for Flights or Hotel Stays depending on the Value of Redemption)

    I have been Following the Blogs on Korean Skypass Award Redemption to Hawaii and have the below Hypothetical Question( I Stay on the East Coast) :

    “Technically Can We Not Fly Round-trip from US Virgin Island to Hawaii with Multiple Days/Months Stopover in US Mainland ( Delta has Direct Flights to US Virgin Islands as well as Hawaii from JFK and ATL ) using the 1 Stopover facility,On Return We can Just Get Down at the Layover Airport (in ATL or JFK ).
    While the 1st Leg from US to Virgin Islands can be covered with Cash or Avios ),thereby Covering 2 different Island Vacations with only 25K Korean Skypass Miles and 10K Avios or Cash”


  43. Barclays and Citibank both have American Airlines credit cards. Here is a question: If you charge $40,000 with Citibank you get 10,000 EQM miles with American. With Barclays it is $30,000 to get 10,000 EQM miles. Question: if you get both cards, and charge the required amount on each card, will American Airlines award you 20,000 EQM miles? Thanks!

  44. Hi Daraius,
    I’ll be traveling to Tel Aviv next fall, with a ton of Flexperks points to burn. Lots of flexibility with airlines and no worries about ridiculous fuel surcharges. Any thoughts on the best long-haul economy service?

    • That depends on where you’re flying from and which airlines service your home airport. Give me a few more details and I might be able to make a suggestion. 😉

      • Flying out of Houston (IAH). Lots of options. United, Air Canada, Lufthansa, Turkish, Delta, Air France, British Air and KLM all have 1-stop flights. All else being equal I’d prefer to stick with Star Alliance for the earned miles, but a little extra legroom would go a long way on this trip. Thanks!

  45. We have collected many miles and this is our first problem. My wile applied for a Citi® / AAdvantage® Platinum Select® World EliteTM MasterCard® over the inter net. She fulfilled the required spending . After inquiring about the bonus not being posted, Citi claims there is no record of a bonus being offered. We both know that there are offers everywhere and it would be hard to find a site that doesn’t offer one.

    They want proof and we do not have any.

    Any suggestions.

    • I always recommend taking a screenshot of the offer when you apply. It might be best to call Citi and speak with a supervisor about your situation to see if they can help you get the sign-up bonus.

      Mention there has been a bonus on that card for a very long time. You should receive it, especially if you completed the minimum spending requirements.

      Good luck and let me know how it goes!

  46. We read your blog every day, thank you. Question: I have an offer from Hawaiian for 50k bonus miles after $1k spend — easy. But is it worth it? $85 annual fee… We travel to Hawaii about once a year from SFO. We have almost 300k Chase miles, plus United and AMEX… So — should I sign up for Hawaiian’s World Elite MC?

    • You can likely use the 50,000 Hawaiian Airlines miles for a flight that costs several hundred dollars. So the value of the sign-up bonus will be worth much more than the annual fee.

      If you plan on getting more Chase cards, it might be best to skip this offer. But if you can’t, it’s an easy way to collect another type of miles. Plus, you can always see how you like the card for a while.

      Hope this helps!

  47. Hello, Love your extensive Guide to using AA miles. Two issues I need your help to get from BZN to Lima for a 4th anniversary trip to Machu Picho. There is no AA business saver down there next year for our May 2017 trip. Lan air has flights from LAX. If I book AA saver from BZN and Lan has award space will AA book it for me even if they do not show any business saver space. (Subquestion Lan site shows award business at 50,000 miles, is that = to AA business saver?). Second I could also use Alaska Air from here but they have no business only 1st class, some at 30,000 miles. Is that equal to AA business saver on AA charts. Muchas Gracias

  48. Don’t know if you know it but LQ has something new called Redeem Away and you can get 1500 pts instantly by signing up w/ a Visa cc only.
    I only use LQ for road trips or if nothing else is affordable/convenient.

  49. HI ,

    I want to travel to India (hyd) from Kansas city in Emirates or Ethiad in March 2017 ,, How can i accumulate miles s that they would be enough for travel in business class ? Currently i have chase sapphire 2 months into new card . Thanks !

  50. Thanks for your wonderful blog…it has helped me SOOOO much. I would have voted for you 10 times a day if they had let me!!
    But I do need more help:
    I have had a Southwest Companion Pass a few years ago and LOVED it! I’d like to get another one early in 2017 so I could get it (as you suggest) for almost 2 years (most of 2017 and all of 2018).
    But it is difficult for me to get because of the many new credit cards (and hard inquiries) I’ve gotten in the last 2 years. So I have been studying your suggestion about how to transfer Starwood and Marriott points to Southwest. I think I have almost enough.
    But I’m a little uncertain and wonder about two things::
    1. I’ve understood from your discussions that acquiring the required 110,000 points must all be in the same calendar year. But I’m unclear as to if that applies to transferred points. For instance, I received many of my Starwood and Marriott points in 2016, but would transfer them in 2017…so…would those points count for a 2017 companion pass?
    2. I had read in previous of your discussions that you can also transfer Hilton and Hyatt points (I think to Marriott). Is that still true, and, if it is, can I add them first to Marriott (Knowing again that they were credited in a previous year)?
    Thanks for any help you can give me.

    • We’ll have an upcoming post about redeeming Starwood and Marriott points for the Companion Pass. But to answer your question, you can earn Starwood and Marriott points in 2016, then book a Hotel + Air Package in 2017. But note that Southwest can close the Companion Pass loophole at any time.

      Also, I’m not aware of a direct way to convert the hotel points you mentioned.

  51. I’d like to know which hotels offer the 5th night free on paid stays, so that I could get two nights free by using Citi Prestigue for the 4th night? Still enjoying your blog—I was guilty of voter fraud on the recent blog poll.

  52. Darius, recently I asked your advice on getting a personal and business Southwest card so that I can get the Companion Pass. I’ve done it once before with my husband’s name and now I’m doing it with my name. I’ve been careful about the 5/24 (I’m pretty sure) and was instantly approved for the personal card (yay!). You had suggested to wait a few days then apply for the business card. I did that and they said “pending review”. I waited to see if perhaps they would mail the card to me after that, instead I got declined! Reason: too many requests for credit or opened accounts with us. ???? I thought business cards were different? We have a tax ID, been in business 12 years, etc. I only have a Sapphire and IHG card with them right now. Should I call the reconsideration line? Any advice would be appreciated.

    • I’d recommend calling the reconsideration line to see if you can get any help. Chase has their own rules for extending credit. So it’s not guaranteed you can get approved for 2 cards in a short time frame.

      But it’s worth a try, especially if you have a long-term business. Keep me updated!

      • Darius,
        Good news! Today, 11/17 I received my Southwest Premier Business Card! Yay! As previously noted, I received the personal card with fast online approval. I waited a few days, applied for the business card and got rejected. I called the reconsideration line a few days later, in the evening, and talked with the rep. He asked questions to confirm my information and why did I need it and how much might I spend on it if I had the card. Once answered, he approved the application but had to send it up a level to a manager. About 3-4 days later I got an email saying I was approved. It took another week to get the card but I just called and confirmed, 50,000 points with a $2,000 spend. I can’t wait for the Companion Pass. Had one with my husband’s name, now it’s my turn. I don’t usually like making a call to the Recon Line but it was worth it! Thanks for your help and advice.

  53. It seems almost impossible to find long-haul business class tickets with points on either American or United Airlines. Last year, I redeemed miles for economy tickets on American from LAX-LHR, and called to ask about purchasing main cabin extra seats. I was told I couldn’t do that on a reward ticket. So, how do I get at least main cabin extra (or the equivalent on United) seats? Do I need to buy the economy tickets and upgrade with miles? Any help you can provide would be appreciated. (By the way, I have no status with either airline.)

    • I’d recommend checking the award calendar every so often. Award seat availability can change frequently and you might be able to find a Business Class award seat if you’re patient.

      I’m not sure if you can upgrade to an Economy Plus seat with miles or not. I’ll have to look into that!

  54. I am trying to get to Lifetime Marriott Gold status and am reasonably close. If I transfer points from my Chase Sapphire Preferred account to Marriott, will those points count toward this status.

  55. Hi

    I will be flying on Lufthansa “K” class tickets. What airlines, I should put the mile to get maximum miles ?


  56. Hey Daraius,

    I just got the Chase Sapphire Reserve card and I’m wondering how to best use the $300 travel credit by the end of this year. I’ve booked some flights using my British Airways points on Alaska Airlines and I’m curious if I can upgrade my seats if I’ve booked them with points and then use that as my travel credit.

    • You won’t be able to upgrade an award flight. But there are many other ways to use the $300 travel credit, including purchases with airlines, hotels, motels, timeshares, campgrounds, car rental agencies, cruise lines, travel agencies, discount travel sites, and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges, and highways, and parking lots and garages.

      So you shouldn’t have trouble spending it before the end of the year! 😉

  57. Thank you soooo of much!!
    We’ve been usaa members for years but never used them for rental cars.

  58. Hi Darius – as I am new to this points game, I am taking your advice and planning ahead so I can strategically pick my cards. I just received the Chase Sapphire Preffered card and would like to plan a second card which will give me the best bang for my buck at hotels, preferably Hyatt since from what I’ve seen offer a great deal on per night points compared to Hilton. What would be your recommendation on the best card available for Hyatt stays? Most of my purchases are non travel related and would be great to also have a card that rewarded more than 1 point for non travel purchases. I have excellent credit and other than a SW Chase card (using for 5 years) no other cards open. Would I get more value from the Hyatt Chase or the Chase Sapphire Reserve – I know its free nights vs. 100K points. Your help /suggestion would be appreciated.

  59. I had asked this question on October 1st. Maybe it got looked over. I never did see a response. Thanks again for all you do!!

    Quick Question: I have two AA cards, one is an AAdvantage Citi (MC). The other is an Aviator AAdvantage (MC) through Barclays. My question: are these both worth keeping for the annual fee or are they pretty much redundant as far as benefits go? I had written down at one time (for the Citi card) to not cancel the card because after 18 months of opening up the card, you can reapply again for bonus. Not sure if that is true any longer. Any advise is much appreciated.

    • They’re pretty redundant as far as benefits go, but if you want to earn Elite Qualifying Miles towards American Airline Elite status, having both cards will make that easier. That said, I probably wouldn’t keep both cards unless you spend a LOT on both cards and fly frequently with American Airlines.

      We’ll have a longer post on this soon to answer more in-depth. Thank you! 🙂

  60. Hello

    I have PNC Premier Traveller Visa Signature card.

    IF I buy airline gift card with the card, will I be able to redeem my points for them or only airline flight tickets will show up for redemption ?

  61. Hi Darius and Emily,

    Last week, I was fortunately enough to win your 6,000 JetBlue point giveaway. I haven’t heard anything about obtaining those points from you, so I just wanted to follow up. Thank you!

  62. Hi Daraius Dubash,
    I work for myDriver an international airport transfer service and we offer different frequent flyer programs with our service and I was wondering if it would be possible to get an article about myDriver on your website and the frequent flyer miles you can earn with our service?
    Our website is
    I am looking forward to hearing from you.

  63. Hi Daraius,

    First of all, thank you for this blog.
    I have a question. We flied Frontier recently DCA-DEN-LAX. In Denver, they lost our baggage and delivered it to us only 2 days later. Also they woke us up at 5am for that. I sent a request for compensation by email 2 weeks ago, they never responded. What can I do now? What would be my next step?

    Thank you very mich!

  64. Hey there! I’ve read your article about redeeming Emirates flights, but I was wondering how to redeem Qatar airways flights with Chase Ultimate Reward points or Citi ThankYou points. I’m aware that ThankYou points can be transferred to Qatar airways but I’ve read that it’s not the best value for points. Thank you so much!

  65. Hi there, I realize this is probably a long shot, but I’m not sure where else to turn. Over the past year I have spent time on the phone with both Marriott and Chase to no avail. Last December (2015) I signed up for the Chase Marriott Reward Card that offered 50,000 points and a $200 gift card ( I chose this offer over the 80,000 points because I thought it more likely that I would put the $200 gift card to good use on some of my domestic travels. After completing the purchase requirements, I received the 50,000 bonus points deposited into my Marriott Rewards account on January 22, 2016. I waited patiently for the $200 gift card to arrive – as your blog post said to wait 6-8 weeks after that billing cycle. By April I hadn’t received the gift card, so called the Marriott Platinum Elite hotline to inquire about it and had a not-so-pleasant interaction with the person who answered the phone. Ultimately she told me that this was not something Marriott was involved in and to call Chase. So then I went down that rabbit hole, where I was told that Chase wasn’t involved in the rewarding of offers and to call Marriott. After I bounced back and forth a few times I did get someone helpful at Chase who said it wasn’t fair that I hadn’t received my gift card and that she’d look into it. Nothing else came of that. A few months later I started the process over – calling both Marriott and Chase. At one point I learned that Chase was responsible for mailing the $200 gift cards, and that their records showed that it had been mailed to my address (I verified my address to ensure they had sent it to the appropriate place). For some reason they can confirm that it was mailed, but cannot track it, nor tell if the card was ever used. Again, I spoke with a manager at Chase who seemed like she wanted to deliver on their promised offer, and said she was elevating it beyond her – and I never heard another peep. Now it’s been almost a year, and I’ve lost my faith in both Chase and Marriott – but I don’t know how much energy I have to keep fighting to get what they promised me. I don’t think they intended this to be a bait and switch, but it sure turned out that way, and all I can get from either side is finger-pointing that it’s the other company’s responsibility. Had I known this was going to be the case I would have gone for the card offering 80,000 points – so at this point I’ve lost out on either a $200 gift card or 30,000 points, and neither Chase nor Marriott seem to care that they did not deliver on their promise. Again, I know this is a long shot, but I’m just wondering if you might have any high-level contacts at Marriott or Chase that you could reach out to in an effort to get this resolved?

    • Unfortunately no, but I might try sending Chase a secure message from your online account. If Chase has record of the gift card being sent, it seems like you should be talking with the folks at Chase, not Marriott. Good luck!

  66. With the Chase United Club card- any idea how often or how many times you can get the no-fee offer with club access? Or if this is a 5/24 card?
    I tried to find out the first answer to no avail, and when I called, they were very vague.

  67. Daraius,
    Some time ago, you helped me define a plan for new cards and bonuses, and today I have a question about an offered Amex Platinum upgrade. I want to be sure I’m reading it correctly AND ask if you believe this will actually work!

    1. I had and cancelled an Amex Platinum Personal card in the past (got 100k points for that one).
    2. After waiting out the correct timeframe, I got an Amex Platinum Business card (150k points by spending $10k in 4 months). Then dropped the Personal card to save on the annual fee (I may regret that move now that the benefits have changed… but it was a couple of years ago).
    3. Today looking at my Gold Business card on the Amex site, I saw an offer to upgrade to the Platinum Business card for a 50k point bonus (spend $10,000 over 5 months, which should not be a problem).

    The fine print says, “Offer is available for first-time upgrades to the new Business Platinum Card only and for one Card account only. Additional Card Members are not eligible. Offer limited to 50,000 additional points per Card account. Offer may not be combined with any other promotional offers. American Express reserves the right to modify or revoke this offer at any time.”

    Now the question: What are your thoughts or understanding of this offer? I already have a Business Platinum card, but do you think that will be an issue? I can also always revert the current card back to Gold at a zero loss, and I’d rather not add another $450 annual fee if the 50,000 points are going to be withheld. I do NOT see this offer on my Gold Rewards card, and the offer specifically states, “first-time upgrades to the new Business Platinum Card only and for one Card account only.”

    What are your thoughts? What am I missing?

    • Is there a unique offer code? If so, a targeted offer could make it legitimate, and you likely wouldn’t be disqualified from earning the bonus. But usually AMEX only allows folks the bonus on a card once per lifetime. However, the terms & conditions sound legitimate in this case.

      So I’d suggest speaking or chatting with an AMEX rep to confirm you qualify for the deal. Good luck!

  68. Please contact me to discuss blog information for online shopping portals.

  69. What card is better to get spg amx with 25k in points or Marriot with the 80k in points?

  70. I just want to say that I LOVE the way you are answering questions now! I had found it hard to find the answers to questions that were being asked before but with you putting answers right below the question it makes it so much easier….thank you for doing this!

  71. Hi,

    Do you have the link to the application for The New Chase Sapphire Reserve Card? Pls email me your link.


  72. Hello,
    Thank you for your valuable insights and commitment to this blog.
    I would like to know which airline transfer is the best for Citi ThankYou points: Asia Miles (Cathay Pacific), KrisFlyer or FlyingBlue.
    Any advise?

  73. Hi,

    I have a question about balance transfer. I am planning to use my Chase Sapphire Reserve to pay for my wedding party in a restaurant (assume I can get 3x points on dining). The total cost will be around $6000. But I know I won’t be able to pay in full. Therefore I will do a balance transfer to a 0% apr credit card (e.g. Bank of American cash reward or better balance transfer). In this case am I going to get points fron chase and also pay month by month?


    Ivo Sio

  74. Hi. I will be flying inter island Hawaii with family in Feb. 2017 and was thinking of getting a card to reimburse for the airfare. I can’t get Chase, but I was thinking Citi Prestige. If I apply now, will I even get a statement in December for this year’s purchases, or would my $250 go from Jan 2017 and Jan 2018? I don’t fly often so wanted to take advantage of the fact that I a purchasing tickets. Any other suggestions? Thanks!

    • Citi Prestige is a good choice to get the $250 credit on airfare purchases. If you apply in November, you’ll likely get a statement in December, so the credit will apply for 2016. Then, you can use it again in January 2017. But I can’t guarantee the timing for Citi statements.

  75. Drawing upon my own experience ( more than one ) this continued association is not good for either of you . The time comes to let go of the past and look to the future. Find some way to live more and more seperate lives . You may need to go through even more sadness to get to happiness . It is worth the effort . Like dental work , it,s more painful if you put it off but , you,re glad when it is behind you.

  76. Have you published a definitive post about when to use points/miles vs. when to pay for airline tickets? In other words, if I have enough points/miles to book an award travel ticket for an upcoming trip but I can also find a moderately cheap airline ticket for the same route, which should I choose? Saving the points/miles for future trips is always tempting but we are a family of 5 so even ‘cheap’ tickets add up quickly. Thanks!

    • The decision usually depends on personal preference. Some folks have lots of miles and don’t mind using them for any flight, regardless of the price. Others prefer to pay for cheaper flights to earn loyalty miles and save miles for more expensive tickets.

  77. Hi Daraius,

    First, a sincere thanks to you for your articles in helping me and other people to learn and play the Miles and Points game !
    I just read your article today, and found out that you are very much into meditation. I have no idea where you live, but would like to suggest you to look into Kadampa meditation center(s) in or near your city. If you wish, you may want to take a look at the website
    Thank you and Happy Holidays !

  78. I recently viewed your blog post covering affiliate programs at:

    Some of the programs, such as flexoffers, don’t provide a strong variety of offers & I can’t seem to access Credit Karma’s affiliate program.

    I was curious to know if you could update us on the affiliate programs you use now & which are the best?

  79. Hey!

    I recently applied to be an affiliate for Bankrate and my travel site was rejected but I can’t find anyone to contact to find out why. There’s no contact info on their site and the email I received was automated. Do you have any advice about who to contact or how to find out what I could do to improve my site to match their standards?

    • I’ve heard it takes them a while to reply sometimes. I recommend growing your readership and continuing to make good content. I took a look at your site, and it looks great! Keep emailing them until you hear back.

      Perhaps add a page about which cards you recommend to start. So they can see you are interested in promoting them.

      And add a privacy policy somewhere on your site, too – that will be important for any affiliate program. Good luck!

  80. Sorry if this is covered elsewhere, I couldn’t find it. Is there a chart that summarizes which cards yield which points and for what? For example, should I use my SPG am ex for gas? Or my. I leave plus card? And which mileage plus … Hard for me to remember it all or be sure I know all the perks … Thanks and thanks for all the info

  81. Have had the US Air Premier/AA Aviator MC since March 2015. If I closed it, would I need to wait two years from now to get AA miles bonus again from a DIFFERENT AA card like AA Executive Card? All my other AA cards have been closed for two years.

  82. I’m curious if you’ve had much success booking multiple Lufthansa First Awards on the same flight, same date. I am willing to book up to just a few days in advance.

    From expert flyer, it looks like there are 6 award seats available on my route from FRA-JFK (out of 8) but when I try to book more than one on Aeroplan or United, it shows no availability. Do you think if I book one via each website that would work? Or perhaps book one at a time on the same website? What have you done in the past? I’m worried that once I book one, the saver award will disappear from both and I’ll be left with just one ticket. I need to book two tickets in First (one for me, one for my wife).


    • I don’t have personal experience with this, but I might suggest calling United or Air Canada directly to book.

      Just have the flight information ready to give to the representative. Because if there are indeed 2 seats award seats available and there’s no way to book them online, you can always ask for them to waive the phone booking fee.

  83. Will you be updating this post which is 3+ years old? or are you not managing your blog anymore?

  84. Hi there … I’m new to this and trying to figure out how to best use about 280k worth of Hilton Points. My wife and I stacked up on those cards due to very low or no AFs. With that we are tapped out on the Chase Rewards cards and not eligible for the new new Chase due to 5/24 rule. Do you have any suggestions on what we should start working on next if we only use JETBLUE out of SWF (small airport in upstate NY, we could use anything really out of JFK, EWR or LGA(used those signup bonuses already from JetBlue) and have a small family; 2 children under 4 YoA. Our family size and ages is the reason we use the small local airport out of NEWBURGH SWF and fly JetBlue.

    We figure we can go to Aruba and stay in their new hotel using our Hilton points, however, thought someone must know a better way to plan a trip to a nice beach with our young children. We figured with Hilton… Aruba has to be our best bet and closest to NY… any differing ideas?

  85. Hi,

    I had made a hotel reservation using the sapphire reserve which was latter cancelled. But the $300/year travel credit was already applied and Chase would not reverse it. Sent them a secure message and this is the response I got.

    Once your travel credit has posted to the account, it will
    not be reversed. We understand your initial travel was
    cancelled and a merchant credit applied. However, we are
    not able to reverse the travel credits that have already
    applied. Therefore, you will not get an additional $115
    in travel credits. You total travel credit per a year is
    up to $300.

    Do you have any insights on this? I will speak to their supervisors though.

  86. Planning some UAL Mileage Plus open jaws based on your notes on how to get more for less. Question: Choice Hotels just ended one of their Stay 2X, Earn *K points promotions. Do you have any notion on what months they usually offer this annually? Thanks Great Job…

  87. Hey,

    I’ve been in the game for years and read multiple blogs and hadn’t heard about this AMEX rule until today. Since I got approved for two credit cards in the last 90 days, they wouldn’t give me a third this month when I tried to get a third one.

    Just a head’s up in case it’s useful and you hadn’t heard. You’ve got the best blog! Read it all the time.



  88. Need some help getting to the British Virgin Islands! Our trip plan is to spend a couple days in Puerto Rico then head over to BVI for 5 days. We are going to fly Southwest using our Chase Ultimate points to San Juan and spend a couple days there, but I’m having trouble finding a way to use points/miles to get to BVI. What would you recommend? I have available Chase Ultimate points, Aadvantage miles, Marriott points, and Starwood points.

  89. Darius, I just made a huge mistake by applying for the Citi/AAdvantage Business Select card from you Hot Deals page. Your site list the deal as 30,000 bonus miles after you charge $1,000 in the first 3 months. I clicked on that and applied for it, but I’m now seeing that the link actually takes you to a card that offers 50,000 bonus miles for $3,000 in the first 3 months. Obviously it is my fault for not double checking the parameters on the Citi card website but I ended up applying for it based on the info I got from your site of $1,000 for the first 3 months . I’m not sure if I’m going to be able to take it back if they do accept it, I’m in the process of trying to contact them to reverse the application because I’m not going to be able to charge both $3,000 on the new Barclays card that I just received and another $3,000 on the CitiCard in the next 3 months. Hopefully I can reverse this, but I wanted to let you know so that you can correct the information on your hot deals page so that others won’t make the same mistake. And if you do make any commission off of my going through your hot deals page link, it’d be great if you could kick it back my way if I do get stuck with having to charge $6,000 on credit cards in the next 3 months! Lol!

    • Citi recently increased the sign-up bonus offers on the American Airlines cards. I’d recommend contacting Citi to see if you applied under the terms of the old offer. Also, we don’t earn a commission on that offer.

      Good luck and let me know how it turns out!

  90. Darius,Emily
    Can I use my united miles from somebody in Europe for intra travel,
    Thank you and have a good weekend. She lives in Europe and is a Citizen.

  91. I am planning a trip using miles to Germany this coming fall 2017 leaving Denver would like to find a business seat on Lufthansa since this would be a direct flight, I started looking on united but there don’t seem to be any saver awards with Lufthansa, and no other convenient choices. when would you recommend I should start looking. thanks

  92. I was wondering if anyone else is having trouble getting their points and activities credited for the IHG Accelerate program. Both my husband and I had to contact IHG to get credit for paying for stays with an IHG credit card. I think it’s odd that it happened to both of us.

  93. TSA and Atlanta,

    I travel thru ATL several times a year from overseas. The TSA precheck line is never open when entering from outside the country. I have Global Entry and get TSA precheck slip everytime after exiting Immigration and Customs.

    Also I get a fairly thorough hand patdown everytime in ATL after lighting up sensors at Security. Most of the time, they ask me if Iwant to go to another room for privacy. But I ask them to proceed so I can make my connections. Ihave a knee replacement and metal screws in both shoulders. But at other airports this usually results in a quick wand inspection. but not in ATL>

    Are these experiences unique to me in ATL or is something chararcteristic of ATL? Anything that Ican do to quicken my progress thru ATL?

  94. I am fuzzy around MS….want to get points using Amex card. Property taxes over 3K. Are money orders good? What about gift cards. Can I turn them back into cash. One company wants to charge $81 and will give me about $55 in points. Is there a way to do this for less than $55? Just learning about MS.

  95. Hi Darius,
    Is open-jaw booking still available on I tried to book LAX-SGN-BKK-LAX-BOS trip. but they charge 12500 miles for LAX-BOS segment. Any trick for booking this trip. Please let me know. Thanks

  96. Sharlene Johnson

    I want to take a one week trip to Ireland with my 20 year old son in March 2018. I got the American Airlines Citi Advantage Platinum Select card with 50,000 miles if spending $3,000 in 3 months. I still need to get more points to travel free (Milesaver) in March and also would like to get free hotel.. I will be traveling from Tampa, Florida.

    What other credit cards do you suggest I get?

    Thanks for all that you do!

  97. Hi Daraius,

    I enjoy your site and have gotten credit cards from it, via click-through.
    A question: how is the following done??? I heard that someone always uses the best airport lounges when traveling by buying a SEPARATE refundable first class ticket, and showing that to the gate-keeper at the airport lounge?
    How would this work if he was already ticketed? And how could it be done electronically so that a smart phone could buy, and then cancel, the extra ticket, as needed?
    You must have heard about this, it is very intriguing. thanks for your insights.

  98. Will this work? To date, i have more than 75k SPG points which is equivalent to 225k marriott points. I will need an additional 45k marriott points in order to redeem for the 7 nights and 120k sw points which will qualify me for the companion pass. I also have 50k sw points atm. SW and marriott are transfer partners. can i transfer my southwest points to marriott to get to the required 270k points, then transfer the points to SW in 2017 to get the companion pass? Will this work? Please advise. thanks

  99. I have the CSR card and have already received my $300 travel credit for the year. This week I booked a hotel stay for 2017 and was credit another $300 travel credit.

    Does Chase base the credit on the booking or the stay date? If its based on the booking, did i receive $600 in travel credit for the year?

    Thank you

    • The $300 travel credit works on a calendar year and is based on the date of your charge not when you plan to stay (or fly). It’s possible your current credit card statement close date is in 2017, so the credit was applied to a recent purchase.

  100. May I ask two questions? I used BA miles to book an Aer Lingus RT business class flight in early August BOS to DUB to EDI and return EDI to DUB to BOS. The BA phone rep charged me 84,000 BA miles and $356. Is this a good deal? Some of your blog stories imply I should have been charged a lot less. I realize it is a popular time of year.

    Also, I am getting ready to apply for a Sapphire Preferred. Your site lists the sign up as 50k. Have you seen it go higher and is there a particular month to expect it to go higher? I can wait so would like to be smart about it. Thanks so much for your help and for your entire website. Wonderful!!

    • Hi CB,

      Thank you for your kind words!

      That price sounds correct for BOS-DUB-EDI round-trip using British Airways Avios points on Aer Lingus. British Airways prices awards segment-by-segment, so BOS-DUB round-trip in Business Class costs 75,000 British Airways Avios points (3X the coach price!) and DUB-EDI-DUB costs 9,000 British Airways Avios points in coach.

      Note: The pricing for Aer Lingus flights recently changed – I’ll have a post on it soon!

      With respect to the Chase Sapphire Preferred, 50,000 Chase Ultimate Rewards points is the highest sign-up bonus that’s ever been publicly available on the card: