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I love answering questions from my readers and want you to travel for less!

Please leave a comment below with any requests, travel anecdotes, or topics which you’d like me to cover on the blog.

Or tweet me @MilMileSecrets for a quicker response!

I’d be delighted to make your travel dreams a reality!

Daraius Dubash and Emily Jablon have earned and redeemed millions of airline miles and hotel points – most of which they acquired for free and without flying in airplanes or staying in hotels.

Daraius Dubash - Million Miles Secrets

At Restaurant Sant Pau Near Barcelona, Spain.  Daraius & Emily Used Miles to Travel for Free on Swiss Air to Europe

Million Mile Secrets shows time-starved folks how, they too, can acquire airline miles and hotel points, and travel very comfortably to see the world, for a fraction of what they would otherwise pay for such travels.

They believe everyone can use airline and hotel loyalty points to travel for free – whether it is a trip in First Class to Thailand or a family visit to grandma in Florida.

By reading Million Mile Secrets you will learn their secrets to fly for much less,  stay in wonderful hotels for much less, and rent cars for much less than retail price.

They have visited over 30 countries in 6 out of 7 continents, and have flown on International First Class (where tickets costs about $20,000 per ticket) to Europe, Asia, and the US, many times for virtually no money.  They use their expertise and specialized tools to help their blog readers and their families travel and experience the world like they never thought possible.

Emily in Lake Como, Italy

Emily Used her Miles to Visit Lake Como, Italy


As a former Certified Public Accountant (CPA), Daraius roamed the world, as an auditor for a Fortune 500 company, to ensure that rules, regulations, and policies were enforced.  He also prepared many tax returns as a volunteer with the AARP.

Daraius now uses his ability to interpret complicated airline rules and marketing promotions – honed from mastering complex accounting rules – to make the most of airline, hotel, and rental car promotions.

But Daraius believes using your miles and points to travel shouldn’t require a degree in Accounting!  That’s why they started Million Mile Secrets.  They present the information in a helpful way that anyone can understand.

Emily was a Project Manager for General Dynamics (a Fortune 100 Company) and completed her MBA in 2014. She has worked in the Operations divisions of 2 publicly traded companies.

Busy people don’t have time to study the constantly changing deals, strategies, and requirements.  That’s why Million Mile Secrets only has the best offers and most relevant news, including their easy-to-follow analysis that has earned the trust of over 16,000 loyal readers.

Daraius has worked in the Finance, Auditing & Global Marketing divisions of Fortune 500 companies.  He has an MBA from the Kellogg School of Management and a Master’s in Engineering Management from the McCormick School of Engineering at Northwestern University.

News outlets such as The New York Times, CNN, and Business Insider call upon Daraius and Emily for their expertise at Big Travel with Small Money.

You Dont Have To Pay To Upgrade To An Overwater Bungalow In Bora Bora

Miles and Points Can Get you an Overwater Villa at the InterContinental Thalasso Bora Bora

In his spare time, Daraius loves to plan his future travels and plot how to increase their stash of miles and points (currently over 3 million).  He loves listening to classical music, reading non-fiction (history and biography), eating good ethnic food, and taking long walks.

Emily loves to Latin dance, listen to music, spend time with friends, and help plan future trips.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

6,523 responses to “Contact

  1. Hi Darius, Can I use my two nigh Hilton Certificate at Rome Cavalieri Waldorf Astoria

  2. Hi, Darius,

    After reading Flyertalk forum how people get airline credit, $100, I purchased gift cards after AF was posted in my account. After the credit was posted in my account, I called and closed the account. The customer support promised to close account and waive or credit AF so there won’t be a balance carried over. However, After two months, no credit is posted and I keep being charged for late fee and interest charges.

    I was out of the U.S. for the past 7 months and just came back. I called today trying to figure out what happened. Then the customer service said I had transaction after AF was posted, which was the one for airline credit, $100, so he said I need to pay for AF since I used the card regardless if it is closed now or not.

    If I refuse to pay for it, does that mean I will be reported to the credit agency which will impact my credit score? Do you have any good suggestion how I can handle this by closing the account without paying AF/late fee/interest charge?

    Thanks for any feedback.

  3. I just received an offer from American Airlines for a faster way to reach award status. Gold only needs 6k miles, 12k for Platinum and 30k for Executive Platinum. It’s says Elite miles or points count towards the goal. Is it worth trying and if so, what’s the best way to achieve those miles/points?


  4. Hi Darius, I’ve been reading your blog and others on the internet, but with all the recent changes, I’m a bit confused. I’m trying to figure out how to make car and rent payments using my credit card. I never tried the Bluebird method, and it seems to be shut down now. Is there still a way to make those types of payments using CCs? Thank you! Natasha

  5. Sandeep Raje

    I tried using the link provided by Slickdeals:…ards-gold/ in an incognito window.
    However, that link is no more valid.

    Then in the incognito window I googled for “American Express Premier Rewards Gold”. From the search results, I clicked on the link that was from Amex. In first attempt itself, I saw the 50K offer. Applied for it and got approved. This was on 8/30 around 3:00 PM.

    I don’t know exactly what I will do with the 50K points — this is my first time ever collecting Amex reward points. One option is transferring to Hawaiian miles that will get take my Hawaiian miles to over 100K . Is 50K Hawaiian miles a better value than $500 in travel expenses? Can Hawaiian miles be useful in booking an India ticket? I live in Chicago by the way.

  6. Agrim Jindal

    Hi Daraius,
    I guess I have developed a love for your work and articles- spending an hour everyday religiously reading your website. Thanks for all the info!

    I had 2 questions; 1st-I recently read on your website that one can fly business class on United to India for 60,000 miles. Is that a typo?

    2nd- I am planning a trip to New Delhi, India. I have 50K amex reward points and 60K United miles. Whats the best way to use them on my trip to India?

  7. Hi Daraius,
    Does Starwood’s 5th night free benefit apply when booking award stays at Caesar’s Entertainment Group hotels like Planet Hollywood in Las Vegas?

  8. Hi Daraius,
    We’re spending a month in Costa Rica over the holidays and are looking at a hefty rental car bill. We’re going with a local company so we won’t be able to use UR or Amex points to cover it. I was thinking about applying for a couple travel reimbursement credit cards with decent bonuses like the Barclays Arrival (already have). Do you have any suggestions?

  9. Hi Daraius,

    I am traveling oversea very soon and during my research, I found out that many of the countries I am visiting do not take credit card, but take bank debit card. Since I can’t get points for my bank debit card, I would love to use Gift card with pin. However, most gift cards with pin either is not available for purchase internationally, or has 3% foreign transaction fee. Is there a gift card with pin that has no foreign transaction fee and is available to be used internationally?

    Thank you in advance! I am looking forward to your expert advice!

  10. Hi Daraius,

    I would love to be considered for your interview series. I write about frugality and travel at

    Looking forward to hearing from you!

  11. In your blog you indicate 136,000 points. I get the 30K plus 30K concept (personal and spouse) along with the 6K for the minimum spend in 3 months (Total 66K in points) but where does the 68K extra points come from? You do not explain how someone gets those miles without spending $68K in credit card charges.

    Please advise. Thanks

  12. Wow, I just wanted to thank you for providing so much invaluable information on your website. I stumbled onto your website about 6 months ago and have been hooked ever since. So, far between myself and my wife we have a total of 8 credit cards and have already accumulated over 400,000 points/miles and are just getting started. We will probably not travel any more because of this but will definitely travel for much less than what we do now.

  13. Darius,

    Truly love your website and the way that it’s laid out is very easy to navigate. Finding out about your website has changed my life and the way my wife and I travel. You’ve definitely opened my eyes to a cool new hobby and will save us thousands of dollars a year in the process.

  14. Hi Darius,
    Your site has helped me a lot understanding and keeping up with which cards to open. However, something I haven’t found much of – once you achieve the minimum spending and collect the bonus, do you continue to manufacture spending on the cards to continue to collect points? Or do you just put the card to the side and close it 6 to 9 months later?
    If you continue to manufacture spending on them, do you have an updated site on the latest ways to do so? seems like most of the convenient options have shut down?
    Thank you in advance for your help!
    Thanks to your trip and blog, I have been able to book Bora Bora using points. :)

  15. Hi Darius,
    We planning a trip to Europe departing 8/3/16 to LHR (London) and returning 8/19 from Rome (FCR) 8/19/2016. I planned ahead to book as soon as flights available. Now I find I can book departing flights to LHR but too soon to book returning flights. Don’t want to miss out on saver seats and have 5 passengers and have 350k+ miles on United. What do you suggest? Is there someone we can hire to assist us with the booking and travel plans in your firm or you can recommend. We know pretty much where we want to go.
    Thank you!

  16. Darius,

    How do I use my mileag plus miles to fly to India on Business for only 60,000 in January? Shalin

  17. @Judy – If you’ll only need ~145 miles to get Gold status, I say go for it!

    You can earn American Airlines elite qualifying miles for spending a LOT of money on certain cards. But you may be better off checking Google Flights for a short cheap flight:

    @Steve – Folks are typically able to earn the bonus again on Citi cards if it has been ~18 to ~24 months since they were last approved.

    See my post this for more details:

    @MSB – Glad you’re enjoying the Southwest Companion Pass! It’s a fantastic deal!

    You can cancel your cards and apply for the new cards when you’re ready. Only the Chase Southwest Premier (Business) card has a 50,000 point sign-up right now.

    You can find the link to that card here:

    There are currently 3 versions of the Chase Southwest card and they are all considered different products. So you should be able to sign-up for 2 you haven’t had before.

    But keep in mind there’s no guarantee you’ll be approved for the new cards. Chase has recently become more strict about its card approvals, so you should be prepared to answer questions about why you cancelled and apply for 2 new cards.

    For example, did you like the other card because it had a lower annual fee or because it had a better annual bonus?

    Good luck!

    @Ellen Surburg – That sounds like a really fun family trip!

    To win the giveaways you have to comment at the bottom of the giveaway post. We give away a new prize each Saturday.

    @christiano ronaldo – If you have enough points, you could transfer the Chase Ultimate Rewards points to United Airlines or British Airways for the flight to Paris:

    Then use the Barclay Arrival miles towards $100+ purchases on rental cars, hotels, train tickets, etc.

    But be sure you can find a flight that works for you BEFORE you transfer. Because there’s no way to get the points back into your Chase Ultimate Rewards account.

    Check out my award booking guides for tips on how to book your award flights:

    And be sure to read my Beginner’s Guide:

    @RJ – Thanks for letting me know! The post has been updated.

    @Frank – Check out my post on this:

    @Joe – You’ve come the right place! Miles and points can save you lots of money on travel!

    I suggest starting with my Beginner’s Guide for an overview and step-by-step guide to getting started:

    Then let me know if there’s anything else I can help with!

    @Janice – The Hot Deals page has all my latest card recommendations. You might be interested in a card that earns bank points:

    Or a card that earns hotel points:

    Be sure to read my Beginner’s Guide for tips on getting started with miles and points:

    @Jim – You can buy Visa or MasterCard gift cards from office supply stores when they offer a rebate or instant savings to cover the ~$7 activation fee:

    And when you pay with certain cards, you can earn 5% cash back at office supply stores. Like this, now expired, deal:

    But off the top of my head, I can’t think of something you can do every day.

    @Jonathan – Thanks for reading! Happy we’ve helped you get Big Travel with Small Money!

    Maldives and Tahiti are wonderful honeymoon destinations and you can get there in First Class with your American Airlines miles.

    Etihad and Cathay Pacific both have an excellent First Class and are American Airlines partners. You’re getting started well in advance so you shouldn’t have trouble finding seats.

    See my American Airlines award booking guide for tips on how to use your miles:

    And if you feel like you could use more help, you may look into an award booking service:\

    Congratulations on your engagement! And I hope you find the perfect locations to getaway with your loved one!

    @Brian – Thanks for letting me know about this! I will look into it!

    @Couscous – Unfortunately, you have to be 18 years old to get approved for most major credit cards in the US.

    @Carla – The Chase Ink Plus earns 2X points at gas stations (combined with hotels) up to $50,000 per year. And the Chase Ink Cash earns 2X points (2% cash back) at gas stations (combined with restaurants) up to $25,000 per year.

    But they also earn 5X points at office supply stores (and cable, phone, & internet). This is on up to $50,000 per year on the Chase Ink Plus and up to $25,000 per year on Chase Ink Cash .

    Some office supply stores sell gas station gift cards.

    You can find the link to these cards and also check out the list of other Business cards I recommend on the Hot Deals page:

    @Shiv Patel – Thanks for sharing!

    @Kris – I wouldn’t upgrade because you can earn more points by completing a new application for the AMEX Delta Platinum card and earning the sign-up bonus.

    You can find the link the to the AMEX Delta Platinum card here:

    @Jessica Carr – You are limited to 1 sign-up bonus per person, per lifetime, for each AMEX personal card type.

    So as long as you haven’t had the AMEX Starwood personal card before, you qualify!

    You can find the link to this card here:

    @Ted – Hyatt stays paid with points are available as long as paid rooms are available.

    But with cash and points, how many rooms are available is up to each hotel. That said, I’ve had situations where there were no cash and points rooms available and then a few days later I was able to book.

    So keep checking!

    @josh mackles – Read this post:

    @Victor – Southwest has changed their award pricing and the cost of their award flights is now more unpredictable. So it’s hard to say how much value you could get out of those points.

    @Lea G – Thanks for chiming in!

    @Prabhat – You could use them in combination with Hyatt points for cash and points stays.

    Cash and points stays also count towards elite status.

    @tariq mehr – Check out my United Airlines award booking guide:

    And if you still want some help, you might try an award booking service:

  18. @John – I don’t have any current posts this topic, but thanks for the idea!

    In the meantime, check out this post by The Points Guy:

    @Kim – Unfortunately, no. You can’t link American Airlines and British Airways accounts together.

    However, you can use airline miles to book flights for friends and family. So if your husband wanted to take a Business Class trip to Europe, he could use his account to book a 1-way flight. And you could use your miles to book another 1-way flight for him:

    @Hugh – I don’t have experience with that card. So I can’t say whether or not it’s worthwhile. But thanks for the post idea! Check out the Hot Deals page for an updated list of all my favorite cards:

    @Mco – It depends on many factors. I can’t say for sure what the bank would decide.

    @Nata – Sometimes there are several different offers for the same card. That’s why we work to make sure we always tell you about the best deals!

    The link on the Hot Deals page for the Citi American Airlines Business card is up to date:

  19. @toran – Yes, you can! Check out this trip report with details on our stay there:

    And for future reference here’s a list of hotels that are excluded from the Hilton weekend night certificates:

    @Lydia – Sorry to hear this happened! The best thing to do is go ahead and pay the bill and continue trying to sort it out with the bank, because otherwise it will show up on your credit report.

    Try calling and asking to speak with a supervisor. Good luck!

    @Chris – It’s a great offer, if you already have a lot of paid American Airlines flights planned or can find some cheap flights.

    While I haven’t seen your specific offer, it’s likely the only way to earn status with this promotion is by flying American Airlines.

    Check out the benefits of American Airlines elite status to decide if it’s worth it:

    @Natasha – You should be able to use prepaid AMEX cards like Bluebird, Serve, and the Target Prepaid REDcard to pay your bills:

    @Sandeep Raje – Great! Unfortunately, Hawaiian Airlines miles are NOT a good option if you’re looking to take an award flight to India.

    Air Canada and SAS are 2 AMEX Membership Rewards airline partners that can get you to India.

    I hope to have a post on this topic at some point.

    Also, read my posts on all the ways to get to India:

    @Agrim Jindal – Thanks for reading! You can currently fly from the US to India in Business class for 70,000 United Airlines miles each way.

    See my post on all the ways to get to India with United Airlines miles:

    If you need more help with booking your flight, you might consider using an award booking service:

    @Wayne – I don’t have experience booking these awards, but it doesn’t look like you’ll get the 5th night free.

    @Kim – See the Hot Deals page for all my latest card recommendations:

    Also check out my rental car series for tips on how to save:

    Enjoy your time in Costa Rica!

    @Sherri – I like to use my Charles Schwab debit card overseas, because there are no ATM fees. So I can get cash from any ATM when I need it:

    I wouldn’t recommend carrying around gift cards. Because if they are lost or stolen, it could be tough to get your money back. Plus, most of them do not work overseas.

    @Jen Ward – Great! Emily will be in touch!

    @Rob – You get that total by each signing-up for the AMEX Starwood personal AND small business cards and completing the minimum spending.

    @Scott Swinson – You’re welcome! If you haven’t already, be sure to read my Beginner’s Guide:

    And let me know if you have any questions!

  20. I have a flight booked with points on United in December. The annual fee for my United card has arrived. Should I keep my United card until after the trip? Or can I cancel it now in order to not have to pay the annual fee?

  21. Hi, I am new to earning miles and had a issue I am trying to resolve. It has been almost a year now since I have signed up for certain cards and have been attempting to earn miles. The year is now up and the credit card companies are sending me statements for annual fees. I have tried to cancel the cards but they are telling me that I will lose any points I have earned, so I asked to be downgraded to a different card without an annual fee so that I would not lose my points I have earned, and the reply was “we dont have any available for you right now”. So I tried to transfer some of the points earned (for wxample from chase sapphire to british airways) since they both use avios and the reply was “we cannot transfer points”. What do you suggest I do??

  22. the link to the 60,000 bonus Citi ThankYou Points does not work it comes up this page A system error has caused a delay in processing your application. Please try again later.

  23. Hello Darius,

    I currently have a Citi® Platinum Select® AAdvantage® World MasterCard® with the annual due, but do not intend to keep this card……… Which would be the best Citibank CC to replace it with, where my Citi® Platinum Select® AAdvantage® World MasterCard®’s credit line could get transferred to?


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