Disclosure: We get a commission for links on the blog. You don’t have to use our links, but we’re very grateful when you do. American Express and Citi are Million Mile Secrets advertising partners. Here’s our Advertiser Disclosure.

I love answering questions from my readers and want you to travel for less!

Please leave a comment below with any requests, travel anecdotes, or topics which you’d like me to cover on the blog.

Or tweet me @MilMileSecrets for a quicker response!

I’d be delighted to make your travel dreams a reality!

Daraius Dubash and Emily Jablon have earned and redeemed millions of airline miles and hotel points – most of which they acquired for free and without flying in airplanes or staying in hotels.

Daraius Dubash - Million Miles Secrets

At Restaurant Sant Pau Near Barcelona, Spain.  Daraius & Emily Used Miles to Travel for Free on Swiss Air to Europe

Million Mile Secrets shows time-starved folks how, they too, can acquire airline miles and hotel points, and travel very comfortably to see the world, for a fraction of what they would otherwise pay for such travels.

They believe everyone can use airline and hotel loyalty points to travel for free – whether it is a trip in First Class to Thailand or a family visit to grandma in Florida.

By reading Million Mile Secrets you will learn their secrets to fly for much less,  stay in wonderful hotels for much less, and rent cars for much less than retail price.

They have visited over 30 countries in 6 out of 7 continents, and have flown on International First Class (where tickets costs about $20,000 per ticket) to Europe, Asia, and the US, many times for virtually no money.  They use their expertise and specialized tools to help their blog readers and their families travel and experience the world like they never thought possible.

Emily in Lake Como, Italy

Emily Used her Miles to Visit Lake Como, Italy


As a former Certified Public Accountant (CPA), Daraius roamed the world, as an auditor for a Fortune 500 company, to ensure that rules, regulations, and policies were enforced.  He also prepared many tax returns as a volunteer with the AARP.

Daraius now uses his ability to interpret complicated airline rules and marketing promotions – honed from mastering complex accounting rules – to make the most of airline, hotel, and rental car promotions.

But Daraius believes using your miles and points to travel shouldn’t require a degree in Accounting!  That’s why they started Million Mile Secrets.  They present the information in a helpful way that anyone can understand.

Emily was a Project Manager for General Dynamics (a Fortune 100 Company) and completed her MBA in 2014. She has worked in the Operations divisions of 2 publicly traded companies.

Busy people don’t have time to study the constantly changing deals, strategies, and requirements.  That’s why Million Mile Secrets only has the best offers and most relevant news, including their easy-to-follow analysis that has earned the trust of over 16,000 loyal readers.

Daraius has worked in the Finance, Auditing & Global Marketing divisions of Fortune 500 companies.  He has an MBA from the Kellogg School of Management and a Master’s in Engineering Management from the McCormick School of Engineering at Northwestern University.

News outlets such as The New York Times, CNN, and Business Insider call upon Daraius and Emily for their expertise at Big Travel with Small Money.

You Dont Have To Pay To Upgrade To An Overwater Bungalow In Bora Bora

Miles and Points Can Get you an Overwater Villa at the InterContinental Thalasso Bora Bora

In his spare time, Daraius loves to plan his future travels and plot how to increase their stash of miles and points (currently over 3 million).  He loves listening to classical music, reading non-fiction (history and biography), eating good ethnic food, and taking long walks.

Emily loves to Latin dance, listen to music, spend time with friends, and help plan future trips.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

5,924 responses to “Contact

  1. Hi Zack,

    I just did a quick write up of Marriott 4 & 5 properties to get great redemptions at with the MRP visa. Would love to contribute for the blog. Check it out here


  2. @Damieon – You could transfer your Chase Ultimate Rewards points to Virgin Atlantic and then to Hilton. Virgin Atlantic points transfer to Hilton at a 2:3 ratio:

    But you might prefer these other ways to earn Hilton points:

    Hyatt is also Chase Ultimate Rewards transfer partner. So you could use your Chase Ultimate Rewards points to stay at the Park Hyatt Maldives, which is also an excellent hotel:

    @Zack – I don’t think this would work because you need to enter your Social Security number when you sign-up for a new account. An easier solution may be to have a close friend or family sign-up for an AMEX Serve, Bluebird, or Target Prepaid REDcard that you could use:

    Or you could buy gift cards that you know you’ll use for your remodel, such as Lowe’s and Home Depot.

    @Monica – Thanks for letting me know.

    @Anthony – Thanks for sharing your post!

  3. What airlines out there that operate like Southwest, meaning YOU GET to pick the date/time AND just apply the miles to fly for FREE? …whereas other airlines you have to SEARCH for when FREE seats are available to apply your miles for a free airfare…

    Thank you,


  4. hi Daraius,

    What is your plan of action and /or process that you do when you looked for award flights that involves using ITA?

    Thank you,


  5. Daraius,
    We applied for a Chase British Airline card almost three weeks ago. I continually check our chase web page to see if it has been issued and look everyday in the mail for a denial, but nothing seems to be happening. Is there a phone number we could call?
    This card is my wife’s name I received one about the middle of April and was approved over the phone after moving some credit limits around and within two weeks received the card.
    We have the credit and even if that is a problem she too can move some credit around.
    Any suggestions?

  6. Hi Daraius,

    What is American Airlines miles normally value at? I am trying to determine if it’s worth it to spend $100 more to earn 2500 AA miles.

    Thank you for your help.


  7. hi Daraius,

    If I fly American Airline’s partner airline, then MUST I become a member of that partner airline too and need to sign up with them?

    Thank you for answering.


  8. Hey Daraius!

    I was curious about points earned when overseas. Do the 3x and 2x categories still count? Also like the chase freedom 5x categories as well? I know certain ones like AMEX specifically say US gas or US supermarkets but was wondering about the other ones.


  9. @TB –

    1. I believe you’re referring to Southwest’s policy that if a seat is available you can book it with your points. JetBlue has a similar policy. Other airlines allow you to book seats but they may charge a lot more miles based on demand.

    2. Check out my post with steps on how to find flights using ITA to book paid flights. When booking award flights it’s a great tool for finding different routing options. You can take that information and then search for award seats on specific flights on the airline website.

    3. ~1.7 cents per mile. You can currently buy 3,000 American Airlines miles for ~$89:

    But I would only recommend buying miles if you just need a few thousand points to book an award. That’s because there are so many easy ways to earn lots of American Airlines miles:

    4. No, you don’t need an account.

    @Ed – They may just need more information from you. You can call Chase to check on the status of your application at 800-432-3117.

    @Adam – It depends on the card, like you said some cards, like the AMEX Simply Cash and AMEX Premier Rewards Gold, specify bonus categories are only for purchases within the US. Cards such as the Chase Sapphire Preferred WILL give you 2X points and even 3X Chase Ultimate Rewards points at restaurants on 1st Fridays of the month, even while overseas. You can find these cards here: Also, watch out for cards that have foreign transaction fees, because the fees can cost you more than the points are worth!

  10. What cc gives me the best points back value for use at Target Grocery & Kroger?
    American Ex Hilton gives 6% back in pts. but is that the best value?? What are a couple of good options?

  11. Thanks for being awesome!
    Do you have any articles on Thank you points? I have both Thank You Premier and Prestige. Prestige has a better redemption value for AA flights. I’m curious if there is a system to use all Thank You Points at the most efficient level? (Similar to using Freedom UR Points with an Ink/Sapphire account in order to be able to transfer them to United rather than for cash rewards)

    Looking forward to more great posts!

  12. hi Daraius,

    When was the last time Chase offer a bonus if you apply for its Chase Sapphire Preferred cc? What was the amount? It’s 40K right now on

    Thank you,


  13. Hi Daraius,

    I love reading your blog and appreciate all of your help and advice!

    I had two quick questions for you:

    1) Per your advice, in March I was approved for the US Airways Barclays card. I’ve read a lot about longtime users getting their annual fees waived but the couple of reps I spoke with were very adamant that the INITIAL $89 fee could not be waived because that is the only way to get the 50,000 miles. Has this been consistent with what you’ve heard?

    2) I also have the Arrival + Barclays world MasterCard. My annual fee for this card was waived for the first year. For the second year, I’ve heard that your annual fee will likely not be waived unless you’ve spent a lot of money on the card. Is this generlaly true? I have had no luck getting the annual fee waived and heard that the best way to pay it might just be to use the miles since this fee counts as a travel credit.

    Thanks for your help!


  14. hi Daraius,

    How flexible is IHG’s refund policy with points? Last minute cancellations? Fees to pay to have points redeposited into account?

    Also, if my nephew wants to use his points to book a room for me/fiance, is that possible to do online so that when I check in, the process is seamless or must he called?

    Thank you for answering.


  15. Gerald Hirsch

    I can’t find it now, but I saw an announcement re your contest that will award miles(?) for the best comment on building miles. Here’s mine: To keep track of where I am with multiple rewards cards I attach an adhesive label to individual cards with useful info: example: “double restaurant miles”, $950 balance by 5/10 for 50K reward miles, “1.5% cash bonus”, etc.

    Love your site.

  16. Hi Daraius,

    You stated that when applying for multiple cards to apply on the same day and from different banks. What about if you have two cards on the same day but from the SAME banks? How does this affect your credit score? What are the chances of me getting those two cc (both from same bank) from that bank when I already have a card with them already? So that will be total of three cards from same bank.

    Thank you for answering.


  17. Hello. I have four children that have not traveled in almost 18 months and their American Airlines miles are in jeopardy of expiring. Will subscribing to a magazine for each child’s account prevent them from losing their miles? Thank you!

  18. As always your information is correct and the Chase British Airline is being issued.
    Another question, I booked First/Business Class ticket from Barcelona to London using American Airline miles, but booked on British Airlines. This was awarded probably 6 months ago. I have a confirmation, but no seat assignment, is this typical of British Airlines or should I follow up somewhere?
    As always thanks.
    When are you going to be in you old stomping grounds of Evanston/Chicagoland?
    We live about two miles from the Evanston/Northwestern Campus.
    I (we) would love to meet you and hear you talk – please keep us posted of your speaking engagements.

  19. @Charles – Groceries purchased from Target are NOT typically categorized as a grocery purchase. For purchases at Kroger, check out my post on the best grocery cards:

    @Aaron – You’re welcome! I have lots of posts on Citi ThankYou points. Here’s a few that might interest you:

    @TB –

    1. 40,000 Chase Ultimate Rewards points is the typical sign-up bonus for the Chase Sapphire Preferred card, You can find that offer here:

    2. You can usually cancel up to 24 hours before check-in for a full refund. But you should read the cancellation policy carefully before you book!

    Check out my post on booking hotel rooms for others:

    3. It really depends on the bank. See my post on how many cards you should apply for and why it matters:

    @Thomas –

    1. Some offers of the US Airways card waived the annual fee for the 1st year and some did not. If this wasn’t included in the offer when you signed-up then, unfortunately, Barclays is unlikely to waive the fee for you.

    2. Check out Flyertalk to see what other folks have been offered:

    @Gerald – Thanks that’s a great tip! You must’ve seen an old giveaway that’s already ended. We have a new giveaway every Saturday.

  20. hi Daraius,

    You mentioned that in order to get the SW Companion pass, we should FIRST apply for the personal, THEN the business, both offer by Chase. Why is it important to apply for the personal first, business 2nd, but NOT the reverse?

    Thank you for responding.


  21. Hi there – I just received the Southwest Companion Pass and plan to use it a lot in the next year and a half. However, there are 3 of us in the family (me, wife, child). I’d like to maximize the CP advantage. Would you recommend using points for just 2 people per trip (using companion pass) and paying cash for the 3rd? Or using points for all 3 of us? Obviously option #1 is more $ in the short term but possible more savings in the long term as we could then take more trips with the points. Thx for your advice!


    I want to enter your drawing for miles. But I can’t find how to leave the comment! Help! I’m going to Hawaii!!

  23. Can I use Ultimate Rewards to book a hotel room for a friend? And I LOVE your blog. I have used it so much! We’re going to Hawaii for two weeks and taking another family of 4 with us using the points we’ve collected over the past year. We’re all SO excited! Of all the blogs I look at, I think yours is the easiest to understand. Thank you!

  24. Hello, this is Dennys from Venezuela. I’m talking to you because I saw you had a contest to win 20,000 miles to use with American Airlines while I was googling miles giveaways, because in my country it is really difficult to even buy airplane tickets nowadays, the situation (I don’t know if you’ve heard) is trickier every time. Last year I applied to a Canadian university, (York University in Toronto) hoping to get admitted on an amazing Kinesiology program. I got admitted and I’m right now struggling to prepare everything to go but it’s SO DIFFICULT so far to find the ticket. Our currency is worth nothing and airlines are not accepting it to pay. Getting dollars from the black market is impossible.

    I need 17,500 miles to accomplish my dream of studying in Canada next September. I really wish you could help me out with this. I know the contest is closed, but if you can’t consider me then could you please send me any tips to find miles? Anything is big help to me.

    Thank you so much.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Notify me of followup comments via e-mail. You can also subscribe without commenting.