Disclosure: We get a commission for links on the blog. You don’t have to use our links, but we’re very grateful when you do. American Express, Chase, and Citi are Million Mile Secrets advertising partners. Here’s our Advertiser Disclosure.

I love answering questions from my readers and want you to travel for less!

Please leave a comment below with any requests, travel anecdotes, or topics which you’d like me to cover on the blog.

Or tweet me @MilMileSecrets for a quicker response!

I’d be delighted to make your travel dreams a reality!

Daraius Dubash and Emily Jablon have earned and redeemed millions of airline miles and hotel points – most of which they acquired for free and without flying in airplanes or staying in hotels.

Daraius Dubash - Million Miles Secrets

At Restaurant Sant Pau Near Barcelona, Spain.  Daraius & Emily Used Miles to Travel for Free on Swiss Air to Europe

Million Mile Secrets shows time-starved folks how, they too, can acquire airline miles and hotel points, and travel very comfortably to see the world, for a fraction of what they would otherwise pay for such travels.

They believe everyone can use airline and hotel loyalty points to travel for free – whether it is a trip in First Class to Thailand or a family visit to grandma in Florida.

By reading Million Mile Secrets you will learn their secrets to fly for much less,  stay in wonderful hotels for much less, and rent cars for much less than retail price.

They have visited over 30 countries in 6 out of 7 continents, and have flown on International First Class (where tickets costs about $20,000 per ticket) to Europe, Asia, and the US, many times for virtually no money.  They use their expertise and specialized tools to help their blog readers and their families travel and experience the world like they never thought possible.

Emily in Lake Como, Italy

Emily Used her Miles to Visit Lake Como, Italy


As a former Certified Public Accountant (CPA), Daraius roamed the world, as an auditor for a Fortune 500 company, to ensure that rules, regulations, and policies were enforced.  He also prepared many tax returns as a volunteer with the AARP.

Daraius now uses his ability to interpret complicated airline rules and marketing promotions – honed from mastering complex accounting rules – to make the most of airline, hotel, and rental car promotions.

But Daraius believes using your miles and points to travel shouldn’t require a degree in Accounting!  That’s why they started Million Mile Secrets.  They present the information in a helpful way that anyone can understand.

Emily was a Project Manager for General Dynamics (a Fortune 100 Company) and completed her MBA in 2014. She has worked in the Operations divisions of 2 publicly traded companies.

Busy people don’t have time to study the constantly changing deals, strategies, and requirements.  That’s why Million Mile Secrets only has the best offers and most relevant news, including their easy-to-follow analysis that has earned the trust of over 16,000 loyal readers.

Daraius has worked in the Finance, Auditing & Global Marketing divisions of Fortune 500 companies.  He has an MBA from the Kellogg School of Management and a Master’s in Engineering Management from the McCormick School of Engineering at Northwestern University.

News outlets such as The New York Times, CNN, and Business Insider call upon Daraius and Emily for their expertise at Big Travel with Small Money.

You Dont Have To Pay To Upgrade To An Overwater Bungalow In Bora Bora

Miles and Points Can Get you an Overwater Villa at the InterContinental Thalasso Bora Bora

In his spare time, Daraius loves to plan his future travels and plot how to increase their stash of miles and points (currently over 3 million).  He loves listening to classical music, reading non-fiction (history and biography), eating good ethnic food, and taking long walks.

Emily loves to Latin dance, listen to music, spend time with friends, and help plan future trips.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

6,115 responses to “Contact

  1. @Chris – If I could only pick 1, I would choose a program that has flexible points. That’s because you can redeem your points in a variety of ways – cash back, travel portal, airlines, hotels.

    Chase Ultimate Rewards is my favorite because Hyatt and United Airlines are valuable transfer partners:

    And there are lots of ways to earn Chase Ultimate Rewards points:

    But the best rewards program for you depends on your travel goals. See the Beginner’s Guide for details on how to get started:

    @Steven – That’s a tough question. Every situation’s different and there’s no telling what Chase will do at this point.

    I would probably call Chase and explain what happened was a mistake. But still there are no guarantees what their response may be.

    @W & J – Sorry to hear you’re having trouble booking flights for your family. I usually recommend folks book ~1 year out. Especially if you plan to travel around major holidays.

    However, you can still find award seats closer in, but you have to be more flexible with your travel dates and times. Airlines such as United Airlines have “Saver” rates versus more expensive rates. Most folks like to wait to book the cheaper Saver rate. My award booking guides will help you:

    Unfortunately, Southwest flights aren’t available through the Chase travel portal. Because Southwest doesn’t sell flights through 3rd-party sites. You might consider transferring Chase Ultimate Rewards points to Southwest to book an award flight on Southwest’s site.

    Or you can still use your Chase Ultimate Rewards points to book the flights on other airlines and pay cash for what the points don’t cover.

    Good luck!

    And check out my Beginner’s Guide for more tips!

    @Gerhard – It doesn’t hurt. Banks like to see you using their cards.

    @William Robbins – Great plan! You might as well book now, because you can always cancel later.

  2. Hi Daraius,

    please so nice and help me. I have BA Chase CC and I have 42k avios. I need to travel COS or DEN to VIE. BA are super tricky – when you want to book just one stop at lhr, all the let me get a discount is 15000 avious which equals $150 off (seriously, on a $4400 ticket value $150 seems like a middle finger shown to my face). so then I am trying to fly for kind of free DEN-ORD or DEN-DFW to make it cheaper BUT no normal class is available or when it was, the schedule was so off. It makes no sense booking partially with avios as the price is ridiculous. Please note we are talking me, an adult, and my 3 year old son. I really need to go and see my mom and I just can’t afford to pay $3600 and up for the tiny party of 2 of us. I am happy to fly one world and to avoid LHR but I can’t seem to figure out how. I already contacted them because there is just no way around for me to spend those points and get a nice discount but nothing really happened. I booked a flight for my friend and her two sons – so 1 adult, 1 5 year old and 1 lap baby – in March for E1200 total vie-lhr-den and back. I actually wanted to fly the same just the other way round den-lhr-vie and back but the lowest price was $3900! and this is when dollar and euro are almost 1:1. so BA told me that every country sets their own prices and I was like come on man you are all one company, why in the world would I have to pay triple to fly the same route and pay the same airport fees? no answer. Please please be so nice and help me. I am so heartbroken…if I can fly for a total of $2200 or $2400 I would be ecstatic, my $1890 total is kind of impossible in June and I know it (yes for both me and my 3 year old son). I appreciate your help in this – please advise me how to use all points in order to get a better discount etc. I want to use these points and cancel their card. I love BA but this is just killing me and is ridiculous…Thank you! Petra

  3. citi hilton visa signature (60000 bonus) is no longer available?

  4. Greetings Daraius, what is the time interval between closing a spg business amex and reopening for the bonus. My understanding is that amex spg personal card is a once-in-a-lifetime bonus opportunity. Thank you for the guidance.

  5. Hey Darius, I have a question regarding spouses as authorized users and their credit. I’m at the point where i’m about to cancel my first card i applied for and I put my wife as a user. Should I not be adding her as a user and canceling cards because it effects her credit? I ask this because she is also starting to apply for cards and when she applied for PRG and EDP and added me as a user they hit my credit as new cards and my score dropped about 10 points (i applied for Arrival and IHG the week before).

    Also for travel to hawaii it is rather expensive from ATL. If i got to LAX which airline would you go with assuming you had no miles and 6 months to get them?

  6. Hey Daraius,

    I just read your old post from 2011 about not applying for too many Chase cards unless they are high bonuses. Right now, I have the CSP (16K CL), Freedom (13K), and United Explorer (7K). My #1 priority right now is to get a CP for 2016/2017, so I plan to apply for two SW cards in early-October (nearly 5 months). My recent hard pulls are CSP (2014), Venture One (April), Barclay Arrival + (May), Explorer Mileage Plus (May), Alaska BOA (May). My creditkarma score was 780 before these recent apps. How can I maximize my chances of dual approval for the SW cards? Reduce my CL on my 3 Chase cards? Hold of on any more apps? Thanks!

  7. Sandeep Raje

    Update on my earlier post about getting a refund of a Citi Executive card annual fee as well as getting reimbursed for the Global Entry Pass when annual fee is just around the corner:
    1. My card was charged $100 for global entry on 4/26.
    2. I called for reimbursement. The rep said that the reimbursement will post automatically in 1 or 2 billing cycles. (They don’t credit immediately)
    3. The rep said that annual fee will be charged either on my May 21 statement or June 21 statement. She could not be certain which one.
    4. If I cancel the card before $100 refund posts, I will not get the refund of $100.
    5. I have 37 days (how precise!) after I have been charged $450 annual fee to cancel the card and still get all $450 back.
    Luckily for me, on 5/21 they credited $100 and my statement balance is $0. I will be able to cancel the card before they charge me annual fee.

  8. Hey Daraius,

    Love the blog, been subscribed to it via RSS for a few years and have applied to a few credit cards through your links. I’ve been to ~53 countries in the last 3 years, and your maldives + bora bora segment are especially useful to me as I can’t seem to find that info anywhere else in the web so kudos!

    I stumbled across a resource that might be useful for both yourself and your readers that is not on the internet yet that’s miles-related. Do you have somewhere I can email it to for your review? Thanks.


  9. Hi,

    Which credit card is the best to travel in Europe? Thank you for the help.


  10. Hi I have a $100 Southwest LUV certificate that expires in August it is a 16 digit code that can be used by anyone. Would love to swap for valid AMEX platinum business 150k application code thanks

  11. Daraius,
    I really enjoy your blog. I have 140,604 citi thank you points and 50,770 of them expire this December. I am planning to take my wife and son to Europe in June 2016 and would like to go one way on Icelandair so we can stop in Iceland and use our American miles for the return trip. I have a goal of having 37500 American express blue sky points to get $500 off the Icelandair tickets and would like to book all three tickets at the same time on the same program. What are your thoughts on the best way to use the expiring citi thank you points?

  12. Hi Daraius,
    Thanks for ALL the help and information you provide! I’m wanting to use my AA miles to travel my family of 4 to Hawaii(Honolulu) from JFK next April. What is the best way (least miles to use) to do this? Economy is fine and transferring to other airlines/partners etc is ok. I believe you once mentioned Singapore Air or Virgin but not sure. Is this still the best option? If so, How is it done? Do I need an account with them first? How do I search for availability? How do I book? Also worst case scenario, can the miles be transferred back to AA if not used due to no availability?
    This is probably the most confusing part for me. The not knowing how to use/book my miles thru another partner/airlines to get the biggest bang for the miles. With a large family I need to stretch my miles.
    Thanks again!

  13. Hi Daraius,
    I’m hoping you can advise me on how to best use my 180k AA mile for a trip next April to Hawaii (Honolulu)from JFK for my family of 4. I believe you once mentioned Singapore or Virgin. Is this still the best option for using as little miles as possible. We don’t mind economy as we are trying to stretch our miles. We don’t mind transferring to other airlines/partners etc. in order to get a good value. Do we need an account with these other airlines/partners first? How do we search availability, transfer miles and book flights? Which sites do I use? Can the miles be transferred back to AA if nothing is available? Or can we put flights on hold while we wait for miles to transfer? This is the part that confuses me greatly. The not knowing where/how to search/transfer miles to other airlines to get a better value. I tried searching in the google box but couldn’t find what I needed.
    Thanks in advance for All the help and knowledge you provide!

  14. Daraius:

    I’d like to point out a valuable feature of the American Express card account portal.

    For each of my Amex cards, at the bottom of the “Current Balance” window, there’s a series of “Amex Offers & Benefits.” Scroll across to view. At the moment, one card has thirty-nine offers; with restrictions, of course.

    Such offers seem to be targeted to the individual card holder. They vary from card to card, and can only be viewed by logging in.

    Add the offer to the card, before making the required purchase(s).

    I recently earned $75 in statement credit by making three minimum $50 purchases at Smart and Final, where I shop regularly.

    There’s currently an offer on one of my Amex cards for “Hilton Garden Inn, Spend $150 or more, get $30 back.” That’s 20% off $150.

    I gather that part of the reason for these promos, is to get cardholders to log in often. I check often for suspicious activity, with or without promos. I’ve also set up email alerts for charges over a certain amount; out-of-area; on line; etc. These are prime for fraud.

    Regarding these and other offers, I’m reminded of a grumpy travel agent in Auckland, New Zealand, who warned: “A deal’s not a deal unless you want it.” Don’t buy what you don’t need, just because of a promo.

    Happy travels; smooth flights; no bedbugs; no scams; no Delhi Belly, to you all.

  15. I’m just beginning to use your website and tips to get the Southwest Companion pass. At the present time, I have just received two Southwest cards (through Chase) and am working to get the 100,000 points awarded based on meeting the minimum spending requirements – then get the other points needed to reach the 110,000 points needed for a companion pass. .
    I was reading your post entitled, “10 Ways To Get Extra Points Towards The Southwest Companion Pass & Credit Card Bonus Still Counts!” from 2012. Do the tips for getting the extra 6,000 points still apply? I want to get the companion pass as quickly as possible so I can use it the rest of 2015 and in 2016, and I want to know some tips to get the additional points. Any support you can provide is appreciated!

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