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I love answering questions from my readers and want you to travel for less!

Please leave a comment below with any requests, travel anecdotes, or topics which you’d like me to cover on the blog.

Or tweet me @MilMileSecrets for a quicker response!

I’d be delighted to make your travel dreams a reality!

Daraius Dubash and Emily Jablon (formerly married) have earned and redeemed millions of airline miles and hotel points – most of which they acquired for free and without flying in airplanes or staying in hotels.

Daraius Dubash - Million Miles Secrets

At Restaurant Sant Pau Near Barcelona, Spain.  Daraius & Emily Used Miles to Travel for Free on Swiss Air to Europe

Million Mile Secrets shows time-starved folks how, they too, can acquire airline miles and hotel points, and travel very comfortably to see the world, for a fraction of what they would otherwise pay for such travels.

They believe everyone can use airline and hotel loyalty points to travel for free – whether it is a trip in First Class to Thailand or a family visit to grandma in Florida.

By reading Million Mile Secrets you will learn their secrets to fly for much less,  stay in wonderful hotels for much less, and rent cars for much less than retail price.

They have visited over 30 countries in 6 out of 7 continents, and have flown on International First Class (where tickets costs about $20,000 per ticket) to Europe, Asia, and the US, many times for virtually no money.  They use their expertise and specialized tools to help their blog readers and their families travel and experience the world like they never thought possible.

Emily in Lake Como, Italy

Emily Used her Miles to Visit Lake Como, Italy


As a former Certified Public Accountant (CPA), Daraius roamed the world, as an auditor for a Fortune 500 company, to ensure that rules, regulations, and policies were enforced.  He also prepared many tax returns as a volunteer with the AARP.

Daraius now uses his ability to interpret complicated airline rules and marketing promotions – honed from mastering complex accounting rules – to make the most of airline, hotel, and rental car promotions.

But Daraius believes using your miles and points to travel shouldn’t require a degree in Accounting!  That’s why they started Million Mile Secrets.  They present the information in a helpful way that anyone can understand.

Emily was a Project Manager for General Dynamics (a Fortune 100 Company) and completed her MBA in 2014. She has worked in the Operations divisions of 2 publicly traded companies.

Busy people don’t have time to study the constantly changing deals, strategies, and requirements.  That’s why Million Mile Secrets only has the best offers and most relevant news, including their easy-to-follow analysis that has earned the trust of over 16,000 loyal readers.

Daraius has worked in the Finance, Auditing & Global Marketing divisions of Fortune 500 companies.  He has an MBA from the Kellogg School of Management and a Master’s in Engineering Management from the McCormick School of Engineering at Northwestern University.

News outlets such as The New York Times, CNN, and Business Insider call upon Daraius and Emily for their expertise at Big Travel with Small Money.

You Dont Have To Pay To Upgrade To An Overwater Bungalow In Bora Bora

Miles and Points Can Get you an Overwater Villa at the InterContinental Thalasso Bora Bora

In his spare time, Daraius loves to plan his future travels and plot how to increase their stash of miles and points (currently over 3 million).  He loves listening to classical music, reading non-fiction (history and biography), eating good ethnic food, and taking long walks.

Emily loves to Latin dance, listen to music, spend time with friends, and help plan future trips.

Million Mile Secrets is part of the BankRate family!

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Editorial Disclaimer: Neither the responses below nor the editorial content on this page are provided or commissioned by the bank advertisers, and have not been reviewed, approved or otherwise endorsed by the bank advertisers. Opinions expressed here are the author’s alone, not those of the bank advertisers. It is not the bank advertisers’ responsibility to ensure all posts and/or questions are answered.

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7,246 responses to “Contact

  1. I made a mess today and need HELP please. I would love to travel to Kenya Africa through Dubai using United Arab Emirates first class but of course I can’t afford to pay $$$ for it. After research, I realized I can earn points through SPG, transfer them to JAL and book my flight though JAL. I figured out I will need the following credit cards to fund my SPG account: SPG guest preferred, SPG business card and Marriott Chase card. So last week I applied for a guess SPG card and Marriott card from Chase and got approved for both. However, I got an email over the weekend from SPG about my free two notes after the spending limit…that’s when I realized that’s sPG had changed their over from 25000 to two free notices. I decided to wait until I receive the credit card today to contact Customer Service to see if they’d be willing to offer 25000 instead of free nights. Unfortunately I got run arounds between SPG and American Express and was finally told that they can’t change an offer after the card is opened. May be its me but I just don’t see how they can’t change the offer…it’s their card! Anyway I got so upset and asked them to cancel the card. My thinking was I can cancel and reopen the card down the road since I didn’t cash the bonus. Am I correct or will they consider the offer a once in a life time deal? The card was oepened and closed today and no charge was made? Can I open the guest card again may be in 3 months and if so will I get a sign on bonus? If not is there another way whatsoever to get SPG points? I do plan on getting SPG business after I am done with the Marriott card. Please help me get SPG points.

  2. Any ideas if Chase Sapphire Reserve gives $300 travel credit when using the UR Portal.

    For example, I wanted book ticket to India but tickets are relatively expensive in December. Is it possible to split transaction between UR points and cash, charge $300 on Sapphire Reserve card and rest in points.
    Would Chase credit me for $300 travel?

  3. Hey Darius, I have a personal request. I couldn’t find any way to privately message you. I commented on one of your posts a couple of years ago. When I google my name, it shows up and it mentions that I was getting married. Well, now we’re divorced and I don’t want people to see that comment. Can you please delete that comment (I’m the first comment)? I’d be very grateful. This is the link to the post:

  4. Wait, my mistake. This wasn’t the post I commented about it on! Disregard it! Sorry!

  5. @Jeremy – I’d suggest waiting at least 24 months before applying for the same card.

    @Charlie – You can qualify for a new Hyatt card sign-up bonus 24 months after you received a previous sign-up bonus And you’ll have to cancel the old card before reapplying.

    @Breck Jacobs – I’m very sorry to hear about your situation. The new business card should not affect your ability to earn a sign-up bonus on Citi personal cards. I’d recommend calling again to speak with a supervisor to see if they can help.

  6. Hi Daraius!

    Thanks for your blog and it has helped me tremendously (and is my favorite travel/points resource).

    I accumulate United miles, in part, by using the “MileagePlus X” app to double up on points when shopping at stores (or triple dip if shopping online via a shopping portal). It is a great tool to accumulate even more points.

    Are there similar apps for other airlines and/or hotel chains? American and Marriott are my preferred providers, but I have found nothing that indicates they have a similar app that provides an opportunity to accumulate more points when shopping at retail stores, restaurants, etc.

    Since I can not find anything out about this, I thought you might be able to provide some guidance.


  7. @Shane – I don’t have personal experience with this. But it’s probably not worth the risk of losing out on the sign-up bonus. Instead, your wife can earn the sign-up and transfer the points to your account at a cost of $25 per 10,000 Hilton points.

    @Mary – I’m very sorry to hear about your situation! Unfortunately, AMEX restricts sign-up bonuses to once per card per lifetime. Here’s a post with other ways to earn Starwood points:

    @Jay – That should work!

  8. i understand the new Chase 5 “Credit Card” rule, but does that also apply to “Charge Cards”, as differentiated from “Credit Cards”?

  9. Hello and thank you for all your great advice on your website and emails. I’m trying to book a flight for me and my family (2 adults, 2 kids, neither in lap) from LAX to France using Delta or Flying Blue. Is there any good way to transfer delta sky miles to my flying blue account? Hard to believe, but the delta cost is 228,000 miles per person with 2 stops. The flying blue cost is 240,000 for all 4 tickets and 1 stopover. I’ve got almost enough with amex rewards and chase points to transfer into the flying blue account, but not quite. I can buy the balance, but it’s pretty expensive. I’ve got enough in my delta sky miles account, but no way to get them into the flying blue account. Thanks!

  10. Daraius,

    I’m planning a trip in October 2017 Delta ATL-HNL so I’m not yet 331 days out. I’ve heard this is Delta’s most popular destination for FF redemption from ATL. What is the best way to maximize value on redeeming my miles? I really don’t want to pay over 110K miles per ticket if at all possible. Can I book my outbound at 331 days and then book my return later? What’s the best way to do this?

  11. Hi, I have talked to 3 different people at Southwest Airlines and all of them told me the point transfer of 120k points from the Marriott nights and flights program would not get me the companion pass. I pressed them on it and they all put me on hold and came back with the same response. I am afraid to do it after these conversations. Any advice?

  12. I just opened a sapphire preferred and reserve card. If i transfer my sign up bonus from my preferred card to my reserve card and downgrade my preferred card to a freedom, will I lose my preferred sign up bonus?

  13. @Gary F. – Thanks for reading the site! I’m not aware of a similar app for American or Marriott. If I hear of anything, I’ll be sure to share!

    @tom – The Chase “5/24” rule applies to any cards that appear on your credit report. Typically, both charge cards and credit cards will show up. Here’s a post with an easy way to check your Chase 5/24 status:

  14. @Sebastian Rein – You can NOT transfer Flying Blue miles to Delta. You could try to book a couple of the award seats with Delta miles and a couple with Flying Blue miles.

    Or you could call Delta and see if they can find the same flights you found on Flying Blue. Good luck!

    @Daniel G. – Yes, you can book a one-way there. And then wait to book a one-way back. The risk in waiting is you may not find award space.

    But if you feel confident you’ll find it, that could be a good way to secure your trip with miles or points!

    @Edward Nasser – Officially, they will tell you it does NOT work, but it does in practice. You could transfer a small amount first and see how the points post, before you make a large transfer.

    @MD – No, you will not lose your bonus.

  15. Hello,

    I get the emails most every day on million miles – does that mean I am part of your blog? I have a couple questions to ask and would like to know if you answer all questions as people write them or after you get similar questions from a number of people of which you then repspond to them.

  16. If you could cover credit cards like the Sapphire Reserve from the perspective of the issuer, I would be really curious how it works out for them.

    The reason I ask is this.

    Yes, the annual fee is $450, but as you’ve pointed out, you get $300 back every year on travel, and about $25/year ($100 every 4 years) in reimbursement for Global Entry. So the annual fee is *really* more like $125, which is only $25 more than the Sapphire Reserve. It becomes an immensely good deal, because if you do travel, the point redemptions get a 50% bonus on travel spend, and you also get $1,000 up front after meeting the $4,000 spending requirement.

    I have continued to enjoy lots of credit card deals (I used to milk the 5% pharmacy cash back on the Citi card a few years ago and was processing $2,500 or more per day for a while) and so I’m not complaining, but I do wonder what the play here is specifically. Are they just trying to get another $25 out of people per year and spending nearly $1,000 to attract that? Or do they think that people might not actually use the travel credit some years and so they will end up making it back? Or is Chase not footing the bill and is more about the bondholders/borrowers who actually utilize the 18% or whatever interest rate that gets charged?

    These deals have been going on for so long that they *have* to be making good money on it, but I have been surprised how long they have been going on.

  17. Hi Darius, read your blog daily. I appreciate your insight and options to free travel. Question: I have been careful and waiting to apply for the Southwest 50,000 personal and business cards. My husband did it 2 years ago and we enjoyed the Companion Pass immensely. It’s my turn to apply but I’m not sure how to do it. Do I open two browsers and apply on the same day? Should I put some time in between the applications? What do you suggest for success? I have had no credit inquiries for the last 12 months. I have only opened a Sapphire Preferred in the last 24 months. Closed a Chase United this year. I think I’m in the clear for meeting the 5/24 issue. Any help would be appreciated. Thanks!

  18. Hi Daraius and Emily! Love your site! I owe a lot of my success in the points and miles field to you. I have a question though, and it may be a rookie question but I’ve been curious. If I open a new hotel credit card that provides automatic status, will that status level supersede my existing status level, even if it’s higher? Or will the highest status level remain? I completed a Hilton Status Match earlier this year and received Diamond status. Now I’m thinking of opening the AmEx Hilton Surpass card, but not if doing so will drop me down to Gold status. Thoughts?

  19. How soon after a credit card denial would you recommend to try again? The reason for denial was the income does not meet requirements which I think is bogus cause other ppl have applied with less income. Talking about citi prestige

  20.  Trying to get to Guatamala June / July 2017..Wondering what is the best way to search availabilty via airlines I can transfer Thank You Points to? Looks like I can get RT on Copa for around 45K via travel center but think I should be able to do better via partner transfer. THANKS in advance for your input.

  21. hello, I am planning to a trip to russia in the summer of 2018. From may 23rd to aug 2nd. how many miles would I need to get a free flying (round-trip). No hotel needed.


  22. Hello, I had a question regarding the Hyatt credit card. I need to cancel it very soon to avoid the annual fee, but I also have 2 free night stays that I have booked for later this year. If I cancel the credit card now, this will not affect my free nights and reservations, correct? Thanks for your help!

    • Hello, I had a question regarding the Hyatt credit card. I need to cancel it very soon to avoid the annual fee, but I also have 2 free night stays that I have booked for later this year. If I cancel the credit card now, this will not affect my free nights and reservations, correct? Thanks for your help!

  23. Will adding a spouse as an authorized user on an AMEX Hilton count as a new account with Chase’s 5/24 rule?

  24. @Gary Keller – Yes, you are in the loop! Thank you!

    I try to go in order. What’s your question?

    @AG – That’s very interesting to think about! I’m not sure what their reasoning is. But remember they have many other arms of their business, like mortgages, private lending, and other types of loans and investments. So who knows what they really think about their rewards credit cards! Any ideas welcomed. 🙂

    @Darccy – I’d get one, and then the other a few days later. Just to be on the safe side!

    Sounds like you’ve done your homework and are ready to earn another Companion Pass. Here are some things to keep in mind:

    @Brandon – If you already have higher elite status, that’s the one you’ll get to keep. 🙂

    @Rob Dillan – I’d recommend waiting at least a few months.

    Of course, you can always call Citi and ask them to reconsider your application, too. Good luck!

    @Chad Krakow @enrique – Here’s a tool I’d recommend:

    Good luck getting to Guatemala and Russia!

    @Crystal – You will not lose your reservations, but strongly consider keeping that card for the annual free night at a Category 1 through 4 hotel! It’s often more much more than the annual fee:

    @Vic – Yes, if it appears on your spouse’s personal credit report. Here’s how to check:

  25. Hey there! I have a great story that goes along with traveling with a family of five. Great summer trip with combo of points and cash.

  26. Hi,
    I have closed around 7 Credit cards in last 24 months. I wanted to know how it will impact my overall ability to avail home loan or impact applying new Credit Cards.

  27. What is the best credit card to use when booking and staying at the Fairmont Hotel in DC

  28. Hi Daraius,
    I’ve benefited a lot from your website over the years, and I have a small way I can repay you with a very good data point that I’m sure you get a lot of questions on.

    This past week, I had a hard inquiry drop off of my credit report to put me at 4 inquiries. As I’ve read here, Chase has a new stricter policy on credit card applications, automatically rejecting applicants with 5 or more new credit cards from any bank in the past 24 months.

    I applied the next day for the Chase Sapphire Reserve Card and was approved. So I immediately applied for the Marriott card also from Chase and got a “pending decision” note. However, after logging into my chase account, I could see that the Marriott card had also been approved.

    I checked my credit report and found only one inquiry had been added.

    I think this method might be useful for people who want these valuable Chase cards, but find it difficult to keep their hard inquiries down. As I understand it, you should apply for one bank branded card (like sapphire/freedom/ink) and one non-branded card (like marriott/british airways/southwest). I applied for the branded card first.

    I hope my story helps someone else who is similarly positioned to make the best use of their hard inquiry at Chase.

    Thanks for the many good articles that have been very helpful for my family over the years.