Category Archives: Luggage

Do ALL Credit Inquiries Count Toward Chase’s 5/24 Limit?

Million Mile Secrets reader, Ryan, commented:

Does the Chase “5/24 rule” only apply to inquires for credit cards or also other loans as well?  I have 4 credit inquires in the past 24 months, including 1 loan and 3 credit cards.

Also, are there any free reliable tools to count credit inquiries?

Great questions, Ryan!

Only new credit card accounts count toward Chase’s “5/24” limit.  So if you’ve opened 5 or more new credit cards (from any bank) in the past 24 months, you will NOT be approved for most Chase cards.

The exception is certain small business cards, which do NOT appear on your personal credit report.

Additional credit inquiries for loans or declined card applications don’t count toward Chase’s 5/24 limit.  That said, all banks review your credit report.  And too many inquiries could impact your chances of getting approved for new cards.

Do ALL Credit Inquiries Count Toward This Banks Strict Card Limit

Understanding Chase Application Rules Can Help You Earn More Sign-Up Bonuses, Which Is the Fastest Way to Get Big Travel!

Because of the strict Chase application rules, I’ll explain why it’s best to get their cards first.  And remind y’all the easy way to check your 5/24 status.

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Review: Capital One Venture Card Vs. Capital One VentureOne

Y’all know how much I love getting Big Travel with Small Money by collecting airline miles and hotel points.  But sometimes there are blackout dates around my travel times.  Or there aren’t available award seats or nights on the dates I want.

If you prefer the flexibility of booking flights, rooms, and other travel whenever you want, the Capital One® Venture® and Capital One® VentureOne® cards are a better option than credit cards like the Chase United Explorer or Hilton Honors™ Surpass® Card from American Express, which earn miles & points that you can only use if there are available award seats or nights.

The Capital One VentureOne comes with 20,000 Venture miles (worth $200 in travel) after spending $1,000 on purchases within the first 3 months.  And the Capital One Venture card offers 40,000 Venture miles (worth $400 in travel) after spending $3,000 on purchases within the first 3 months.

Capital One Venture Card Review

If You Book a Las Vegas Show Through Your Hotel, It Should Code as a Travel Purchase, Which You Can Erase With Venture Miles!

I’ll show you what I like about the Capital One Venture cards.  But why folks new to miles & points might do better with different cards.

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These Airlines Have the Best Customer Satisfaction in North America!

Million Mile Secrets readers love JetBlue and Southwest!  That’s because they’re relatively cheap, and rank very high in customer satisfaction.

Southwest has replaced JetBlue as number 1 for customer satisfaction among low-cost North American airlines!

Best North American Airlines 2017

Fly to Costa Rica and Experience Top-Notch Customer Service With These 2 Low-Cost Airlines

I’ll tell you what this ranking means.  And remind you why these airlines are traveler favorites!

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4 Ways to Fly to Europe Using Fewer Points or Less Cash!

Million Mile Secrets reader, Matt, tweeted:

What are the cheapest cities to fly to in Western Europe?

Great question, Matt!

The best deals can be different depending if you’re redeeming miles & points or booking paid airfare.

For example, one great option to Europe is using British Airways Avios points for flights to Dublin, Dusseldorf, or Berlin.

Or for inexpensive paid airfare, you can consider flights on low-cost airlines like Norwegian Air and WOW Air to destinations like Iceland, London, Oslo, Stockholm, and Copenhagen.

A great part about flying to Europe cheaply is you can travel around to other destinations using budget airlines like RyanAir or via Europe’s extensive rail network.

Cheap Flights To Europe

You Can Explore Europe for Less When You Book Great Deals Using Miles, Points, or Cash

I’ll share how to get to Europe for cheap!

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Do You Get Travel Insurance With the AMEX Platinum Card?

Million Mile Secrets reader, Dave, commented:

Does The Platinum Card® from American Express have travel insurance coverage?

Unlike some other travel cards, which have excellent travel protection benefits, the AMEX Platinum does NOT provide coverage for mishaps like trip delays or cancellations.

But you do get insurance for lost baggage and travel accidents when you pay for airfare with your AMEX Platinum card.  Keep in mind, this coverage does NOT apply to award tickets.

Some folks don’t mind giving up travel protection benefits to earn 5X points on airfare, especially if you have travel insurance with a third-party company.

Do You Get Travel Insurance With The AMEX Platinum

You Do NOT Have Any Coverage for Trip Delays or Cancellation When You Pay for Airfare With an AMEX Platinum Card

Air travel preferences can vary a lot from person to person.  So I’ll explain what you should consider when comparing credit card travel protection benefits!

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Best of Million Mile Secrets – May 2017

1.   If you’re looking to earn more Delta miles, consider the limited-time huge sign-up bonuses on the AMEX Delta cards!  And check out this post to find out how to get an even better offer on one of these cards!

Best Of Million Mile Secrets May 2017

The Limited-Time 70,000 Delta Mile Sign-Up Bonus on the AMEX Delta Platinum Card Is Enough for a One-Way Business Class Flight to Europe!

2.   I let you know about the new Blue Business℠ Plus Credit Card from American Express.  It comes with a 20,000 AMEX Membership Rewards point sign-up bonus after meeting minimum spending requirements.

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Readers Share Their Favorite Ways to Use Southwest Points

I enjoy hearing from y’all about how you like to use miles & points.  So I loved reading your comments from a recent Southwest giveaway!

We asked how you use Southwest points to get Big Travel.  And we received a lot of enthusiastic responses!

Southwest Airlines Destinations 2017

Readers Love Using Points to Visit Warm Destinations, Like Los Cabos

The giveaway is now closed.  But if you’re looking for ideas for how to use your Southwest points, here are some suggestions from Million Mile Secrets readers!

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Blog Giveaway: 7,000 Southwest Points!

Don’t forget to follow me on Facebook or Twitter!

Million Mile Secrets readers are the best!  To thank you, Emily and I are giving away 7,000 Southwest points!

Blog Giveaway 7000 Southwest Points May 2017

Southwest Has Added a Few New Destinations, Including Grand Cayman!

I’ll show you how to enter!

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Europe Electronics Ban Update: Good News for Business and Leisure Travelers!

Emily:   A week ago, we found out the electronics ban between the US and Europe was a sure thing.

But via the New York Times, the ban will NOT be implemented, at least for now!  So folks can still use their laptops and tablets in-flight for work and entertainment.  That’s great news!

Europe Electronics Ban Update

You’ll Still Be Able to Bring Your Laptop on Board Flights From Europe to the US

I’ll share why I think the ban did NOT go through.

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Book Your Holiday Travel! Southwest Extends Schedule Through January 7, 2018

If you’re like most folks, you like to plan your holiday travel as soon as possible.  That’s because prices can increase if you wait to book!

Southwest has extended their schedule through January 7, 2018.  So you can now book your Thanksgiving, Christmas, and New Years flights!  Or just reserve a flight to a balmy climate away from the cold.

And Southwest has a generous refund policy, so you don’t have to worry about booking before your plans are set in stone!

Plus, if you have the Southwest Companion Pass, a friend or family member can join you for (almost) free anytime you fly Southwest for up to 2 years!

Book Your Holiday Travel Southwest Extends Schedule Through January 7 2018

You Can Now Book Southwest Flights for Christmas and Beyond!

I’ll share the details about Southwest’s extended schedule.

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