Category Archives: Shopping

Easily Find Credit Card Currency Conversion Rates With Mercez App

I recently wrote about which card issuers give the best exchange rate for foreign transactions.  And ran an experiment which showed MasterCard had the most favorable rates.

But that might not be the case in every situation.  Deciding which credit card to use when traveling abroad can be tricky, because the major banks use a different conversion tool for rates.

The Mercez app can check which card gives you the best exchange rate from the local currency into US dollars when making your purchase.

Easily Find Credit Card Currency Conversion Rates With Mercez App

The Mercez App Helps You Determine the Best Card to Use Abroad by Checking Currency Conversion Rates by Credit Card Issuer

I’ve been playing with the app and the concept is great, but it’s not perfect.  Here’s my full review.

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Which Cards Give the Best Exchange Rate on Foreign Transactions?

When you travel abroad, you’ll save money by using cards that don’t add foreign transaction fees.  Otherwise you’ll be charged an extra ~1% to ~3% on each purchase!

But did you know you’ll usually pay a different exchange rate depending on the card issuer?  Milevalue, One Mile at a Time, and View From the Wing suggest MasterCard offers the best rates.

So I decided to run an experiment with the help of a Million Mile Secrets team member who recently traveled to Canada.

Which Cards Give The Best Exchange Rate On Foreign Transactions

Traveling Outside the US? You’ll Get a Better Exchange Rate With Certain Cards!

I’ll let you know what we found out!

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Shop at Costco? Today Meeting Visa Spending Requirements Gets Easier. Or Earn 5X Points!

It’s a good time for folks with a Costco membership!  That’s because starting today, June 20, 2016, Costco accepts Visa cards.

This is a terrific new opportunity to meet minimum spending requirements on a new Visa card!

And it’s a great deal if you have the Chase Freedom Visa, which earns 5X Chase Ultimate Rewards points (5% cash back) at wholesale clubs on up to $1,500 in combined spending each quarter in the bonus categories through December 31, 2016, when you register.

Shop At Costco Today Meeting Visa Spending Requirements Gets Easier Or Earn 5X Points

Use Your Visa Card at Costco Starting Today, June 20, 2016

I’ll remind you of the best Visa cards to make the most of your Costco spending!

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News You Can Use – Easy 500 United Airlines Miles, 10,000 Bonus Hilton Points, and Save at Regal Cinemas & Princess Cruises!

1.   Chase United Airlines Cardholders Can Earn an Easy 500 United Airlines Miles

Via Credit Card Watcher, Chase United MileagePlus® Explorer cardholders can earn 500 United Airlines bonus miles when they enroll their card with a new Visa Checkout account and spend $5+ within 15 days.

News You Can Use Easy 500 United Airlines Miles 10,000 Bonus Hilton Points And Save At Regal Cinemas Princess Cruises

If You Have a Chase United MileagePlus Explorer Card, You Can Earn 500 Easy Bonus Miles With Visa Checkout

To get in on the deal:

  • Visit this link and enter your United Airlines frequent flyer number
  • You’ll be prompted to create a new Visa Checkout account
  • Add your Chase United MileagePlus® Explorer card
  • Make a qualifying Visa Checkout purchase of $5 or more within 15 days

If you already have a Visa Checkout account linked to a Chase United MileagePlus card, you’re NOT eligible for the deal.  But you could close your old account and re-open a new one!

Any United Airlines Visa card will qualify, so United MileagePlus® Explorer Business cardholders can get the offer, too.

Your bonus miles should appear in your account within 6 to 8 weeks, as long as your card remains open.

2.   Targeted – 10,000 Hilton Points for Adding an Authorized User

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Earn Up to $500 With a Targeted Promotion From the AMEX SimplyCash Card

Do you have the AMEX SimplyCash card?  If so, check to see if you were targeted to earn a $50 statement credit for every $5,000 in purchases – up to $500 cash back.

If you’re targeted, you must enroll by July 31, 2016.  Purchases made through April 30, 2017, qualify for the promotion.

Earn Up To 500 With A Targeted Promotion From The AMEX SimplyCash Card

If You Have the AMEX SimplyCash Small Business Card, You Could Earn up to $500 in Cash Back

Here’s how to check if you’ve been targeted!

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